Does any bank have BillPay extensive as BOA

[bee bee]

I hate Bank of Devils, aka BOA, but one thing I liked was their BillPay system. I have considered reopening an account w/ them just to utilize BillPay and the 6:00pm ATM deposit services. But before I have to jump into the swamp, is there any other alternative to consider?

[belleama]

I thought they were all pretty much the same now adays.

[bee bee]

I was under the impression, and please correct me if I am wrong, that BOA pay times for electronic payments was quickest compared to competitors and their vendor list was largest.

[belleama]

You can pay whoever you want with online bill pay. Sometimes its a check sometimes its an ACH. I'm not sure about the vendor lists though. But I've never had a problem with payments.

 

I've used...

 

NetBank

Peoples bank

Fleet Bank

Wachovia

USAA (using currently payments show up on vendor side before being taken out of account)

Commerce bank

ING

 

There might be more. I'm not sure.

[Cactus Flower]

I hate Bank of Devils, aka BOA, but one thing I liked was their BillPay system. I have considered reopening an account w/ them just to utilize BillPay and the 6:00pm ATM deposit services. But before I have to jump into the swamp, is there any other alternative to consider?

 

 

I am pretty happy with US BANK .. less so with WAMU...........

 

seems WAMU cuts a LOT of checks and not much EFT ...

 

 

~ cactus

[TeeSharice]

BoAs billpay is hands down the best

 

unfortunately

[TxQuiltGirl]

I agree with Tee - BofA is really the best with BillPay, but I'd say Chase is a very close second. I don't like their interface as well, but it is still very good.

[bobnurse]

Ive used CHASE, it was good but you had to pay a monthly fee

 

My CU has the best bill pay thats 100% free......

 

They mail checks and also electronic transfer to many.....

 

But 100% free.......

[bee bee]

Tee and Tx, unfortunately, I figured this was the case.

 

I was considering to pay for Quicken's service, but it just seems like a waste of money and I didn't find much information in regards to the transfer times via Google for them.

 

I guess I will go back and reopen. I probably should have never closed them and instead kept $1 in each account. I hate to even think I have to deal w/ them agai. However, their vendor list for EFT is one of the largest I believe and that is what most important for me right now.

Edited June 29, 2007 by cityhopper

[gilbertrul]

USAA

[ihatecras]

Actually my favorite bill pay is PNC bank. I do not use any other bill pay besides this. I bank with every big bank except Chase. My least favorite bill pay would be TD north.

[CargoJon]

I like Commerce Bank's bill pay, but that depends on geography...

[TxQuiltGirl]

Ive used CHASE, it was good but you had to pay a monthly fee

 

My CU has the best bill pay thats 100% free......

 

They mail checks and also electronic transfer to many.....

 

But 100% free.......

 

 

I've never paid a fee for Chase's bill pay. Ever.

[flynn]

I hate bofa also, and have been trying alternatives to the billpay so i could leave them

 

right now i'm trying usaa. if it's as good, i'll say screw bofa

[belleama]

USAA is great. They only pay two of my bills by check. One is to a family member and the other is to merrick so I just pay that one on their website.

[smontoya5]

I recently opened a B of A account when we moved to NC. Prior to that, I banked with Charter One.

 

LOVE the billpay features with BOA. Love the fact that the website is pretty much real time so I don't have to balance my checkbook. Charter One's website, when it was actually working, was a joke.

 

I've only had one minor blip so far. My husband's car insurance is with Allstate- who I was surprised to see wasn't set up to take EFT payments from BOA. Set up his monthly premium to come out on the 29th and they mailed a check on the 26th. On the 28th the check cleared

 

Thankfully, I had money in the account but I'm curious how they would have handled that if there wasn't. Had I been charged a fee I would have moved on to the credit union I could join through work.

[texasnightowl]

Hmm...I can't fairly compare but isn't BofA's done thru Checkfree? If so, there are many banks who also use checkfree for their billpay service. I use Wachovia and am very happy with their service (thru checkfree).

[pstall]

BofA Bill Pay also has a line or small blurb letting you know while you are setting up Payees if they can get NEXT day payment or not.

So you could hold your funds until the day before and still pay.

Just depends on your preference.

[belleama]

Hmm...I can't fairly compare but isn't BofA's done thru Checkfree? If so, there are many banks who also use checkfree for their billpay service. I use Wachovia and am very happy with their service (thru checkfree).

 

I forgot about checkfree. I can't remember whether or not USAA uses them or not but I think they might.

[texasnightowl]

Hmm...I can't fairly compare but isn't BofA's done thru Checkfree? If so, there are many banks who also use checkfree for their billpay service. I use Wachovia and am very happy with their service (thru checkfree).

 

I forgot about checkfree. I can't remember whether or not USAA uses them or not but I think they might.

 

USAA is on their list of banks using checkfree.

 

http://www.checkfreecorp.com/cda/corp/spon...Id=0&type=1

[sienna]

I pretty much keep just enough cash in my BofA account to pay bills via BillPay. The interface is clean, understandable, and some payments arrive quicker than my USAA service.

 

I do wish another bank would offer the exact same BillPay...interface and all.

 

 

*disclaimer* BofA's outstanding BillPay product in no way diminishes my loathing of the company in general.

[texasnightowl]

*disclaimer* BofA's outstanding BillPay product in no way diminishes my loathing of the company in general.

 

 

The only reason I ever opened a BofA account is a) they gave me $100 to do it and I'm going to Europe this year and wanted to take advantage of their agreements with Barclay's bank in UK and BNP Paribas in Paris for fee free ATM withdrawals.

 

Otherwise I am perfectly happy with Wachovia.

[belleama]

Bank of America is on the list of banks that use checkfree.

[InsultComicDog]

I use Wachovia

[SCFireFighter]

I've only had one minor blip so far. My husband's car insurance is with Allstate- who I was surprised to see wasn't set up to take EFT payments from BOA. Set up his monthly premium to come out on the 29th and they mailed a check on the 26th. On the 28th the check cleared

 

Thankfully, I had money in the account but I'm curious how they would have handled that if there wasn't. Had I been charged a fee I would have moved on to the credit union I could join through work.

I am an avid BofA billpay user. I pay <zero> bills by mail. Everything goes through billpay, even the one-time payments of incidental bills I receive in the mail. (I also get all my recurring bills as e-bills).

I noticed, too, that some paper cut checks say they have a delivery time of 4 days, but sometimes arrive at the payee on the 3rd day. However, I have never noticed BofA taking out the money on the 3rd. They have always taken out the money on the date the Billpay interface told me they would (the 4th).