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How Many Collection Agencys/JDBs have you gotten rid of simply by sending a DV?

soccrstar

By soccrstar
in Credit Forum

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The last post in this topic was posted 6057 days ago. 

 

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soccrstar

soccrstar

Posted
Posted

Hello,

 

A lot of people don't know the power of a simple DV letter.

 

Just how Many Collection Agencys and/or Junk Debt Buyers (JDB)s have you gotten rid of simply by sending a DV?

 

I Have gotten rid of 4 Simply by sending a simple DV letter to them.


nekom

nekom

Posted
Posted

Just off the top of my head: NCO, West Asset Management, Allied Interstate, Palisades, and ER Solutions. Every one of them went away after one DV letter. LVNV was the only one that took a little bit of effort.

 

Obviously that's just my case, YMMV.

adventurer07

adventurer07

Posted
Posted

Oh wow, I'd say about 50% of my effort was rewarded just at the initial dv letter. I lost almost half of my negative items across all reports doing that. The ones that linger are a bit tougher to deal with but since I started with 22 items and am now down to 10 or less on each report, I'd say it's pretty good. Most of what's reporting now is accurate but I still have three or four bad ones I need to work on. In a nutshell DV letters definitely worked wonders for me!

 

Charity

NightOwl1969

NightOwl1969

Posted
Posted

Palisades, AFNI x 2, Calvary X 2, Superior Asset Management, all on the first DV.

 

OC's gone with '623 Method' - Chase, Crap One, Americredit - first letter.

 

DV's did NOT work on: Portfolio Recovery A**hole-ociates, IC System, Midland, AIS Services. Well, not yet anyway. I think the summons will work. :lol:

Jen23514

Jen23514

Posted
Posted
About a dozen or so, including NCO, CBCS, Cavalry,Allied Interstate, and various members of the Buffalo Bunch.

 

that's about mine too.

 

which if you count all the CAs I had, I'd say I'm batting about .500 with a simple DV

Guest Joseph C

Guest Joseph C

Posted
Posted

... These were from the info on a Hard from the Big 3, or did you "Trust CCT" on it?

 

Just wondering.. Im about to DV -ALL- my old ones, including my Student Loan ones, PARTICULARLY General Revenue Corp!!!

 

:dntknw:

 

.. Im paranoid about the 7-YEAR CLOCK... I do NOT want to reset that.

 

USPS CM-RRR all the way...

Guest Joseph C

Guest Joseph C

Posted
Posted
.. Im paranoid about the 7-YEAR CLOCK... I do NOT want to reset that.

 

how could sending a DV reset the clock?

 

1) I have heard of stranger things happening, and

 

2) Sending/Starting a Dispute isnt like a "Catch 22" thing that they could then use to RE-AGE the whole thing, and use AGAINST you?

 

Im familiar with DIRTY TACTICS....

 

:dntknw:

Guest Joseph C

Guest Joseph C

Posted
Posted
Sometimes they re-age because the simply 'can'. I've watched 4 of mine re-age several times - and not because I DV'ed.

 

... You mean you doing Nothing, they re-age? :mellow:

 

Ive ALWAYS been wary of this end-run around the 7-year Clock. Thats why im going to eventually get Aggressive <_< but i want to ask my Question and do my Research first.

 

... Then we :dance:

nekom

nekom

Posted
Posted

It is AMAZING, isn't it? How many times just sending a simple request for proof that a debt exists and is owed gets them to say "ummm nevermind." Too bad they usually sell it off for pennies on the dollar to the next junk debt buyer.

equallydivided

equallydivided

Posted
Posted
Sometimes they re-age because the simply 'can'. I've watched 4 of mine re-age several times - and not because I DV'ed.

 

... You mean you doing Nothing, they re-age? :mellow:

 

Ive ALWAYS been wary of this end-run around the 7-year Clock. Thats why im going to eventually get Aggressive <_< but i want to ask my Question and do my Research first.

 

... Then we :dance:

 

Yes, keep watch and save your reports with the old dates! I just sent a letter to the 3 CRAs about this very issue. I'll let you know! Cap1 and GEMB both re-aged - and the CA's of course have the initial activity set as the date that they got the account - which also ages your negative TL longer than the supposed 7 years.

 

This aggravates me to no end! The basic reply that I have gotten was 'good luck, it's hard to prove'. Save those reports!

Jen23514

Jen23514

Posted
Posted
.. Im paranoid about the 7-YEAR CLOCK... I do NOT want to reset that.

 

how could sending a DV reset the clock?

1) I have heard of stranger things happening, and

2) Sending/Starting a Dispute isnt like a "Catch 22" thing that they could then use to RE-AGE the whole thing, and use AGAINST you?

Im familiar with DIRTY TACTICS....

<_<

 

 

Sometimes they re-age because the simply 'can'. I've watched 4 of mine re-age several times - and not because I DV'ed.

 

 

If they re-age, then they are in violation of both the FDCPA and FCRA.

NeverQuietHere

NeverQuietHere

Posted
Posted

I have gotten rid of NCO 4 different times (including one for a Cap One acct) but they did attempt to validate a $75 medical bill.

 

I have gotten rid of LVNV, Brachfeld and Associates, USCB, and a few more. I have to go look.

jack1212

jack1212

Posted
Posted
Sometimes they re-age because the simply 'can'. I've watched 4 of mine re-age several times - and not because I DV'ed.

 

... You mean you doing Nothing, they re-age? :rofl:

 

Ive ALWAYS been wary of this end-run around the 7-year Clock. Thats why im going to eventually get Aggressive :rofl: but i want to ask my Question and do my Research first.

 

... Then we :rofl:

 

:rofl:

 

This question has been answered for you. Please take the time to look at the threads in which you asked it.

rayangel

rayangel

Posted
Posted

will a dv letter work after already trying one before? i have 2 medicals that i cant get rid of. already tried the hippaa prcess didnt work yet. not sure if i should try the hippaa process again or try dv letters? any suggestions??

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