National City Secured application

[breeze]

This is a pdf file you can print, fill out, and mail in to apply for the National City secured card.

 

National_City_Secured_App_1_..pdf

[Freedom Rising]

Is there a link for this bank?

I use a Mac OS X with v10.3 panther and it would not allow for the download.

Thank you.

[direred]

I use a Mac (Tiger) and had no issues with it.

[Freedom Rising]

I use a Mac (Tiger) and had no issues with it.

 

 

 

 

I get a small message screen that says:

 

"File Error.

 

Couldn't open the file. It may be corrupt or a file

format that Preview doesn't recognize."

 

 

 

I don't get it........

 

I googled National City Bank. I found lots of different cards, none were secured.

[breeze]

did you download to your hard drive and then open it? sometimes that works when a pdf file won't open for me.

 

I emailed it to the email you used for your CB account, in case it's a problem with downloading from here for some reason.

[sfbehr]

Is there a link for this bank?

I use a Mac OS X with v10.3 panther and it would not allow for the download.

Thank you.

 

You might also try using Acrobat Reader instead of Preview to open the PDF. Just right-click on the file icon (once you've downloaded it to your desktop, that is), select "open with" and then select Acrobat Reader from the list.

 

I was able to open it with both programs when I tested earlier today.

Edited January 8, 2006 by sfbehr

[tht78]

I use a Mac (Tiger) and had no issues with it.

 

 

 

 

I get a small message screen that says:

 

"File Error.

 

Couldn't open the file. It may be corrupt or a file

format that Preview doesn't recognize."

 

 

 

I don't get it........

 

I googled National City Bank. I found lots of different cards, none were secured.

 

Try upgrading your Adobe Acrobat.

[direred]

Try using Safari. Works great with the built-in PDF viewer (in Tiger only).

[fasteddie]

This is a pdf file you can print, fill out, and mail in to apply for the National City secured card.

 

National_City_Secured_App_1_..pdf

 

How does a secured credit card work such as the National City one?

[DrGanev]

This is a pdf file you can print, fill out, and mail in to apply for the National City secured card.

 

National_City_Secured_App_1_..pdf

 

How does a secured credit card work such as the National City one?

 

You send money "security deposit" with your application and it used to pay your outstanding bill if you fail to pay it,if the bank uses your security deposit to pay your bill means you are a bad risk and your account will canceled. If you pay your bill on time your "security deposit" stays with the bank untill you close the account or you are being upgaded to a non-secured CC.

[Frontman]

You can't apply for National City's secured card online. If you can't download the application file, you can call National City at 888 622-4932 and request an application be mailed to you.

[miramarguy]

I get an error when I try to download the .pdf application:

 

Board Message

 

Sorry, an error occurred. If you are unsure on how to use a feature, or don't know why you got this error message, try looking through the help files for more information.

The error returned was:

 

Sorry, some required files are missing, if you intended to view a topic, it's possible that it's been moved or deleted. Please go back and try again.

[USPSA-Shooter]

I get an error when I try to download the .pdf application:

 

Board Message

 

Sorry, an error occurred. If you are unsure on how to use a feature, or don't know why you got this error message, try looking through the help files for more information.

The error returned was:

 

Sorry, some required files are missing, if you intended to view a topic, it's possible that it's been moved or deleted. Please go back and try again.

 

 

+1

 

Same message for me.

[bajasue]

I get an error when I try to download the .pdf application:

 

Board Message

 

Sorry, an error occurred. If you are unsure on how to use a feature, or don't know why you got this error message, try looking through the help files for more information.

The error returned was:

 

Sorry, some required files are missing, if you intended to view a topic, it's possible that it's been moved or deleted. Please go back and try again.

 

 

+1

 

Same message for me.

[direred]

Looks like it's missing.

[NineCount]

I wanted to add this info.

 

I read on CB that National City Secured does not 'graduate' you to an unsecured product.

 

Instead, they issue you a new card, resulting in another TL, that is unsecured.

 

While this isn't necessariy bad, if you no longer want the old card (and the $3 monthly fee), then you must close the old card, and this would result in a small fico drop because you are losing the age and end up with a closed account.

 

From what I've read on CB, the BofA 99/500, and the WellsFargo secured products simply upgrade your exsisting account to unsecured after 12 months of good standing. So you get to keep your 'aged' info on your CR.

 

Just wanted to metion that.

 

National City has been good to me, and it's very easy to get.

 

YMMV

 

-NineCount

[smush24]

I wanted to add this info.

 

I read on CB that National City Secured does not 'graduate' you to an unsecured product.

 

Instead, they issue you a new card, resulting in another TL, that is unsecured.

 

While this isn't necessariy bad, if you no longer want the old card (and the $3 monthly fee), then you must close the old card, and this would result in a small fico drop because you are losing the age and end up with a closed account.

 

From what I've read on CB, the BofA 99/500, and the WellsFargo secured products simply upgrade your exsisting account to unsecured after 12 months of good standing. So you get to keep your 'aged' info on your CR.

 

Just wanted to metion that.

 

National City has been good to me, and it's very easy to get.

 

YMMV

 

-NineCount

BofA 100% secured, 99/500 and the WF secured cards are not guaranteed cards and have pretty stringent rules. I was declined for a 100% BofA secured card while being approved for 2 Amex cards. Declined due to a 4 year old unpaid CO that is being handled by my attorney.

[tdjackson]

Hi all,

 

 

Quick question. I have misplaced my National City App and just downloaded the one on here, problem is what adress do I send it to?

 

 

Thanks,

[belleama]

Hi all,

 

 

Quick question. I have misplaced my National City App and just downloaded the one on here, problem is what adress do I send it to?

 

 

Thanks,

 

National City

Card Services

4653 East Main Street

Columbus, OH 43213-0410

800-762-0974

 

I would call just to double check. That is the address I use to increase my credit limit.

 

One last thing you don't have to close the secured card in order to get an unsecured card with NC. If your scores and reports are good enough you can apply directly for one of those cards and have both, if approved for the unsecured.

[KYBOSH]

I have a question for those who have this card. How does this this card look on your credit report? Is it scored differently than a regular card? Are there comments on the trade line that gives it less clout than other cards?

[belleama]

I have a question for those who have this card. How does this this card look on your credit report? Is it scored differently than a regular card? Are there comments on the trade line that gives it less clout than other cards?

 

It does not report any differently than any other unsecured card. It is not considered a subprime card at all. I really like it.

[KYBOSH]

Reports the same... GREAT. Thanks for the info. How about join accounts versus individual accouts? I want to do this for me and my GF but I can save $250 if applying as a co-applicant is the same (in terms of FICO) as not having one.

[belleama]

Personally, I wouldn't put anyone who was not married to me on as a Joint anything. But if you feel comfortable I guess you could go ahead and do it.

 

Also you really aren't spending $250 on each account because it is a refundable security deposit. When you close the accounts you get all of the money back.

Edited January 27, 2006 by belleama

[KYBOSH]

Ooops.. did i say GF. I meant the wife. Old habits die hard.

 

Yeah so what's the deal on a this CC with a co-applicant? (in terms of Fico). Its the same as if there were no other applicant right? Two positive trade lines (1 for me - 1 for her) for the price of one. Right?

[belleama]

Ooops.. did i say GF. I meant the wife. Old habits die hard.

 

Yeah so what's the deal on a this CC with a co-applicant? (in terms of Fico). Its the same as if there were no other applicant right? Two positive trade lines (1 for me - 1 for her) for the price of one. Right?

 

That's right.