The Master Equifax C* Choppage Dates - Work in Progress Thread

[BDK]

GO CRAZY MONTH!!!

[BobWang]

Remember, these are just guesses:

 

[road2freedom]

So if you were a weatherman....

[snappydoodles]

I can confirm *C* occurred in NY on the 25th last month. I am hoping to squeak by this month and then I am DOOONE!

[cputrwz]

Hey Bob - is that last calendar you posted right? We have 5 weeks this time?

 

Yes, it looks as though we *MAY* have a 35 day window this month.

 

Is it wierd that I get a tremendous thrill out of hearing those words?

[BDK]

Hey Bob - is that last calendar you posted right? We have 5 weeks this time?

 

Yes, it looks as though we *MAY* have a 35 day window this month.

 

Is it wierd that I get a tremendous thrill out of hearing those words?

 

[OK_Milkman4`]

Well I got the big chop on the 20th. Looking for another daily puller, I have EDIT and EQ Comp now. I dont want to go back to CCT as they were such a PITA when I went to cancel last time. Any ideas from the peanut gallery? You guys rock BTW!

[haarpisworsethananybomb]

Well I got the big chop on the 20th. Looking for another daily puller, I have EDIT and EQ Comp now. I dont want to go back to CCT as they were such a PITA when I went to cancel last time. Any ideas from the peanut gallery? You guys rock BTW!

 

I've got 5 daily pulls on EQ, so maybe you would like to do the same. I've been a lurker here for a while, but for you I suggest adding either tc daily monitoring via (tui dot TU .com address), ccm via usaa, or cs from amex.

 

if you need a lil extra on TU, it wouldn't hurt to have the tc pullin that daily too and intersperse come creditkarma.

 

I don't usually pull everything, but there're a couple cc offers I must jump on!

 

Also, don't forget about my buddy pg, which is monthly only, and those great urls for free pulls from declined cc offers or if you are looking for work, plus the free annual ones, plus backdoor urls ones if you're on the c* list already.

[muss08]

TC doesn't count towards Equifax or TU B*. Sorry. Credit Karma doesn't count either. You may get 1-2 softs from CK. The only reliable puller that counts towards TU is SCP. For Eq it's USAA, MPM/EDIT, CS and EC.

[BobWang]

Well I got the big chop on the 20th. Looking for another daily puller, I have EDIT and EQ Comp now. I dont want to go back to CCT as they were such a PITA when I went to cancel last time. Any ideas from the peanut gallery? You guys rock BTW!

 

I've got 5 daily pulls on EQ, so maybe you would like to do the same. I've been a lurker here for a while, but for you I suggest adding either tc daily monitoring via (tui dot TU .com address), ccm via usaa, or cs from amex.

 

if you need a lil extra on TU, it wouldn't hurt to have the tc pullin that daily too and intersperse come creditkarma.

 

I don't usually pull everything, but there're a couple cc offers I must jump on!

 

Also, don't forget about my buddy pg, which is monthly only, and those great urls for free pulls from declined cc offers or if you are looking for work, plus the free annual ones, plus backdoor urls ones if you're on the c* list already.

haarp:

 

I HAVE to congratulate you.

 

You don't know how many first posts we get about "What is B*?"

 

You are the FIRST one to have a FIRST post HELPING someone else with B*.

 

You don't quite have it down yet, but keep it up, and there may be a Grasshopper title in store for you.

[muss08]

Well I got the big chop on the 20th. Looking for another daily puller, I have EDIT and EQ Comp now. I dont want to go back to CCT as they were such a PITA when I went to cancel last time. Any ideas from the peanut gallery? You guys rock BTW!

 

I've got 5 daily pulls on EQ, so maybe you would like to do the same. I've been a lurker here for a while, but for you I suggest adding either tc daily monitoring via (tui dot TU .com address), ccm via usaa, or cs from amex.

 

if you need a lil extra on TU, it wouldn't hurt to have the tc pullin that daily too and intersperse come creditkarma.

 

I don't usually pull everything, but there're a couple cc offers I must jump on!

 

Also, don't forget about my buddy pg, which is monthly only, and those great urls for free pulls from declined cc offers or if you are looking for work, plus the free annual ones, plus backdoor urls ones if you're on the c* list already.

haarp:

 

I HAVE to congratulate you.

 

You don't know how many first posts we get about "What is B*?"

 

You are the FIRST one to have a FIRST post HELPING someone else with B*.

 

You don't quite have it down yet, but keep it up, and there may be a Grasshopper title in store for you.

 

[haarpisworsethananybomb]

TC doesn't count towards Equifax or TU B*. Sorry. Credit Karma doesn't count either. You may get 1-2 softs from CK. The only reliable puller that counts towards TU is SCP. For Eq it's USAA, MPM/EDIT, CS and EC.

 

Thanks for the SCP shout out. I think I should sign up for that; totally sorry about the TC recommendation, I guess the poster already has MPM/EIDT, which is the "TC" that goes towards the 85 sum (as it appears on the report). To conclude, I am aware that CK is not a daily puller, but you can get multiple pulls per month as far as I can see, so I tried suggesting that CK be "interspersed" occasionally since its free. Please let me know if I'm wrong.

[muss08]

CK may count for one or two but TU consolidates them now to hinder B*.

[donjon]

Hello all. I've experienced some sweet b* on Transunion. I started with 7 now I'm down to 1 which according to my calculations will not be bumped til around Aug 30. Now I want to get the last inquires off EQ. My last hard was just yesterday when I applied for a cc with US bank so I have 4 total. Here r my softs:

 

ANDERA 06/23/12

ND-CAPITAL ONE/HSBC 09/06/10

CD-INTERSECTIONS 06/11/12

CONSUMERINFO 06/22/12

CIC/EXPERIAN ALRTS 06/09/12

FIRST ADVANTAGE CREDCO 06/18/12

FIRST ADVANTAGE CREDCO/ 06/16/12

CREDITEXPERT 1-866-673-0140 07/24/12, 07/23/12, 07/22/12, 07/21/12, 07/20/12, 07/19/12, 07/18/12, 07/17/12, 06/30/12

EQUIFAX 06/14/12, 06/07/12, 05/08/12

EQUIFAX 05/20/12

EQUIFAX 04/26/12

ND-EQUIFAX 04/26/12, 07/24/11

EQUIFAX INFO SVCS. 06/18/12, 06/12/12, 05/21/12, 09/01/10

Equifax Consumer Services 07/24/12, 04/30/12

ND-Equifax Consumer Services 07/24/12

ND-Equifax Consumer Services 07/24/12

ND-Equifax Consumer Services 04/30/12

ND-Equifax Consumer Services 07/31/11

EQUIFAX INFORMATION SVS 06/20/12, 06/15/12

FAIR ISAAC 06/22/12, 04/27/12, 07/24/11

ND-FAIR ISAAC 07/24/11

ND-FIFTH THIRD BK/ DDA 06/08/12

INTERSECTIONS 06/11/12

TRUECREDIT/CHASE 06/11/12

TRUECREDIT/TUS 06/16/12

TRUECREDIT/TUS 06/16/12

 

Today I signed up with MPM and EC advantage Plan which I know I will not be able to start with MPM til hopefully thursday and I already have usaa ccm making it 3 pullers in total hopefully by thursday. Do you think I will make it by the C* next month? I know instructions says that I have to pull 85 AFTER the last hard and seeing my last hard was yesterday I'm not quite sure. Thanx all for your help.

[donjon]

bump please...

[muss08]

I doubt you'll be able to get yesterday's hard off within the window. What are the dates of the other 3 hards? Those you should be able to get off. Based on your count you need 35 days pulling 3 a day to get yesterday's hard off. Do you happen to have an AMEX? If so sign up for Credit Secure and use that as well.

[donjon]

I doubt you'll be able to get yesterday's hard off within the window. What are the dates of the other 3 hards? Those you should be able to get off. Based on your count you need 35 days pulling 3 a day to get yesterday's hard off. Do you happen to have an AMEX? If so sign up for Credit Secure and use that as well.

 

 

Thank u muss08 for responding. Here r the dates: 7/23/12-7/17/12-3/21/11-11/14/10. And no I do not have an Amex. The cc company pulled my EQ score on 7/17/12 and he told me it was 601 so I'm looking at at least a year, hopefully, that maybe I can at least get the zync. Thanx again for your help.

[Spydc]

I'm trying to get B* on TU and EQ. I currently have the following pullers. Please let me know if any of them are useless so I can cancel them.

 

1. TU Credit Monitoring

2. SCP

3. MYFICO EQ Scorewatch

4. MPM

5. CK

6. CCC (credit check total)

 

Don't have Amex so I can't subscribe to CS.

 

What is EC?

Edited July 25, 2012 by Spydc

[gca]

I'm trying to get B* on TU and EQ. I currently have the following pullers. Please let me know if any of them are useless so I can cancel them.

 

1. TU Credit Monitoring

2. SCP

3. MYFICO EQ Scorewatch

4. MPM

5. CK

6. CCC (credit check total)

 

Don't have Amex so I can't subscribe to CS.

 

What is EC?

 

EC=Equifax Complete

[donjon]

I'm trying to get B* on TU and EQ. I currently have the following pullers. Please let me know if any of them are useless so I can cancel them.

 

1. TU Credit Monitoring

2. SCP

3. MYFICO EQ Scorewatch

4. MPM

5. CK

6. CCC (credit check total)

 

Don't have Amex so I can't subscribe to CS.

 

What is EC?

 

I'm not the expert spydc but I know that the only thing for Transunion that will work is SCP. That's it for Trans. For Equifax I know that the MPM u have will work. I don't know about the rest u have but that EC and usaa ccm will definitely work. I'm not sure but I think CCC will only let u pull 3 times a month. I hope the experts here will chime in for you. Good luck to u.

[muss08]

I'm trying to get B* on TU and EQ. I currently have the following pullers. Please let me know if any of them are useless so I can cancel them.

 

1. TU Credit Monitoring

2. SCP

3. MYFICO EQ Scorewatch

4. MPM

5. CK

6. CCC (credit check total)

 

Don't have Amex so I can't subscribe to CS.

 

What is EC?

 

You can canel TU Credit Monitoring, MyFICO, CK and CCC. EC is Equifax Complete. You need to add EC and USAA. EC, USAA and MPM are for Equifax B* only. SCP is for TU B* only.

Edited July 25, 2012 by muss08

[junkyour925]

CCT doesn't help if you are also pulling with USAA on the same day - they are dups. So only one of the two count as a pull.

 

noobies please look closely at Bob's services chart.

 

For CK only the last day or two stick...and only works for TU B*

 

Thus once again the only services that work are

 

EQ:

AMEX CS

EC

MPM/EIDT

USAA/CCMP

 

 

TU:

SC

 

That's it! Don't over think it.

Edited July 25, 2012 by junkyour925

[haarpisworsethananybomb]

...the only services that work are

 

EQ:

AMEX CS

EC

MPM/EIDT

USAA/CCMP

 

 

TU:

SC

 

That's it! Don't over think it.

 

This should be a signature.

 

Anyway, I wanted to ask some experts if any of these soft pulls listed here will count toward 85. FYI I already checked the online counter and deleted prefixed entries, I'm just making sure its accurate. I'm not 100% sure about these 4 pulls that were listed as non-counting. I'm pretty sure I should never count Equifax entries, but nonetheless, I would appreciate the reassurance.

 

1. CONSUMERINFO

2. E*TRADE FINANCIAL

3. EQUIFAX

4. EQUIFAX INFORMATION SVS

Edited July 26, 2012 by haarpisworsethananybomb

[scottg02]

Hey all, trying to understand this bump and choppage stuff... am I correct in assuming with only one daily puller (USAA), B* isn't possible to achieve because of choppage?

[junkyour925]

Hey all, trying to understand this bump and choppage stuff... am I correct in assuming with only one daily puller (USAA), B* isn't possible to achieve because of choppage?

 

it is with one pull a day if

A. you are not on the chop list and

B. u don't mind waiting 84 days to see results

 

otherwise you must pull like a madman immediately following the previous chop. Suggest at least 3 daily pulls, 4 pulls/day will get the dirty deed done in three weeks and vice versa.

 

Download my tracker (in my signature)

Edited August 7, 2012 by junkyour925