Have you ever done something funny to a CA?

[RazzyBerry]

I got a collection notice this week and I was thinking how funny it would be to submit payment with their voucher with monopoly money.

 

LOL.

 

Anyone have funny stories?

[JunkBuyersWorstNightmare]

Personally, I love to use their own tactics right back on them on the phone. Absolutely freaks 'em out!

[pryan67]

you mean other than file suit *grin*

[Peridot827]

Waaaaay before Creditboards, when I didn't know how to stop them from calling me, I used to put my then 5-year-old daughter on the phone to sing to any CA that called me. Because her repertoire was limited, she would usually sing "Happy Birthday" "Old McDonald Had a Farm" or whatever commercial she really liked! What a hoot!

[InsultComicDog]

I guess I can say it now... I bought my SIL's debt from one...after they refused to do a PFD for her

[nybbleguy]

how did you do that..

 

That might be a totaly new approach.. purchase your own debts from them for pennies on the dollar.

[superdup]

I guess I can say it now... I bought my SIL's debt from one...after they refused to do a PFD for her

 

So you actually bought the debt (at a discount I hope)-then did you do a pfd for her? That's an idea!

[Peridot827]

Waaaaay before Creditboards, when I didn't know how to stop them from calling me, I used to put my then 5-year-old daughter on the phone to sing to any CA that called me. Because her repertoire was limited, she would usually sing "Happy Birthday" "Old McDonald Had a Farm" or whatever commercial she really liked! What a hoot!

 

Oh, and I forgot about the times when I would pretend to cry and tell them that the reason I hadn't paid on my account was because Lillian, my pet pot-bellied pig, had had a problem with gas (not petro) and that the vet said she was going to need surgery. Then I would carry on awful for as long as they would listen about poor Lillian's digestive problems and her bowel movement habits. Usually, they would think I was bonkers and just hang up. I never had a pot-bellied pig named Lillian. . .

[InsultComicDog]

I guess I can say it now... I bought my SIL's debt from one...after they refused to do a PFD for her

 

So you actually bought the debt (at a discount I hope)-then did you do a pfd for her? That's an idea!

 

I just sent her the paperwork and she was then able to dispute it off her reports.

 

The transaction with the collector was actually done in person, his office was only a few minutes away from mine. That avoided a squeezing a lemon contest over who sent what to whom first.

[TeeSharice]

Personally, I love to use their own tactics right back on them on the phone. Absolutely freaks 'em out!

 

 

thats how I got rid of Sherman/Alegis:

 

http://creditboards.com/forums/index.php?showtopic=17542&hl=

[GolfNut]

I worked pre-collections for a company...

 

Best things I got (feel free to use)

 

Hand written ripped piece of paper saying: "I.O.U. $2843 from Mr. Smith"

 

My personal favorite...I got an appology card, open it up and 5, $1 scratch tickets, all were already scrated and were losing tickets, the sender wrote on the card: "At least I'm TRYING to pay you"....

Edited June 14, 2006 by Bacardi

[GrimRepo]

I got a collection notice this week and I was thinking how funny it would be to submit payment with their voucher with monopoly money.

 

LOL.

 

Anyone have funny stories?

 

Grim considered sending animal excrement to NCO and Merchant's Credit Guide. In a postage-paid reply envelope even!

[InsultComicDog]

Waaaaay before Creditboards, when I didn't know how to stop them from calling me, I used to put my then 5-year-old daughter on the phone to sing to any CA that called me. Because her repertoire was limited, she would usually sing "Happy Birthday" "Old McDonald Had a Farm" or whatever commercial she really liked! What a hoot!

 

Oh, and I forgot about the times when I would pretend to cry and tell them that the reason I hadn't paid on my account was because Lillian, my pet pot-bellied pig, had had a problem with gas (not petro) and that the vet said she was going to need surgery. Then I would carry on awful for as long as they would listen about poor Lillian's digestive problems and her bowel movement habits. Usually, they would think I was bonkers and just hang up. I never had a pot-bellied pig named Lillian. . .

[Rangerw]

Sand, send sand and tell them to pound it.

[AAA]

Personally, I love to use their own tactics right back on them on the phone. Absolutely freaks 'em out!

 

 

thats how I got rid of Sherman/Alegis:

 

http://creditboards.com/forums/index.php?showtopic=17542&hl=

 

HolySmack!!! Tee - I......I'm a........well.......I'm afraid of you. After reading your link I'm very impressed.........and a little scared too.............

[AAA]

I got a collection notice this week and I was thinking how funny it would be to submit payment with their voucher with monopoly money.

 

LOL.

 

Anyone have funny stories?

 

Grim considered sending animal excrement to NCO and Merchant's Credit Guide. In a postage-paid reply envelope even!

 

eeeuuuuuwwwwe.

[IDare]

I could write a book about all the things I used to do to CA's when they'd call. Once I figured out that they weren't interested in having a reasonable conversation and they started harassing me and my kids, it was on.

• Answered the phone in Farsi and yelled Islamic threats at them.
  
• Answered in a baby voice and babbled about the stinky chocolate frosting on my shoe and banged the phone on the desk.
  
• Recorded a CA screaming obscenities and ridiculous threats at me, then when he called back I played the recording from my computer while I recorded him freaking out at the recording. Repeat.
  
• When called at work one day, I pretended to be someone else, and when the CA asked to speak to me I told him, "Her? She ran off with all our petty cash and joined the Lesbian Army of Xena Warrior Princess crusading for Amazon Rule in New Zealand. (Did variations of that several times)
  
• Got irritated with a CA's recording calling me at work, so I looked up the info on the owner of the CA and called him directly, told him I was the manager of this biz and chewed him out as one biz owner to another. He was supposedly a "tough guy". Pfft! He apologized all over the place, said he'd have our number removed from their database - and DID.
  
• Told a CA I didn't work here anymore, and when asked "Do you have a new number for her?" - I gave them the number of the state agency that regulates CAs
  
• Got a dunning letter that had smiley face stickers on it. Replied with a DV that had Halloween "R.I.P" stickers on it.
  
• Got really ticked off a couple of times with CA's who kept calling right back when I'd hang up, and told them (very quietly) not to call back or I'd blow the whistle on them. Of course they called right back, and I answered the phone with a LOUD blast from my soccer coach whistle. (Well, I thought it was funny. I don't think THEY did!)
  

For starters, lol

 

I wonder why they don't call me anymore...

[nybbleguy]

Still didnt tell anyone how it was done.

 

Hell.. i'll get my DAD to buy a few debts..

 

Collectors hate dealing with him.. since he was AVP for Telecheck before he retired.

[Peridot827]

I could write a book about all the things I used to do to CA's when they'd call. Once I figured out that they weren't interested in having a reasonable conversation and they started harassing me and my kids, it was on.

• Answered the phone in Farsi and yelled Islamic threats at them.
  
• Answered in a baby voice and babbled about the stinky chocolate frosting on my shoe and banged the phone on the desk.
  
• Recorded a CA screaming obscenities and ridiculous threats at me, then when he called back I played the recording from my computer while I recorded him freaking out at the recording. Repeat.
  
• When called at work one day, I pretended to be someone else, and when the CA asked to speak to me I told him, "Her? She ran off with all our petty cash and joined the Lesbian Army of Xena Warrior Princess crusading for Amazon Rule in New Zealand. (Did variations of that several times)
  
• Got irritated with a CA's recording calling me at work, so I looked up the info on the owner of the CA and called him directly, told him I was the manager of this biz and chewed him out as one biz owner to another. He was supposedly a "tough guy". Pfft! He apologized all over the place, said he'd have our number removed from their database - and DID.
  
• Told a CA I didn't work here anymore, and when asked "Do you have a new number for her?" - I gave them the number of the state agency that regulates CAs
  
• Got a dunning letter that had smiley face stickers on it. Replied with a DV that had Halloween "R.I.P" stickers on it.
  
• Got really ticked off a couple of times with CA's who kept calling right back when I'd hang up, and told them (very quietly) not to call back or I'd blow the whistle on them. Of course they called right back, and I answered the phone with a LOUD blast from my soccer coach whistle. (Well, I thought it was funny. I don't think THEY did!)
  

For starters, lol

 

I wonder why they don't call me anymore...

 

 

OMG, IDARE!!!! That is HILARIOUS!!!! It almost makes me want a CA to call me so that I can do some of your stuff!

[JunkBuyersWorstNightmare]

I got a collection notice this week and I was thinking how funny it would be to submit payment with their voucher with monopoly money.

 

LOL.

 

Anyone have funny stories?

 

Grim considered sending animal excrement to NCO and Merchant's Credit Guide. In a postage-paid reply envelope even!

 

Who says it has to be animal?

[TeeSharice]

my friend says when they ask to speak with her, she says sure, hold on... the turns the cable to a porno channel & sits the phone in front, never returning until the phone goes dead

 

 

Id try it but my kids are always around

[JunkBuyersWorstNightmare]

my friend says when they ask to speak with her, she says sure, hold on... the turns the cable to a porno channel & sits the phone in front, never returning until the phone goes dead

 

 

Id try it but my kids are always around

 

 

[GolfNut]

Tee, if you do that you'll probably encourage the C.A. person to call back for more... lol

[bkellyii]

I guess I can say it now... I bought my SIL's debt from one...after they refused to do a PFD for her

 

Ok, I need to figure out how to do that!

[lilone]

These are hilarious!

 

Can we as consumers ("professional debtors" as called by some CAs) get into trouble by doing any of the above? If not I sure would love to have a little fun myself.