 Dillard's Upgrade to AMEX |
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 Mar 8 2006, 11:33 AM
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#1
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Group: Members
Posts: 9,699 Joined: 27-August 03 From: Madison, WI Member No.: 1,756  |
I just called Dillard's. They upgraded me to the Dillard's AMEX. Said I would recieve card in 7-10 days, and my store card is still valid. THey did a new application........not sure if it pulled a hard or not. I have only had the card for 4 months. (Just did the CLI button to 10400.00 from a 150.00 limit)
New AMEX will be 5000.00 starting limit. Hope the LUV Button works on that one too.   Cards and Lines (In order of preference): Penfed Cash Rewards Visa, Penfed Personal Line of Credit, American Express Blue Cash (F/R in early 2008-CLOSED), WaMu Human Rights Campaign Visa, Gap Card, Penfed Thrifty Credit Service, Citi Flex Line of Credit, Chase Amazon Visa, Best Buy Store Card, Home Depot Store Card. American Eagle Card, Circuit City Rewards Visa, Target Visa, JC Penny Card, and Bank of America Gold Option Line of Credit) FICO: Last time I checked ranged from 725-773. 1 Password for Mac OS X- The Roboform alternative |
  
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| Googie |
Mar 8 2006, 11:33 AM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
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Mar 8 2006, 12:23 PM
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#2
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Group: Members
Posts: 409 Joined: 19-January 04 From: Ridgetucky Member No.: 3,249 |
I wonder if you can apply instore for it yet?
Jan.04---Apr.04--May.04--Nov.04--Sept.05---March06
EQ----607----674-----674----661-----667------684FICO EX----621----674-----679----687-----670------691FICO TU----611----660-----690----668-----683------722FICO $120,000+ in limits... |
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Mar 8 2006, 12:40 PM
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#3
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Group: Members
Posts: 5,494 Joined: 23-May 04 From: NC Member No.: 5,981 |
Did you use this card a lot in those 4 months?
If so, PIF or leave balance?  ...aspire...anticipate...arrive...assess...adapt...achieve...appreciate...adduce ...aspire... Circumstance does not define a person. It reveals them. |
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Mar 8 2006, 01:17 PM
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#4
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Group: Members
Posts: 9,699 Joined: 27-August 03 From: Madison, WI Member No.: 1,756 |
I used the card one time in November. I charged 79.00 and took 4 months to pay it off.
Cards and Lines (In order of preference): Penfed Cash Rewards Visa, Penfed Personal Line of Credit, American Express Blue Cash (F/R in early 2008-CLOSED), WaMu Human Rights Campaign Visa, Gap Card, Penfed Thrifty Credit Service, Citi Flex Line of Credit, Chase Amazon Visa, Best Buy Store Card, Home Depot Store Card. American Eagle Card, Circuit City Rewards Visa, Target Visa, JC Penny Card, and Bank of America Gold Option Line of Credit) FICO: Last time I checked ranged from 725-773. 1 Password for Mac OS X- The Roboform alternative |
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Mar 8 2006, 01:23 PM
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#5
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Group: Members
Posts: 5,494 Joined: 23-May 04 From: NC Member No.: 5,981 |
QUOTE(danielj144 @ Mar 8 2006, 01:17 PM)  I used the card one time in November. I charged 79.00 and took 4 months to pay it off. Thanks! And major congrats on the amex!! 
...aspire...anticipate...arrive...assess...adapt...achieve...appreciate...adduce ...aspire... Circumstance does not define a person. It reveals them. |
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Mar 8 2006, 01:37 PM
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#6
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Group: Members
Posts: 16,320 Joined: 14-August 04 From: Southern California Member No.: 7,794 |
CONGRATS!!!
You said, though, this is an "upgrade," but if you are keeping your existing Dillards account, isn't this just a new app and account, which would equal a hard? |
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Mar 9 2006, 07:48 PM
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#7
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Group: Members
Posts: 790 Joined: 21-February 06 From: ne ohio Member No.: 27,693 |
I believe GEMB is only upgrading existing cardholders as of now. The Dillards Amex deal was just done. I am not sure if they use an internal score or actually pull a new report tho. It would follow the same lines as jcpenney to jcpenney rewards mc. Not yet available to general public, but should be soon. Same w/ Sam's and Walmart Discover also that has been done after the upgrade to existing and has been available to public.
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Mar 9 2006, 08:15 PM
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#8
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Group: Members
Posts: 1,192 Joined: 25-September 05 Member No.: 22,540 |
I guess i will be making a payment tommorow
then i'll be calling Dillard's if it was that easy for you Dillards (since jan '97) is one of my oldest accounts with perfect payment history they better not treat me like Target! I am so pleased to be informing you that you have won the lottery in the republic of Ass-wenistan. You won a great abundance and magnitude of money. All I need to transact this transaction is small processing fee to be required; Simply cash this check a portion of your winnings and pay the fee, then I will effect payment swiftly! Hungry?  or  http://kfccoupons.cre8hosting.com/index.ph...ns&zipcode= |
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Mar 9 2006, 08:23 PM
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#9
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Group: Members
Posts: 81,453 Joined: 28-January 04 From: STILL trying to run away from the school yard bullies I need to run faster Member No.: 3,438 |
QUOTE(mazzystar @ Mar 9 2006, 05:48 PM) I believe GEMB is only upgrading existing cardholders as of now. The Dillards Amex deal was just done. I am not sure if they use an internal score or actually pull a new report tho. It would follow the same lines as jcpenney to jcpenney rewards mc. Not yet available to general public, but should be soon. Same w/ Sam's and Walmart Discover also that has been done after the upgrade to existing and has been available to public. MRS GOT THE JC PENNEYS M/C WITH-OUT ASKING She could say no if she wanted but it was like a 42 X CLI CB's WHIPPING BOY
WHAT REWARDS DO YOU GET FROM THIS CASH STUFF??? "AVAILABLE" is not debt That credit card fee is TAX DEDUCTABLE (don't MICRO-MANAGE the fee at the expense of paying business) GOT YOUR 4506-T READY YET??? MEMBERSHIP HAS IT'S REWARDS HAVE YOU BEEN AMEXED??? My ID is the signature on the back of my credit card--AND IT DOES NOT SAY C.I.D. I have a license to drive a car/truck...it is not a permit to use my signed credit card DOES KNOWING YOUR SCORE HELP YOU PAY YOUR BILLS??? Don't forget the DOWN-SIDE to using DEBIT CARDS (unintended consequences) Disputing ACCURATE ADDRESSES can have side effects (LOSS OF POSITIVE ACCOUNTS) OBAMA-CARE WILL COST HOW MANY $1,000,000,000,000's why can't I opt-out |
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Mar 9 2006, 08:27 PM
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#10
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Group: Members
Posts: 8,417 Joined: 30-October 03 Member No.: 2,273 |
 Congrats on the Dillard Amex! Think I will stay with my 4 Genuine Amexes and MBNA Amex. Glad for all that gets them!!! 
 CoCoBack on Kona. |
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Mar 9 2006, 08:32 PM
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#11
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Group: Members
Posts: 11,333 Joined: 20-November 04 Member No.: 10,186 |
I just called Dillards, got offshore reps, they told me I would have to go into the store and fill out a new Amex application as they were randomly converting only a very few accounts.
EX, TU, and EQ, frozen until.............further notice
"The man who said it can't be done should not interrupt the woman doing it." |
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Mar 10 2006, 11:57 AM
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#12
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Group: Members
Posts: 1,192 Joined: 25-September 05 Member No.: 22,540 |
QUOTE(danielj144 @ Mar 8 2006, 10:33 AM) I just called Dillard's. They upgraded me to the Dillard's AMEX. Said I would recieve card in 7-10 days, and my store card is still valid. THey did a new application........not sure if it pulled a hard or not. I have only had the card for 4 months. (Just did the CLI button to 10400.00 from a 150.00 limit) New AMEX will be 5000.00 starting limit. Hope the LUV Button works on that one too. sum'n ain't right   i just called cust svc and they told me i couldn't apply over the phone and that i had to go instore, this is a separate account and they aren't upgrading...and they will pull a hard the dude on the phone also said that it is not gonna show 2006 and not something like member since '90 etc. anybody else called and managed to *upgrade* to Dillard's Amex ?  if somebody else can confirm, maybe it's a YMMV thing and i need to call anothe CSR I am so pleased to be informing you that you have won the lottery in the republic of Ass-wenistan. You won a great abundance and magnitude of money. All I need to transact this transaction is small processing fee to be required; Simply cash this check a portion of your winnings and pay the fee, then I will effect payment swiftly! Hungry? or http://kfccoupons.cre8hosting.com/index.ph...ns&zipcode= |
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Mar 10 2006, 12:40 PM
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#13
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Group: Members
Posts: 9,699 Joined: 27-August 03 From: Madison, WI Member No.: 1,756 |
I would call back and try again. I havent recieved anything yet. They did pull another hard, so I am assuming that it will be a new account.
Cards and Lines (In order of preference): Penfed Cash Rewards Visa, Penfed Personal Line of Credit, American Express Blue Cash (F/R in early 2008-CLOSED), WaMu Human Rights Campaign Visa, Gap Card, Penfed Thrifty Credit Service, Citi Flex Line of Credit, Chase Amazon Visa, Best Buy Store Card, Home Depot Store Card. American Eagle Card, Circuit City Rewards Visa, Target Visa, JC Penny Card, and Bank of America Gold Option Line of Credit) FICO: Last time I checked ranged from 725-773. 1 Password for Mac OS X- The Roboform alternative |
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Mar 10 2006, 01:34 PM
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#14
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Group: Members
Posts: 2,182 Joined: 4-September 03 From: Evil EXPERIAN homeland Member No.: 1,830 |
So let me understang this... Dillards' cards will eventually dissapear and become cobranded AMEx's??? Will this be for all current people with Dillards cards?
Latest FICO Scores
TransUnion 652 Date: 02/16/2006 Equifax 638 Date: 04/01/2006 Experian 617 Date: 02/06/2006 I'm not afraid, I just have chickenphobia!!! |
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Mar 10 2006, 02:22 PM
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#15
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Group: Members
Posts: 790 Joined: 21-February 06 From: ne ohio Member No.: 27,693 |
just as the "offshore" rep told previous poster, they are upgrading some existing cardholders. It will be an option for public apps soon. You may be able to apply for it new at the store. But Dillards customers that are existing cannot call up and upgrade. Ge is only doing that with some right now internally. Dillards cards will not disappear. They are now in process of rolling out the cobrand Dillards Amex. (Still revolving- believe it or not.)
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Mar 10 2006, 02:43 PM
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#16
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Group: Members
Posts: 2,182 Joined: 4-September 03 From: Evil EXPERIAN homeland Member No.: 1,830 |
QUOTE(mazzystar @ Mar 10 2006, 03:22 PM) just as the "offshore" rep told previous poster, they are upgrading some existing cardholders. It will be an option for public apps soon. You may be able to apply for it new at the store. But Dillards customers that are existing cannot call up and upgrade. Ge is only doing that with some right now internally. Dillards cards will not disappear. They are now in process of rolling out the cobrand Dillards Amex. (Still revolving- believe it or not.) Thanks got it now!
Latest FICO Scores
TransUnion 652 Date: 02/16/2006 Equifax 638 Date: 04/01/2006 Experian 617 Date: 02/06/2006 I'm not afraid, I just have chickenphobia!!! |
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Mar 10 2006, 09:47 PM
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#17
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Group: Members
Posts: 11,333 Joined: 20-November 04 Member No.: 10,186 |
I went into Dillard's today and they did not even have applications for the Dillards Amex card. The clerk at the register told me they haven't rec'd them yet.
EX, TU, and EQ, frozen until.............further notice
"The man who said it can't be done should not interrupt the woman doing it." |
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Mar 10 2006, 10:35 PM
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#18
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Group: Members
Posts: 16,320 Joined: 14-August 04 From: Southern California Member No.: 7,794 |
QUOTE(mazzystar @ Mar 10 2006, 11:22 AM) just as the "offshore" rep told previous poster, they are upgrading some existing cardholders. It will be an option for public apps soon. You may be able to apply for it new at the store. But Dillards customers that are existing cannot call up and upgrade. Ge is only doing that with some right now internally. Dillards cards will not disappear. They are now in process of rolling out the cobrand Dillards Amex. (Still revolving- believe it or not.) Interesting, mazzystar...Thanks. |
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Mar 10 2006, 11:40 PM
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#19
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Group: Members
Posts: 1,192 Joined: 25-September 05 Member No.: 22,540 |
Did the online app... all it said was "Thank You, You will be notified by mail"
----- DILLARD'S AMERICAN EXPRESS® CARD TERMS Annual Percentage Rate Tier 1 Tier 2 Tier 3 19.49% 17.49% 15.49% Other APRs Delinquency Rate* Cash APR 22.49% Delinquency Rate* 28.49% The APR for Purchases may vary and will equal the prime rate plus (i) 11.99%, but not less than 14.99% for Tier 1 Accounts; (ii) 9.99%, but not less than 12.99% for Tier 2 Accounts; or (iii) 7.99%, but not less than 10.99% for Tier 3 Accounts. The APR for Cash Advances may vary and will equal the prime rate plus 14.99%, but not less than 17.99%. The Delinquency Rate may vary and will equal the prime rate plus 20.99%, but not less than 24.99%. The "prime rate" for a billing period is the highest bank prime loan rate as published in The Wall Street Journal in its Money Rates section on any business day of the three calendar months preceding the first day of the billing period. I am so pleased to be informing you that you have won the lottery in the republic of Ass-wenistan. You won a great abundance and magnitude of money. All I need to transact this transaction is small processing fee to be required; Simply cash this check a portion of your winnings and pay the fee, then I will effect payment swiftly! Hungry? or http://kfccoupons.cre8hosting.com/index.ph...ns&zipcode= |
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Mar 10 2006, 11:51 PM
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#20
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Group: Members
Posts: 11,333 Joined: 20-November 04 Member No.: 10,186 |
QUOTE(Ace_TX @ Mar 10 2006, 10:40 PM) Did the online app... all it said was "Thank You, You will be notified by mail" ----- DILLARD'S AMERICAN EXPRESS® CARD TERMS Annual Percentage Rate Tier 1 Tier 2 Tier 3 19.49% 17.49% 15.49% Other APRs Delinquency Rate* Cash APR 22.49% Delinquency Rate* 28.49% The APR for Purchases may vary and will equal the prime rate plus (i) 11.99%, but not less than 14.99% for Tier 1 Accounts; (ii) 9.99%, but not less than 12.99% for Tier 2 Accounts; or (iii) 7.99%, but not less than 10.99% for Tier 3 Accounts. The APR for Cash Advances may vary and will equal the prime rate plus 14.99%, but not less than 17.99%. The Delinquency Rate may vary and will equal the prime rate plus 20.99%, but not less than 24.99%. The "prime rate" for a billing period is the highest bank prime loan rate as published in The Wall Street Journal in its Money Rates section on any business day of the three calendar months preceding the first day of the billing period. I don't see an application on Dillard's website for Amex, do you have a link? EX, TU, and EQ, frozen until.............further notice
"The man who said it can't be done should not interrupt the woman doing it." |
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Mar 10 2006, 11:56 PM
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#21
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Group: Members
Posts: 1,192 Joined: 25-September 05 Member No.: 22,540 |
put a "t" in front of the url
example: https://twww.onlinecreditcenter... I am so pleased to be informing you that you have won the lottery in the republic of Ass-wenistan. You won a great abundance and magnitude of money. All I need to transact this transaction is small processing fee to be required; Simply cash this check a portion of your winnings and pay the fee, then I will effect payment swiftly! Hungry? or http://kfccoupons.cre8hosting.com/index.ph...ns&zipcode= |
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Mar 11 2006, 12:02 AM
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#22
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Group: Members
Posts: 11,333 Joined: 20-November 04 Member No.: 10,186 |
QUOTE(Ace_TX @ Mar 10 2006, 10:56 PM) put a "t" in front of the url example: https://twww.onlinecreditcenter... does not work for me, can you just post the link? EX, TU, and EQ, frozen until.............further notice
"The man who said it can't be done should not interrupt the woman doing it." |
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Mar 11 2006, 12:07 AM
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#23
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Group: Members
Posts: 1,059 Joined: 16-January 06 From: NC Member No.: 26,125 |
This may be a dumb question, but if you are blacklisted from amex for a CO, would you be blacklisted from getting the Dillard's amex as well?
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Mar 11 2006, 12:09 AM
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#24
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Group: Members
Posts: 16,320 Joined: 14-August 04 From: Southern California Member No.: 7,794 |
QUOTE(HoldenMcGroin @ Mar 10 2006, 09:07 PM) This may be a dumb question, but if you are blacklisted from amex for a CO, would you be blacklisted from getting the Dillard's amex as well? NO. Amex cards from other issuers are not subject to the Amex blacklist. |
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Mar 11 2006, 07:27 AM
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#25
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Group: Members
Posts: 1,192 Joined: 25-September 05 Member No.: 22,540 |
QUOTE(Curious @ Mar 10 2006, 11:02 PM) QUOTE(Ace_TX @ Mar 10 2006, 10:56 PM) put a "t" in front of the url example: https://twww.onlinecreditcenter... does not work for me, can you just post the link? Like This: CODE https://twww.onlinecreditcenter2.com/Dillards/step_2.html Copy & Paste ^ Didn't want to link back to this site... This post has been edited by Ace_TX: Mar 11 2006, 07:31 AM I am so pleased to be informing you that you have won the lottery in the republic of Ass-wenistan. You won a great abundance and magnitude of money. All I need to transact this transaction is small processing fee to be required; Simply cash this check a portion of your winnings and pay the fee, then I will effect payment swiftly! Hungry? or http://kfccoupons.cre8hosting.com/index.ph...ns&zipcode= |
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