Secured card applications

[radi8]

CITI Secured card

 

 

National City Secured Card

 

 

 

Wells Fargo Secured Card

[belleama]

Here is the info for Elan along with the app...

 

http://creditboards.com/forums/index.php?s...pic=123709&st=0

[startover]

I highly recommend US Bank secured cards as well.

 

For residents of:

AR, AZ, CA, CO, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NV, OH, OR, SD, TN, UT, WA, WI, WY.

http://www.usbank.com/cgi_w/cfm/creditcard...ecured_card.cfm

 

For residents of all other states:

http://www.usbank.com/cgi_w/cfm/creditcard...m?ics_src=55423

 

US Bank DOES unsecure with 12 month history and decent scores. Read my threads here:

 

http://creditboards.com/forums/index.php?s...opic=171453&hl=

http://creditboards.com/forums/index.php?s...opic=180469&hl=

http://creditboards.com/forums/index.php?s...opic=180897&hl=

[DCPenal]

I highly advise everyone to not open a WF secured card.

They refused to unsecure my card at 12 months and proceeded to tell me it has to be 13 months which is a complete lie according to my paperwork and their website.

They offered no reason other than it is their policy.

I have been a customer for 10 years with them.

Never again.

[superdup]

Anyone have the link for BofA Secured?

[superdup]

Anyone have the link for BofA Secured?

[smush24]

Anyone have the link for BofA Secured?

http://www.bankofamerica.com/creditcards/i...late=cc_secured

 

However, if you have baddies on your reports, this is not the card for you. Its NOT an easy card to get.

[Positivemotion]

I highly recommend US Bank secured cards as well.

 

For residents of:

AR, AZ, CA, CO, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NV, OH, OR, SD, TN, UT, WA, WI, WY.

http://www.usbank.com/cgi_w/cfm/creditcard...ecured_card.cfm

 

For residents of all other states:

http://www.usbank.com/cgi_w/cfm/creditcard...m?ics_src=55423

 

US Bank DOES unsecure with 12 month history and decent scores. Read my threads here:

 

http://creditboards.com/forums/index.php?s...=171453&hl=

http://creditboards.com/forums/index.php?s...=180469&hl=

http://creditboards.com/forums/index.php?s...=180897&hl=

 

Hi, what is the amex oasis program and how can I get in?

Thanks

[antihero]

This is excellent. I am mailing my application today. My first secured card ever! woo!

[roasted]

I highly advise everyone to not open a WF secured card.

They refused to unsecure my card at 12 months and proceeded to tell me it has to be 13 months which is a complete lie according to my paperwork and their website.

They offered no reason other than it is their policy.

I have been a customer for 10 years with them.

Never again.

 

FYI - They actually unsecured my card after 11 months and provided a very healthy CLI.

[antihero]

So I sent off applications for US Bank secured and Capital One Secured. Anyone know how long US bank will get back to me and how aside from email. Will they call or mail me back?

[buddyo]

Capital One Secured.

 

Huh? I didn't that Cap One secured was around anymore.

[antihero]

Capital One Secured.

 

Huh? I didn't that Cap One secured was around anymore.

 

Yep, I got my denial letter yesterday. My US Bank card came in though! I'm stoked!

[ON-MY_way]

Capital One Secured.

 

Huh? I didn't that Cap One secured was around anymore.

 

Yep, I got my denial letter yesterday. My US Bank card came in though! I'm stoked!

.

so... what was the app-to-card-in-hand time? which usbank secured card? i've herd nothing but good things about them. next month im going to secure 400 and ride out. congrats to you. oh, btw... with all the negative threads/post on cap one...what made you apply for a secure card with them?

[antihero]

Capital One Secured.

 

Huh? I didn't that Cap One secured was around anymore.

 

Yep, I got my denial letter yesterday. My US Bank card came in though! I'm stoked!

.

so... what was the app-to-card-in-hand time? which usbank secured card? i've herd nothing but good things about them. next month im going to secure 400 and ride out. congrats to you. oh, btw... with all the negative threads/post on cap one...what made you apply for a secure card with them?

 

Mailed my application priority usps 2-3 day delivery with my deposit on 7/17, recieved my card yesterday on 7/24

 

I applied to capital one cause they had a cool looking snowboarder image on one of their cards

[ON-MY_way]

yes...good turn around time... cant wait. and a credit card says a thousand words. great ice-breaker with a cute cashier. i viewed cap one app online... thats one thing i like is you can pick the look of the card. any others do that? marketing idea: allow customers to upload an image to go on new cards.... they would RAKE in customers. also would make a nice thread chat: if you could put your own image on your favorite CC.

Edited July 26, 2006 by ON-MY_way

[antihero]

yes...good turn around time... cant wait. and a credit card says a thousand words. great ice-breaker with a cute cashier. i viewed cap one app online... thats one thing i like is you can pick the look of the card. any others do that? marketing idea: allow customers to upload an image to go on new cards.... they would RAKE in customers. also would make a nice thread chat: if you could put your own image on your favorite CC.

 

here is the us bank one I applied to:

 

http://usbank.com/personal/pdf/USBsecured.pdf

[sarg]

Hi, what is the amex oasis program and how can I get in?

Thanks

 

Oasis Program at American Express is not a secured card issuance. The program gives former cardholders that defaulted an opportunity to redeem themselves. In exchange for recovering my charged off account in full, they issued me an Optima Card for half of my original credit line (minimum credit line $500). No hard pulls from any of the credit bureaus. No lengthy app to fill out. Just sign the brief acceptance form sent to you after your payment clears the bank.

 

Now the bad news, to qualify, you cannot have a bankruptcy.

[buddyo]

I'm confused. Capital One SECURED or Capital One 'platinum' crappy credit unsecured? I didn't think Cap One offered *secured* anymore, but instead gave $200 credit lines to reasonably lousy credit. Any links for this one? I've gotta see this.

[bethstar]

Anyone have the link for BofA Secured?

http://www.bankofamerica.com/creditcards/i...late=cc_secured

 

However, if you have baddies on your reports, this is not the card for you. Its NOT an easy card to get.

 

 

I have a Bofa secured with a limit of $500. I do have some baddies on my report. 1 unpaid collection on all three CR, 1 paid tax lien on EQ, EX and TU and a paid civil judgement on TU and EQ.

[bethstar]

Anyone have the link for BofA Secured?

http://www.bankofamerica.com/creditcards/i...late=cc_secured

 

However, if you have baddies on your reports, this is not the card for you. Its NOT an easy card to get.

 

 

I have a Bofa secured with a limit of $500. I do have some baddies on my report. 1 unpaid collection on all three CR, 1 paid tax lien on EQ, EX and TU and a paid civil judgement on TU and EQ.

 

 

Also, when I applied, they asked me for a $99 deposit and then gave me a $500 after they took the deposit out of my bank account.

[blargolis]

Anyone have the link for BofA Secured?

http://www.bankofamerica.com/creditcards/i...late=cc_secured

 

However, if you have baddies on your reports, this is not the card for you. Its NOT an easy card to get.

 

 

I have a Bofa secured with a limit of $500. I do have some baddies on my report. 1 unpaid collection on all three CR, 1 paid tax lien on EQ, EX and TU and a paid civil judgement on TU and EQ.

It depends on the baddies, for example, BofA won't issue even a secured card if a BK is showing on the account, even a very old one. I know from experience.

[TinaP]

So what's the best secured credit card to go for, for someone like me and my scores? Would I even be approved?

[JJPDX77]

I would like to know why certain secured cards are almost NEVER talked-about or able-to-be-applied-for online? Banks act like they are some sort of 'closet transaction' that they are ashamed of.

 

Also, these types of cards were advertised in the past as having two really nice advantages

 

1) After 11-12 months of successful, no-late payments--they used to guarantee graduation to unsecured credit (most wont do this anymore unless you also qualify (credit-score-wise) I would argue that one year isn't long enough to turn around credit unless every waking hour you spend for 12 months involves you fixing your credit)

2) they would not notify anyone that it was secured so that if you applied for credit elsewhere, it would look as though you were handling unsecured credit well.

 

Anyone know of any other info?

[TinaP]

I found this earlier tonight. From creditfix911.com:

 

A few are secured and all available to apply online.

 

http://www.creditfix911.com/creditcards.htm