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guillermo

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  1. Credit Application: Your Age? 40 Your Equifax Credit Score?620 FICO Your Experian Credit Score? ? Your TransUnion Credit Score? 702FAKO How many years have you been on file with Equifax? 1 How many years have you been on file with Experian? 1 How many years have you been on file with TransUnion? 1 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? Yes Will this open auto loan be a trade-in? Yes How many late pays within the last 12 months on the currently open loan? None How many late pays within the last 13-24 months on the currently open loan? N
  2. Could it bee cause one month i would pay $100+ and another month i would let it charge a minimum.
  3. okay i received a letter from gemb stating that they are unable to accommodate my request for the following reason(s): 1. Percentage of times payment greater than amount due over last 12 months on this account = wtf doe's that mean? 2. average utilization on account over most recent six months = am lost here 3. payments as a percentage of amount due in last billing period on this account = Lost here 4. over credit limit in the last 24 months on this account = Lies never been over the limit not even close Can someone translate this in plain English thanks
  4. Good Deal man.. I like there hiking boots. Might buy some after this one give up.
  5. Secure card is the best way to go wait six months then apply for a Gas card... and if you dont have the money for a secure First Premier will give a credit line but with high fee's
  6. Wont help you much but is better then nothing.
  7. US MAIL OFFERS CAN BE SITTING ALREADY PRINTED READY TO MAIL FOR 90 DAYS They don't know what you did or didn't do with the 1st off because they printed the 2nd offer BEFORE you even got the first offer Gotcha!
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