If you're calling the Capital One credit card stupid, why on earth would you feed stupid?
As I said earlier, that was the only card I could get with the scores I had. I used $150 on it just to get a revolving account going. (I had none). The $300 limit is stupid, that's what I meant. I will sock drawer it and may use it for a gas purchase or something. If I cannot get a decent CLI after 6mos or so, I'll close it.
If I were you, I would hit the luv button right now. After all it's only a soft, what have you got to lose?