Recently denied. Marv please help

[jnj5102]

I recently went to an infinity auto dealer to apply for an infiniti m to lease for 2 years. the price was around 63,000.

I went with my tax return which shows I made an agi of 410k last year. my credit score scores are in my sig. and i have a recent repo which was involuntary but was marked as involuntary. the dealer told me i was denied.

 

how much better should i get my credit score before trying to apply again for the same car.

[MarvBear]

Trans: up 15 Points

equ: up 2 points

 

your score ^ as quoted doesn't give up a lot of information.

[opfreak]

he had his scores in the pic.

 

496 -446 if my memory servers

[jnj5102]

yeah i did i don't know what happened to it. my scores are

446 experian

494 transunion

496 eqifax

[hurricanesfans27]

you would probably need to get into the 600s minimum maybe higher now with a repo if they will do it at all.

[mk_378]

There's really no scoring distinction between types of repo, it's still repo whether voluntary or not.

[jpmusocat]

I recently went to an infinity auto dealer to apply for an infiniti m to lease for 2 years. the price was around 63,000.

I went with my tax return which shows I made an agi of 410k last year.

 

$410K? Dang, just put 50% down

[RadGuy]

I recently went to an infinity auto dealer to apply for an infiniti m to lease for 2 years. the price was around 63,000.

I went with my tax return which shows I made an agi of 410k last year.

 

$410K? Dang, just put 50% down

 

LOL! I was thinking the same thing!

[Chris in OK]

With an AGI of $410k, a one-pay lease comes to mind.

[Daddy]

How long have you been making that kind of loot??? DAMN!!!

 

Seriously, maybe you were denied because they didn't think you were reliable, due to the repo and the very low credit scores, REGARDLESS of the massive income.

[uood8]

Lies, Lies, its all LIES! i mean come on, with 410 monthly income who in their right mind would want to finance a car? im against living all cash lifestyle but for 410k a year, credit would be the LEAST of my concern.

[hardpull]

He is a proven troll. Move along. Nothing to see here.

[jnj5102]

Some of you people sure do think highly of yourself, To think i have to lie to YOU. someone who isn't giving me a dime.

 

Why would i lie and then ask for help. Why wouldn't i also lie about my credit score. hell, i could've at least said it was in the 500's

 

**REMOVED**

 

ENOUGH with the name calling. Go somewhere else and do that.

Edited March 30, 2008 by Chris in CA

[Chris in OK]

This thread has more than run its course. *click*

Edited March 30, 2008 by Chris in CA

[hurricanesfans27]

op for the future be more consistant in your statements. if you dont you come off like a troll. The others I wont even bother to respond.

[LKH]

I recently went to an infinity auto dealer to apply for an infiniti m to lease for 2 years. the price was around 63,000.

I went with my tax return which shows I made an agi of 410k last year. my credit score scores are in my sig. and i have a recent repo which was involuntary but was marked as involuntary. the dealer told me i was denied.

 

how much better should i get my credit score before trying to apply again for the same car.

 

I thought it was 21k per month? I thought you were opening a biz from your dorm room? Was that before you moved back to your moms house with your 410k income? You dared to call me an flowers and then come back here for help and then post more BS. Straighten up the act fast or I'll put an end to this nonsense once and for all. All of us are really tired of wasting time on your questions that just don't jive. If you want help, be straight and stop the games.