Dillard's Upgrade to AMEX

[djgrolyos]

I just called Dillard's. They upgraded me to the Dillard's AMEX. Said I would recieve card in 7-10 days, and my store card is still valid. THey did a new application........not sure if it pulled a hard or not. I have only had the card for 4 months. (Just did the CLI button to 10400.00 from a 150.00 limit)

 

New AMEX will be 5000.00 starting limit. Hope the LUV Button works on that one too.

[cmancdf1]

I wonder if you can apply instore for it yet?

[Peekaboo]

Did you use this card a lot in those 4 months?

If so, PIF or leave balance?

[djgrolyos]

I used the card one time in November. I charged 79.00 and took 4 months to pay it off.

[Peekaboo]

I used the card one time in November. I charged 79.00 and took 4 months to pay it off.

Thanks!

And major congrats on the amex!!

[NoBull]

CONGRATS!!!

 

You said, though, this is an "upgrade," but if you are keeping your existing Dillards account, isn't this just a new app and account, which would equal a hard?

[mazzystar]

I believe GEMB is only upgrading existing cardholders as of now. The Dillards Amex deal was just done. I am not sure if they use an internal score or actually pull a new report tho. It would follow the same lines as jcpenney to jcpenney rewards mc. Not yet available to general public, but should be soon. Same w/ Sam's and Walmart Discover also that has been done after the upgrade to existing and has been available to public.

[Ace_TX]

I guess i will be making a payment tommorow

 

then i'll be calling Dillard's if it was that easy for you

 

Dillards (since jan '97) is one of my oldest accounts with perfect payment history

 

they better not treat me like Target!

[GEORGE]

I believe GEMB is only upgrading existing cardholders as of now. The Dillards Amex deal was just done. I am not sure if they use an internal score or actually pull a new report tho. It would follow the same lines as jcpenney to jcpenney rewards mc. Not yet available to general public, but should be soon. Same w/ Sam's and Walmart Discover also that has been done after the upgrade to existing and has been available to public.

MRS GOT THE JC PENNEYS M/C WITH-OUT ASKING

 

She could say no if she wanted but it was like a 42 X CLI

[cocomad]

Congrats on the Dillard Amex! Think I will stay with my 4 Genuine Amexes and MBNA Amex. Glad for all that gets them!!!

[Curious]

I just called Dillards, got offshore reps, they told me I would have to go into the store and fill out a new Amex application as they were randomly converting only a very few accounts.

[Ace_TX]

I just called Dillard's. They upgraded me to the Dillard's AMEX. Said I would recieve card in 7-10 days, and my store card is still valid. THey did a new application........not sure if it pulled a hard or not. I have only had the card for 4 months. (Just did the CLI button to 10400.00 from a 150.00 limit)

 

New AMEX will be 5000.00 starting limit. Hope the LUV Button works on that one too.

sum'n ain't right

 

i just called cust svc and they told me i couldn't apply over the phone and that i had to go instore, this is a separate account and they aren't upgrading...and they will pull a hard

 

the dude on the phone also said that it is not gonna show 2006 and not something like member since '90 etc.

 

anybody else called and managed to *upgrade* to Dillard's Amex ?

 

if somebody else can confirm, maybe it's a YMMV thing and i need to call anothe CSR

[djgrolyos]

I would call back and try again. I havent recieved anything yet. They did pull another hard, so I am assuming that it will be a new account.

[alonsoflor]

So let me understang this... Dillards' cards will eventually dissapear and become cobranded AMEx's??? Will this be for all current people with Dillards cards?

[mazzystar]

just as the "offshore" rep told previous poster, they are upgrading some existing cardholders. It will be an option for public apps soon. You may be able to apply for it new at the store. But Dillards customers that are existing cannot call up and upgrade. Ge is only doing that with some right now internally. Dillards cards will not disappear. They are now in process of rolling out the cobrand Dillards Amex. (Still revolving- believe it or not.)

[alonsoflor]

just as the "offshore" rep told previous poster, they are upgrading some existing cardholders. It will be an option for public apps soon. You may be able to apply for it new at the store. But Dillards customers that are existing cannot call up and upgrade. Ge is only doing that with some right now internally. Dillards cards will not disappear. They are now in process of rolling out the cobrand Dillards Amex. (Still revolving- believe it or not.)

 

Thanks got it now!

[Curious]

I went into Dillard's today and they did not even have applications for the Dillards Amex card. The clerk at the register told me they haven't rec'd them yet.

[NoBull]

just as the "offshore" rep told previous poster, they are upgrading some existing cardholders. It will be an option for public apps soon. You may be able to apply for it new at the store. But Dillards customers that are existing cannot call up and upgrade. Ge is only doing that with some right now internally. Dillards cards will not disappear. They are now in process of rolling out the cobrand Dillards Amex. (Still revolving- believe it or not.)

 

Interesting, mazzystar...Thanks.

[Ace_TX]

Did the online app... all it said was "Thank You, You will be notified by mail"

 

-----

DILLARD'S AMERICAN EXPRESS® CARD TERMS

Annual Percentage Rate

Tier 1 Tier 2 Tier 3

19.49% 17.49% 15.49%

 

Other APRs Delinquency Rate*

Cash APR 22.49% Delinquency Rate* 28.49%

 

The APR for Purchases may vary and will equal the prime rate plus (i) 11.99%, but not less than 14.99% for Tier 1 Accounts; (ii) 9.99%, but not less than 12.99% for Tier 2 Accounts; or (iii) 7.99%, but not less than 10.99% for Tier 3 Accounts. The APR for Cash Advances may vary and will equal the prime rate plus 14.99%, but not less than 17.99%. The Delinquency Rate may vary and will equal the prime rate plus 20.99%, but not less than 24.99%. The "prime rate" for a billing period is the highest bank prime loan rate as published in The Wall Street Journal in its Money Rates section on any business day of the three calendar months preceding the first day of the billing period.

[Curious]

Did the online app... all it said was "Thank You, You will be notified by mail"

 

-----

DILLARD'S AMERICAN EXPRESS® CARD TERMS

Annual Percentage Rate

Tier 1 Tier 2 Tier 3

19.49% 17.49% 15.49%

 

Other APRs Delinquency Rate*

Cash APR 22.49% Delinquency Rate* 28.49%

 

The APR for Purchases may vary and will equal the prime rate plus (i) 11.99%, but not less than 14.99% for Tier 1 Accounts; (ii) 9.99%, but not less than 12.99% for Tier 2 Accounts; or (iii) 7.99%, but not less than 10.99% for Tier 3 Accounts. The APR for Cash Advances may vary and will equal the prime rate plus 14.99%, but not less than 17.99%. The Delinquency Rate may vary and will equal the prime rate plus 20.99%, but not less than 24.99%. The "prime rate" for a billing period is the highest bank prime loan rate as published in The Wall Street Journal in its Money Rates section on any business day of the three calendar months preceding the first day of the billing period.

 

I don't see an application on Dillard's website for Amex, do you have a link?

[Ace_TX]

put a "t" in front of the url

 

example: https://twww.onlinecreditcenter...

[Curious]

put a "t" in front of the url

 

example: https://twww.onlinecreditcenter...

 

does not work for me, can you just post the link?

[HoldenMcGroin]

This may be a dumb question, but if you are blacklisted from amex for a CO, would you be blacklisted from getting the Dillard's amex as well?

[NoBull]

This may be a dumb question, but if you are blacklisted from amex for a CO, would you be blacklisted from getting the Dillard's amex as well?

 

 

NO. Amex cards from other issuers are not subject to the Amex blacklist.

[Ace_TX]

put a "t" in front of the url

 

example: https://twww.onlinecreditcenter...

 

does not work for me, can you just post the link?

Like This:

 

https://twww.onlinecreditcenter2.com/Dillards/step_2.html

 

Copy & Paste ^ Didn't want to link back to this site...

Edited March 11, 2006 by Ace_TX