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So it hasn't even been a month and I can't believe how much I've gotten out of this forum. I got copies of my credit report, reviewed to make sure everything was accurate, learned about bumpage and validation, enrolled in CCT, and have opened 3 (still waiting on responses from 2 more) new cards! My score (although Fako's =/ thru CCT) are all around 700. I gotta say digging around these forums and reading the posts really has helped more than any book I could find in the libraries. Thanks to everyone who's helped out. Checking this forum has become a daily habit for me and I'm glad it has!!!!!

 

Before CreditBoards

- Citicard - Closed on "consumer" request

- Express/WFNNB (Store Card)

 

After CreditBoards

- Kay's - Approved

- Jared - Approved

- Capital One Standard Platinum - Approved

- Hooters - Pending

- Priceline - Pending

- Sweetwater/GEMB - Pending

 

 

After today, NO MORE HARD'S FOR 1 YEAR! Gives me time to build up a good credit history with the cards I have right now.


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