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TxQuiltGirl

Former Mods and Forum Leads
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  • Location
    Shhh ... Hunting for big snakes
  • Interests
    If I could remove a certain bank from the face of the earth and never get caught ... I probably would do it.

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  1. In early 2016, I lost my job in the oil field. It was a very good job, and I made good money. I received a decent package when I was laid off, and starting looking for a job. Sadly, the entire oil patch was going through the same thing, and it took my 18 months to find a job that paid 1/5th of what I had been making. It took another six months after that to find a job that allowed us to keep our heads above water, and now I'm back in the saddle and we're doing much better. Around the 18 month mark, we had to let some of our credit cards go. They had pretty high balances, but we we
  2. No mail, but I did get served for a lawsuit from Midland ...
  3. Squirrels will kill and eat snakes, poisonous or otherwise. There have been several documented cases, and recently TPWD posted a photo of a squirrel eating a snake in the Guadalupe Mountains. I don't particularly care for squirrels - they're just cute rats, but they're better than having snakes around. And sorry, Breezey, dear, but the only good snake is a dead snake.
  4. I once was well known But now I am a stranger Might you remember?
  5. DUDE! I snuck in under THAT wire! We were officially married for 9 years, 11 months and 18 days ... and while it doesn't affect my benefits, I don't see a reason for him to benefit from my hard work while he's sat on his flowers barely getting by all these years. lol
  6. Martyyyyyyyyyyyy!!!!! One of the old crew is back, yahooooo. That makes two in a week. Someone else showed up this week? Is it anyone cool?
  7. My salary has increased by more than 100% since I got my degree in 2006, and I was doing alright back then. So I'm going with YMMV. My degree is far from worthless or overrated ...
  8. Alright, so I received my Experian report yesterday and I've triaged it and made a plan. Of course I'm starting with some of the low-hanging fruit - things that are scheduled to drop off by year end anyway, some of the CA's I know won't be able to validate, stuff like that. But I have one entry, which I know is probably true, for a collection by a local utility company for $38. I think it was just lost in the shuffle when we moved a couple years ago, and it's not scheduled to drop off until the end of 2018. What is the general opinion on sending a PFD letter to them? I mean, it's such a l
  9. So, I never got a definitive answer to this question. I need someone to tell me if the rumor is true!
  10. What? I'm still sort of around. I'm taking a quiet, back seat sort of approach. GF really isn't what it used to be, is it?
  11. Thanks for the kind words, ya'll. LKH, I would L O V E to nail them to the wall, but it is so freakin' difficult to get a lawyer to take on a foreclosure case here in Texas, you just wouldn't believe. I have spoken to more of them than I can remember (I lost count around 15) and no one is really interested. Something about the very liberal foreclosure laws here ... they can foreclose after 20 days late, I think, blah blah blah. At this point, I just want to forget about it and try to get back to a place where I feel good about myself and my finances. I've been so depressed I've stuck
  12. Well, it's been a long time for me since I've attempted any credit repair. A short history, for those who don't know me. I came here about this time of the year in 2004, because I wanted to buy a house, be able to finance a car with little trouble and basically get my financial life back in order. And it worked - I did all of that in just a couple of years. And then Bank of America bought out Countrywide and the trouble started for me. Years of fighting with Bank of America over payments they said I missed, even though I had proof they had been made. A sudden addition of an escrow ac
  13. I'm sure it was all wasted, just like all the advice given in the past. And that's really too bad, but I was sincere. Someone here needs help - maybe several someone's - but I wasn't joking when I said my concern is the kids. I do have to say that I'm flummoxed that someone who comes here and posts about what a mess her life is, would want to offer advice to others. And it honestly seems odd to me to join a board to "help" folks on a subject that would be so difficult for me to accept. But to each their own. And if that was the case, I REALLY don't understand why SV lied about it and swor
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