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  1. soccrstar

    Master 2019 Approvals and CLIs Thread

    Target credit card auto CLI 900 TO $1,200 Sent from my LG-H931 using Tapatalk
  2. Really? I've never in my life received no such documents when refinancing / PIF an auto loan [emoji15][emoji15][emoji15] Sent from my LG-H931 using Tapatalk
  3. All for good reason apparently! Thanks for chiming in 👍 Didn't know about the penalty for paying off early. That's why I posted this... To gather info on them. Thanks for that. Everything before "Given that this is a re-fi..." Useless... Nope driving hard and fast n paying like normal. 75 month note... 2 months in. I had already planned on going through a credit union. IFS popped up and was curious that is all. Just keeping options open. Seeing as they have prepayment penalties they can go shove it. I'll get my scores above 700 and refinance then. They strictly deal with deals already done elsewhere minus company car. IMO I figure they have primary (1st) lenders do the legwork in weeding out the potential sours before getting the notes then they get people transferred to them to collect the interest. That's music to my ears 😂🤣😂. Love my phone font. 👍
  4. I randomly stumbled upon them yesterday and they do offer soft pull pre-approval so I did that. I understand it's as low as 5.9 and high chance it'll be higher same with payment. Not going to pull any trigger, Just curious. Current loan... 9.48% APR with 73 months left. Still few things I want to fix up on my credit. Looking for 4.99 or lower APR and I'll be happy. Sent from my SM-N960U using Tapatalk
  5. soccrstar

    Master 2019 Approvals and CLIs Thread

    Walmart store card luv button increase. Starting limit 100 bucks. Requested 1000 countered with 500. +400 bucks. I'll take it. Sent from my SM-N960U using Tapatalk
  6. More and more people heavily rely on gig econojobs for income. Ride sharing, courrier, food delivery, any on demand work when you want job. People don't want to be tied down to that 9-5, 9-9, 7-3, whatever job and want the flexibility. No paycheck or paystubs for those. Some give statements most you wait till tax season. Sent from my SM-N960U using Tapatalk
  7. soccrstar

    NFCU Balance Transfer

    LoL I'm a testament to bank of America. Had active checking with direct deposit with them and 2 charge off credit cards. They didn't touch my checking account. HOWEVER! if you have a mortgage with them and charged off credit cards they will apply the charge off balance to your mortgage. Happened to my mom. Whether it was legal don't know but that happened! Sent from my SM-N960U using Tapatalk
  8. soccrstar

    Master 2019 Approvals and CLIs Thread

    Checked my NFCU and surprise! My nRewards has an auto credit limit increase +1000. From $2000 to $3000 Earlier this month my go rewards received an auto credit limit increase from 3300 to 4300. My Navcheck still no credit limit increase and stuck at 4500 Sent from my SM-N960U using Tapatalk
  9. soccrstar

    Master 2019 Approvals and CLIs Thread

    Got an auto credit limit increase +1000 bucks on NFCU cash rewards card. Didn't ask for it. Latest FICO9 from them is 665. 648 last month. Guess going over 650 must've triggered it. Still stuck at 2k on nrewards and 4500 navcheck. Last request was in July 2018 and was an instant deny. Score was 648 July though December 2018. Didn't change til this month. The wait for better credit continues Sent from my SM-N960U using Tapatalk
  10. soccrstar

    NFCU is open to everybody!?!

    Some digging around and looks like USA federal sponsored nawbo. Guess won't know until someone bites the bullet http://www.businesswire.com/news/home/20060503006002/en/NAWBO-San-Diego-Announces-Nominees-2006-BRAVO%21 http://www.businesswire.com/news/home/20070503006256/en/NAWBO-San-Diego-2007-BRAVO%21-Awards-Honor P. S. They doing a membership drive *Note: The one time initiation fee is normally $100 and the $25 discount is automatically applied during the membership drive. Returning members pay a reinstatement fee of $25, this is waived during the membership drive. The log in information you receive from the NAWBO National will be a different log in from the local chapter. Membership starts on the first day of any given month and includes a 30-day grace period. Membership dues are non-refundable. Not sure what level of membership to join at? For a list of membership benefits for each level click here. Sent from my LG-H910 using Tapatalk
  11. soccrstar

    NFCU American Express is HERE!

    Rewards When you open a More Rewards Card account,1 you'll earn 3 points at supermarkets, 3 points at gas stations, 2points at restaurants and 1 point on everything else.1 Details:Rewards Expiration: Never Rewards Limit: None Rates Purchase & Balance Transfer Variable APR Between 10.65% - 18.0% Wonder if this is harder to get then the Visa and mastercard and if there is a minimum like the visa signature.
  12. soccrstar

    Citibank Fico score updated

    581 +14 to 595
  13. soccrstar

    NFCU now providing is Equifax FICO Score 9

    577 +3 to 580
  14. soccrstar

    Damn credit scores

    ROFLMAO Holy Re-Age Batman!
  15. soccrstar

    June DCU Score is up!

    600 - no change Sent from my LG-H910 using Tapatalk

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