Do you sign the back of your credit cards?

[dd135]

Do you sign the back of your credit cards when you receive them? Why should you or why shouldn't you sign them?

[dd135]

I used to always sign them as the banks requested, but I haven't in the last couple of years, and no one's asked me to sign them.

 

If I lost my card, I'd rather that the thief not have my signature readily available.

 

Are there any reasons why I should sign them?

[Peekaboo]

I don't and I don't take off the activation sticker, so if someone "found" themselves with it they wouldn't know if it has been activated or not

[GEORGE]

ALWAYS

"VOID IF NOT SIGNED"

 

"NOT VALID UNLESS SIGNED"

 

Signing the card confirms I can charge your account for what you just bought at WAL*MART and you agree to the credit card company terms

[glassjoe]

Do you sign the back of your credit cards when you receive them? Why should you or why shouldn't you sign them?

I always write "check ID" on the back. The funny thing is that only about 40% of people ask to see ID. I went to get a cash advance at a BofA branch (from my DCU visa), the teller told me that she needed another piece of ID in addition to my D/L. I gave her my AMEX Plat. she told me that it didn't count as ID because it wasn't signed. WTF? I try to discourage fraud and they want to make fraud easier to commit...go figure!

[GEORGE]

I used to always sign them as the banks requested, but I haven't in the last couple of years, and no one's asked me to sign them.

 

If I lost my card, I'd rather that the thief not have my signature readily available.

 

Are there any reasons why I should sign them?

I SIGN dd135 on the "FOUND" card...amazing signature matches!!!

[mrskippy]

I used to put "See ID" but George makes a good point.

 

I used my card at the USPS one time. They refused to honor payment since card wasn't signed.

[GEORGE]

I used to put "See ID" but George makes a good point.

 

I used my card at the USPS one time. They refused to honor payment since card wasn't signed.

TO PROTECT THE POST OFFICE...THE CARDHOLDER (and THE CARDHOLDERS BANK)...AND OUR DEPOSIT BANK...WE DO NOT ACCEPT ANY UNSIGNED CARDS

 

SEE ID

C.I.D.

SEE LICENSE

 

ARE NOT SIGNED CARDS

 

SIGNED CARDS HAVE YOUR NAME AS A SIGNATURE

[bboy777]

SIGNED CARDS HAVE YOUR NAME AS A SIGNATURE

 

unless your handwriting is so bad then it's a doctor's signature

[GEORGE]

 

SIGNED CARDS HAVE YOUR NAME AS A SIGNATURE

 

unless your handwriting is so bad then it's a doctor's signature

My DOCTOR can't read mine!!!

 

AND HE IS A TRAINED PROFESSIONAL

[KimH]

Four years of working in retail and hearing one too many horror stories from customers about ID theft has left me to print SEE ID! in large letters in black marker on all my cards. Usually I get asked for ID.

[tester487]

DW put see id. Walmart maybe looks at back of card 1 out of 10 times.

Was told once by one manager that it is company policy to not check signitures because it takes too much time. She called the company and

they said that's not true.

Jewel dosen't always check. Many others don't ask for id.

Target and Bass pro shops are the few that are good at checking.

[KimH]

DW put see id. Walmart maybe looks at back of card 1 out of 10 times.

Was told once that it is company policy to not check signitures because

it takes too much time. Jewel dosen't always check.

 

Jewel will check me if I get a person who is working the CS counter who doesn't recognize me. Going through the grocery line, they never check.

[GEORGE]

Four years of working in retail and hearing one too many horror stories from customers about ID theft has left me to print SEE ID! in large letters in black marker on all my cards. Usually I get asked for ID.

I PUT ON ONE OF MY CARDS DON'T ASK FOR ID THE CARD IS SIGNED

[mrskippy]

Of course, BofA, Citi, and others than allow for photo on the card make it easy. My BofA check card has photo and sig on front. Never a problem. "Yup that's you."

[GEORGE]

Is somebody STUFFING THE BALLOT BOX???

 

We were winning by a LARGE MARGIN...

[breana902]

I sign my cards, but don't think it makes much difference. I use my DHs' card sometimes and they never even look at the name on the card. Sometimes I forget it is his card I am using and I sign my name. Not much protection.

[crackerjack]

I've done that before. One time, I didn;t realize I had his card, and the clerk noticed and let me use it anyway, because his name is on my ID.

[JerseyBaby]

Bottom line is "If you don't sign the card, it's not valid."

 

Your cardholder agreement doesn't give you the option. It clearly states the card is

not valid if you don't sign it.

 

Use an unsigned card at your own risk. But don't get pissed if the card is not honored

or is even confiscated. If you don't want to accept the terms of agreement, then

don't accept the card.

[GEORGE]

Bottom line is "If you don't sign the card, it's not valid."

 

Your cardholder agreement doesn't give you the option. It clearly states the card is

not valid if you don't sign it.

 

Use an unsigned card at your own risk. But don't get pissed if the card is not honored

or is even confiscated. If you don't want to accept the terms of agreement, then

don't accept the card.

A CHECK at my store...ID ALWAYS REQUIRED over $99.99*

 

I left my ID at home...OK we will hold this sale for an hour or two

 

I don't give my ID to anybody...OK DO YOU WISH TO PAY ANOTHER WAY...LIKE CASH???

 

I left it in the car...I'LL WAIT FOR YOU TO GO GET IT

YOU PLAY BY THE RULES OR DON'T PLAY AT ALL

 

*TEMP CHECKS ID REQUIRED FOR $1.00 (really even if it was only $0.12)

[TooMuchTooFast]

I don't sign them - if they want to see ID, I show them my drivers license. Makes no sense to sign the back of the card. If it's lost or stolen, they now have ones signature! How does the signature on the back of the card prove it is or isn't my card? How do they know that it's my signature? They've never seen it before.

[ero2]

if you don't sign them you are not agreeing to the terms set forth in the contract, therefore if your card is stolen and for some reason they recover your card and find out it was not signed, guess who is liable for ALL charges made on the card for not adhering to there end of the contract?

 

Just thought i would bring that up to you guys, the see id thing is good but sign next to it, so they have something to compare the signature to. (from your drivers license)

[Kona]

I always sign mine, except for one time and that was because of haste in leaving on a trip. I forgot about not signing, and pulled the card out to use. The merchant refused to accept it because it was not signed. I used another card.

 

Quite often, I will check out using the swipe myself, and the clerk will be alerted to compare signatures because of the amount of the purchase. In 20+ years of using cards, I have never had a problem except for stolen cards one time. That took 5 minutes to alert the companies involved.

[Platinum]

How do they know that it's my signature? They've never seen it before.

 

Don't you know that you have to sign the receipt ???

 

When you sign your receipt all they have to do is match the signatures. That's how they know...if they are smart... :wink:

 

I always sign the back of my cards which means I've accepted the agreement that I have with the issuer...and I don't like if they ask me for more proof like ID card, etc...

[Columbo]

If my not signing the card makes it invalid and means I have not agreed to the terms, how am I then responsible for any charges on it?