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alonsoflor

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Everything posted by alonsoflor

  1. They pull EQ for me and many others. They don't use a set CRA and can't be put on this list for that reason. Sorry, but that's not the case. OK that's your opinion, no problem. With data to support it. Read my own data point above. You have not answered how long ago was this. "Many others" is also with what I'm going by, besides me confirming this. My wife, my mother in law, my-self and a friend all TU pulls for new credit cards with NFCU, and "many others." We might want to follow up NFCU and see if we can confirm which CRA they are pulling for cc applications.
  2. They pull EQ for me and many others. They don't use a set CRA and can't be put on this list for that reason. Sorry, but that's not the case. OK that's your opinion, no problem.
  3. When was this? All new credit card applications for NFCU are 99.9% going on TU now, I confirmed this with someone that works in one of the DFW area branches. For CLI or LOC goes with EQ. I stand firmly on what I previously stated. They pull EQ for me and many others. They don't use a set CRA and can't be put on this list for that reason.
  4. 92GTA, welcome back, I'm really sorry about all your problems. You might also want to try another BK attorney, second opinion?
  5. NFCU is now 99.9% set for cc applications, I have seen this trend in multiple boards for at least a year. Audi Financial/VW (Captive), for many years pulling TU.
  6. Don't know who updates here, NFCU stated there wasn't an age to add an AU (via secured message). I added my twins (14) and my other child (11) and they have already received the cards, in the letter specifically stated "this card will now report to the credit bureaus"
  7. It was a Sub prime lender go financial. That's correct! However, subprime and everything they can offer low interest rates.
  8. Carvana uses EXP vantage scores ( can't remember the name of the lender)
  9. True, but there are many with profiles that could support big exposure CL's, specially with NFCU. Better to be patient and wait IMO, even if the OP would get approved now.I'd rather have max exposure on 1 card instead of spreading it out over 2. Right, but once it unsecures he will have 2 cards and be splitting exposure.
  10. OP stated is a secured card, no reason to wait in my own opinion unless scores are low. Better to be patient and wait IMO, even if the OP would get approved now. I'd rather have max exposure on 1 card instead of spreading it out over 2.
  11. Just go ahead and apply for an unsecured card now, you should be approved without a problem granting low utilization and at least a 620 score.
  12. Why political? pbarnes is right in saying the agency may close or have a lot of the authority taken away. My 2 cents.
  13. This may be a silly question, but I'll ask anyways... My car has a good chunk of negative equity. Does it make a difference if pay the difference to my loan holder (Wells Fargo) or pay the difference in the trade to the dealership? Thank you!
  14. Thank you so much Marvbear, it is very good to see you are still around, take care.
  15. And what do you all care if the OP is blowing smoke? Stop it! Creditboards uswd to be like a family to me and I owe a lot to the board, but every time I come visit, I see this haters all over the board. Yes, myfico boards have a lot more control when it comes to this type of behavior.
  16. What's wrong with people, creditboards has turned out to be a little different that what used to be...
  17. When did you join? I joined June 7th I joined June 21st, and my name is not listed. So, theoretically the cutoff date for listing new members is somewhere between June 7th and June 21st. Of course, I'm not convinced that is the reason more new members are not listed. If there is a late cutoff date, then it seems like the new member list should include the influx of new members from May. Didn't someone say that he joined in October and that his name has never been listed. It seems odd. I'm the very first one in that list, my last name is just like my user name here.
  18. When did you join? I joined June 7th
  19. My name is in the list of new members, however the misspelled my name 😝

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