 TRANSCRIPTS: PsychDoc's Credit Repair School, For Beginners |
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CreditBoards > Intro & News > Please Read Before Posting - NEWBIES START HERE > Frequently Requested Topics  |
 Dec 3 2005, 11:57 PM
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Automotive Forum Lead
 Group: Mod Squad
Posts: 37,197 Joined: 11-November 03 From: Sleeping in the Sun! Member No.: 2,377  |
PsychDoc's Credit Repair School for Beginners.
These seminars covering the core topics of credit repair were held in the Creditboards chatroom during Fall 2005. Transcript #1 Link: Credit 101: The Ethics of Credit Repair What's credit repair all about? Is it the right thing to do? Is it legal? Is it ethical? Transcript #2 Link: Credit 102: A consumer Law Overview Consumer Protection statutes are the building blocks of credit repair. Review them early. Transcript #3 Link: Credit 103: Credit Reports & Credit Scores Credit bureaus have no official standing. Understand their motivation. Transcript #4 Link: Credit 104: Triaging Your Reports How can a do-it-yourself newcomer analyze a credit report and create a plan? Transcript #5 Link: Credit 105: FCRA Street Fighting Here's how to combat those gossipy credit bureaus. Transcript #6 Link: Credit 106: FCBA Street Fighting Several effective direct-to-creditor interventions are described. Transcript #7 Link: Credit 107:: FDCPA Street Fighting Do battle with the nastiest of the nastiest -- collection agencies. Transcript #8 Credit 108: Small Claims Lawsuits/Recording Calls Presenter Randy Padawer (PsychDoc) is a Ph.D. in clinical psychology whose research interests range from personality testing to consumer credit. He has been featured in publications as diverse as the Journal of Personality Assessment, the Journal of Consulting and Clinical Psychology, and Smart Money Magazine. Dr. Padawer co-wrote the best-selling "FICO 850" seminar for The Motley Fool, and he consults for Lorman.com (the leading CEU provider for attorneys), Lexington Law Firm, and others regarding consumer behavior and credit reporting. PsychDoc is one of our original members and contributors, and many of the letters and techniques we use today are the result of his efforts and research.  |
  
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| Googie |
Dec 3 2005, 11:57 PM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
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Jan 13 2006, 12:33 PM
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Pretty Little
Group: Members
Posts: 3,703 Joined: 7-April 05 From: Land of the funk that won't go away... NJ Member No.: 15,494 |
Does anybody know when transcript 8 will be available? Thanks in advance.
 SW 198.2 lbs CW 139.4 lbs (58.8) TW 137.4 lbs as of 24 January 2009 I am now a Team Beach Body Coach!! One year in the EXTREME: CE, P90X, P90X+ Round One: Chalene Extreme QUOTE (Stryker @ Mar 31 2009, 11:01 AM)  Generally, acting with courtesy trumps acting a fool any day. |
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Jan 13 2006, 06:19 PM
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Group: Members
Posts: 4,666 Joined: 3-February 05 From: Arizona Member No.: 12,810 |
I just had an email exchange with Doc about this earlier today. He said he would probably be able to send the transcript to be posted tonight. So if all goes well it should be up soon
Every time you're nice to a rude person, you're rude to a nice person
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Jan 17 2006, 09:57 AM
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Pretty Little
Group: Members
Posts: 3,703 Joined: 7-April 05 From: Land of the funk that won't go away... NJ Member No.: 15,494 |
SW 198.2 lbs CW 139.4 lbs (58.8) TW 137.4 lbs as of 24 January 2009 I am now a Team Beach Body Coach!! One year in the EXTREME: CE, P90X, P90X+ Round One: Chalene Extreme QUOTE (Stryker @ Mar 31 2009, 11:01 AM) Generally, acting with courtesy trumps acting a fool any day. |
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Jan 17 2006, 10:22 AM
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Group: Members
Posts: 4,666 Joined: 3-February 05 From: Arizona Member No.: 12,810 |
 Looks like he still hasn't gotten around to it. Or maybe he's giving us a test. Maybe we're supposed to develop a series of INTERVENTIONS which invoke one of three TRUTHFUL communication tactics: a} polite requests, b} requests for information, and c} legal demands to get Doc to post this last transcript. 
Every time you're nice to a rude person, you're rude to a nice person
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Jan 17 2006, 01:43 PM
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Site Owners
 Group: Admin
Posts: 35,281 Joined: 31-January 03 From: at the beach..... Member No.: 3 |
He will get around to it.
 Privacy Matters | Free Credit Report | Discover 0% APR Intro | Shop CB - help pay the bills | Get CB Stuff Current discount code = CPPSAVINGS | free scores and free trial  |
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Jan 19 2006, 09:34 PM
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Group: Members
Posts: 340 Joined: 28-July 05 Member No.: 20,309 |
Anybody hear anything new, it's been a few days just thought I'd check.
Credit 101--introduction....it's a good read
Build a better DV letter with StupidCredit People who are unable to motivate themselves must be content with mediocrity, no matter how impressive their other talents.~ Andrew Carnegie You have undertaken to cheat me. I won't sue you, for the law is too slow. I'll ruin you~Cornelius Vanderbilt |
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Jan 23 2006, 07:33 PM
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Group: Members
Posts: 62 Joined: 30-September 05 From: Thumb of Michigan Member No.: 22,710 |
Hi!! I just wanted to thank PsychDoc, Breeze, and everyone who made the Credit Repair School topics and transcripts possible. I have spent an incredible amount of time lately learning everything I can, and almost feel confident enough to begin on my "journey". Again, thank you all so very much, I have learned more in the last few days than I ever thought possible. This information will most definitely help. You guys rock!!!
Implicitly, there should be something mysterious in every day........
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Jan 24 2006, 10:10 AM
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Group: Newbies
Posts: 3 Joined: 24-January 06 Member No.: 26,480 |
[font=Book Antiqua] Pretty simple, I used FCRA section 609 and removed the majority of negative marks on my CR. My score went from up 70 points in 120 days, I simply sent out a barage of letters requesting "verification" it works.
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Jan 26 2006, 11:40 PM
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Group: Members
Posts: 111 Joined: 31-December 05 Member No.: 25,453 |
Thanx for the transcripts for this seminar.
It's too bad I found this site too late to participate. I'm looking forward to reading the final transcript.  |
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Jan 26 2006, 11:49 PM
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Group: Members
Posts: 340 Joined: 28-July 05 Member No.: 20,309 |
QUOTE(Freedom Rising @ Jan 26 2006, 11:40 PM) Thanx for the transcripts for this seminar. It's too bad I found this site too late to participate. I'm looking forward to reading the final transcript. I'm looking forward to the last transcript as well, especially since I missed the last seminar. I think that the CA's and CRA's have found out about the wealth of information and have kidnapped psychdoc to keep the last one from being posted. Conspiracy I tell ya. Credit 101--introduction....it's a good read
Build a better DV letter with StupidCredit People who are unable to motivate themselves must be content with mediocrity, no matter how impressive their other talents.~ Andrew Carnegie You have undertaken to cheat me. I won't sue you, for the law is too slow. I'll ruin you~Cornelius Vanderbilt |
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Jan 28 2006, 08:59 AM
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Pretty Little
Group: Members
Posts: 3,703 Joined: 7-April 05 From: Land of the funk that won't go away... NJ Member No.: 15,494 |
SW 198.2 lbs CW 139.4 lbs (58.8) TW 137.4 lbs as of 24 January 2009 I am now a Team Beach Body Coach!! One year in the EXTREME: CE, P90X, P90X+ Round One: Chalene Extreme QUOTE (Stryker @ Mar 31 2009, 11:01 AM) Generally, acting with courtesy trumps acting a fool any day. |
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Jan 29 2006, 10:50 PM
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Group: Members
Posts: 34 Joined: 29-January 06 Member No.: 26,745 |
QUOTE(belleama @ Jan 28 2006, 08:59 AM) I love the transcripts, they are very helpful. I have a question about your signature belleama. How did you get a link to your credit score like that or did you create it from a template. I am looking forward to being a success story on here. 
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Jan 29 2006, 11:00 PM
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Site Owners
Group: Admin
Posts: 35,281 Joined: 31-January 03 From: at the beach..... Member No.: 3 |
Doc is alive and well. TU did kidnap him and held him hostage in their dungeon, but he pulled off a brilliant escape and will send us the transcripts soon.
Privacy Matters | Free Credit Report | Discover 0% APR Intro | Shop CB - help pay the bills | Get CB Stuff Current discount code = CPPSAVINGS | free scores and free trial |
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Jan 30 2006, 10:31 PM
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#15
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Group: Members
Posts: 111 Joined: 31-December 05 Member No.: 25,453 |
QUOTE(breeze @ Jan 29 2006, 11:00 PM) Doc is alive and well. TU did kidnap him and held him hostage in their dungeon, but he pulled off a brilliant escape and will send us the transcripts soon. Kewl beans.... 
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Jan 31 2006, 11:19 AM
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#16
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Group: Members
Posts: 32 Joined: 3-November 05 Member No.: 23,813 |
Does anyone have any idea when the last transcript will be posted or is it posted somewhere else. Thanks
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Jan 31 2006, 12:06 PM
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Pretty Little
Group: Members
Posts: 3,703 Joined: 7-April 05 From: Land of the funk that won't go away... NJ Member No.: 15,494 |
QUOTE(gems @ Jan 31 2006, 11:19 AM) Does anyone have any idea when the last transcript will be posted or is it posted somewhere else. Thanks Here you go... QUOTE(breeze @ Jan 29 2006, 11:00 PM) Doc is alive and well. TU did kidnap him and held him hostage in their dungeon, but he pulled off a brilliant escape and will send us the transcripts soon.
SW 198.2 lbs CW 139.4 lbs (58.8) TW 137.4 lbs as of 24 January 2009 I am now a Team Beach Body Coach!! One year in the EXTREME: CE, P90X, P90X+ Round One: Chalene Extreme QUOTE (Stryker @ Mar 31 2009, 11:01 AM) Generally, acting with courtesy trumps acting a fool any day. |
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Feb 3 2006, 04:07 PM
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Pretty Little
Group: Members
Posts: 3,703 Joined: 7-April 05 From: Land of the funk that won't go away... NJ Member No.: 15,494 |
Breeze do you know when the next chats are going to be held? I just finished reading the 7th transcript and PsychDoc mentions some follow up seminars in Jan or Feb. I was just curious if those were still in the works. Thanks again for pinning these wonderful transcripts for us.
SW 198.2 lbs CW 139.4 lbs (58.8) TW 137.4 lbs as of 24 January 2009 I am now a Team Beach Body Coach!! One year in the EXTREME: CE, P90X, P90X+ Round One: Chalene Extreme QUOTE (Stryker @ Mar 31 2009, 11:01 AM) Generally, acting with courtesy trumps acting a fool any day. |
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Feb 16 2006, 02:10 PM
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Group: Members
Posts: 43 Joined: 14-February 06 Member No.: 27,419 |
No word on transcript 8?
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Feb 18 2006, 05:46 PM
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Group: Newbies
Posts: 1 Joined: 21-January 06 Member No.: 26,359 |
Hopefully it gets posted soon. I have a small claims case I brought against a creditor scheduled for court on 2/27.
Ch 7 Discharged 01/05
1/21/06 EXP - 589 EQ - 547 TU - 591 |
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Mar 2 2006, 10:48 PM
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Group: Members
Posts: 122 Joined: 26-January 06 Member No.: 26,622 |
Does anyone know how to get a hold of PsychoDoc... I'm a college student and I'm extremely interested in using these lectures in a student organization meeting, and wanted to make sure that was cool with him. Would give full credit to him of course...
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Mar 6 2006, 05:56 PM
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Group: Members
Posts: 593 Joined: 16-February 05 From: Hotlanta, GA Member No.: 13,303 |
wow wow wow wow wow
one ? how do yall post the fico scores from the evil 3 in ya signature.. i would like to do the same with mines to show my progress....... Also do u OPT OUT BEFORE or AFTER Ya request for credit report from the big 3 evils axis? This post has been edited by Deaf CEO: Mar 6 2006, 06:04 PM Business Info:
Inc in GA in 2/2007 Started building business credit 3/07 EXP: ? D&B:? {Waiting for it to auto create but I am considering creditbuilder} Business Credit Revolving 3/2007: Staples $750 6/2007 | Office Depot $250 | Net 30 NONE YET Denied 2/2007: SunTrust Business Credit {Rookie mistake =( } Pending 7/2007: Home Depot Commerical Revoling Account {Want PG- I asked them to purge Application will retry in 90 days) **Personal FICO 3/2007 Equifax:562 Experian: 591 Tranunion: 557** Reading The 4 Hour WorkWeek by Timothy Ferriss |
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 Mar 14 2006, 02:57 AM
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Group: Members
Posts: 81 Joined: 18-November 05 Member No.: 24,267 |
I'm thankful for the 7 transcripts that are posted. Has the plan changed or will the 8th one still be posted here?
 I hope the person who posts them hasn't had an accident that prevents them from being able to continue their great work here.Thanks in advance. QUOTE Transcript #8 (coming soon)
Credit 108: Small Claims Lawsuits Live lecture is scheduled for 12/22/2005 |
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Mar 22 2006, 11:30 AM
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#24
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Group: Members
Posts: 127 Joined: 12-February 05 Member No.: 13,151 |
Thanks for this resource.
I am busy reading now. S-corp Inc'd in 1985
Staples: $5,000 Dell: $7,500 MacMall: $10,000 Amazon: $3,000 Home Depot: $16,500 HDMC: $25,000 Lowes: Pending Citi Premier Pass: Pending uline: net 30 Viking: net 30 Quill: net 30 Reliable: net 30 Gemplers: net 30 |
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Mar 23 2006, 06:24 PM
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Group: Newbies
Posts: 5 Joined: 11-September 05 Member No.: 22,073 |
Does anyone know where you can find some of these letter's that PsychDoc talks about in these transcripts?
Thanks |
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