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Discover card introduces 2 new no-cost benefits

BobWang

By BobWang
in Credit Forum

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The last post in this topic was posted 4976 days ago. 

 

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BobWang

BobWang

Posted
Posted

From: Discover Card <discover@email>

To: Bob Wang

Cc:

Date: Saturday, August 25, 2012 02:27 pm

Subject: Discover card introduces 2 new no-cost benefits

Introducing 2 no-cost benefits from Discover card

Account Center Account ending in 9

Discover

 

Now your Discover card not only buys it— YOUR CARD PROTECTS IT.

Dear Bob Wang,

We're proud to introduce two new complimentary benefits that come with your Discover card.

Your son gave your new smartphone a bath? Adorable! Items bought with your Discover card are automatically covered for up to $500 if damaged or stolen in the first 90 days after purchase.

 

Flat screen TV died? Warranty expired? No biggie. Buy with Discover card and your existing warranty can be extended for up to a full additional year.

Need help with a claim? Account information? We're here. Visit www.discover.com/MyBenefits

 

New Benefits - No Cost

Purchase Protection

Extended Product Warranty

 

Add discover@email to your address book to ensure delivery of these e-mails.

See ways to help identify authentic Discover e-mails by visiting our e-mail security page.

 

ADVERTISEMENT

 

IMPORTANT INFORMATION

 

This e-mail was sent to: for Discover card account number ending with 9.

 

You are receiving this e-mail because you provided your e-mail address to Discover.

 

To no longer receive promotional e-mails from Discover, click here. Please allow up to 3 business days to be opted-out.

 

We respect your privacy. To view our privacy policy online, visit Discover.com.

 

DISCOVER and the other trademarks, logos and service marks used in this e-mail are the trademarks of Discover Financial Services or their respective third-party owners.

 

Discover Products Inc.

P.O. Box 30666

Salt Lake City, UT 84130

©2012 Discover Bank, Member FDIC


smc733

smc733

Posted
Posted

They put this on about 2 months ago, a rep told me on the phone at the time, and sure enough, it has been there under "Account Benefits"...

 

I think with this and the IT card they're trying to boost their game, but they HAVE to get rid of that .25%... Can't really call Discover subprime anymore.

Rich1

Rich1

Posted
Posted

so discover is only now adding this type of consumer protection? haven't other issuers offer it for years?

 

I really enjoy reading your insightful information and humor, but lately it has been negative on positive thing. Discover is not a bad company. Just my opinion.

hegemony

hegemony

Posted
Posted

so discover is only now adding this type of consumer protection? haven't other issuers offer it for years?

 

I really enjoy reading your insightful information and humor, but lately it has been negative on positive thing. Discover is not a bad company. Just my opinion.

 

I was asking a question. I mean it is good for discover card holders; I am just surprised these benefits were not in place already. sorry.

BDK

BDK

Posted
Posted

They put this on about 2 months ago, a rep told me on the phone at the time, and sure enough, it has been there under "Account Benefits"...

 

I think with this and the IT card they're trying to boost their game, but they HAVE to get rid of that .25%... Can't really call Discover subprime anymore.

 

Call them anything you want to. But for me, the .25% kills any real desire to use my card. Unless that is dramatically improved on, I won't carry the card.

road2freedom

road2freedom

Posted
Posted

They put this on about 2 months ago, a rep told me on the phone at the time, and sure enough, it has been there under "Account Benefits"...

 

I think with this and the IT card they're trying to boost their game, but they HAVE to get rid of that .25%... Can't really call Discover subprime anymore.

 

Call them anything you want to. But for me, the .25% kills any real desire to use my card. Unless that is dramatically improved on, I won't carry the card.

 

I'd still carry it for the 5% categories or the occasional 2% bonus cashback offers, assuming you don't have other cards that already meet those needs.

BobWang

BobWang

Posted
  • Author
Posted

https://www.american...p%3btype=intfaq

AmEx:

You are covered up to $1,000 per Occurrence, up to $50,000 per Card account per policy year...

 

With the Purchase Protection, your eligible purchases are covered for up to 90 days from the date of purchase.

Discover:

Discover card are automatically covered for up to $500 if damaged or stolen in the first 90 days after purchase.

 

 

AmEx:

Extend Your Warranty - Extended Warranty1 can extend the terms of the original U.S. manufacturer's warranty for up to one additional year on eligible purchases with warranties of 5 years or less, when the eligible purchase is charged to the Card.

Discover:

Buy with Discover card and your existing warranty can be extended for up to a full additional year.

SomeGuyInCA

SomeGuyInCA

Posted
Posted (edited)

Discover seems to doll out benefits like these based on some internal criteria. For example, I just got a letter informing me that I'm now a 'premium' card member, with access to exclusive benefits. Among them are the extended warranty and purchase protection mentioned in this thread. But I also get roadside assistance, travel delay insurance, and MyConcierge. All in all, it looks a lot like an Amex.

 

dcp1.png

 

dcp2.png

 

Edited by SomeGuyInCA
SomeGuyInCA

SomeGuyInCA

Posted
Posted (edited)

According to this, they actually have a level above premium called premium plus that provides enhanced concierge services above the premium level, and airport lounge access. On a no annual fee card, that is pretty good. I wonder what you have to do to qualify for those benefits.

 

EDIT: An additional search reveals this about premium plus:

 

"Discover's Premium Plus card gives users access to 350 airline lounges and 24/7 live customer service with a specific team, no spending limit and access to VIP experiences, such as special seating at events like the Kentucky Derby, sailing events on Lake Michigan and "meet the chef" tours. [snip]

Also, to make Discover's Premium Plus card seem more exclusive, people must be invited to apply for it. American Express' Centurion card also is marketed by invitation only."

 

 

 

Edited by SomeGuyInCA
BDK

BDK

Posted
Posted

According to this, they actually have a level above premium called premium plus that provides enhanced concierge services above the premium level, and airport lounge access. On a no annual fee card, that is pretty good. I wonder what you have to do to qualify for those benefits.

 

EDIT: An additional search reveals this about premium plus:

 

"Discover's Premium Plus card gives users access to 350 airline lounges and 24/7 live customer service with a specific team, no spending limit and access to VIP experiences, such as special seating at events like the Kentucky Derby, sailing events on Lake Michigan and "meet the chef" tours. [snip]

Also, to make Discover's Premium Plus card seem more exclusive, people must be invited to apply for it. American Express' Centurion card also is marketed by invitation only."

 

 

 

 

The Premium Plus product is designed to appeal to high-spend, high-volume consumers who have a stronger purchasing capacity.
SomeGuyInCA

SomeGuyInCA

Posted
Posted (edited)

I wonder if going from $300 to $1500 bonus spend a quarter will get me an invite. :P

 

I pushed about $3000 in spend through their card in about ~5.3 months and that got me bumped to premium, so it might.

Edited by SomeGuyInCA
lookwhospending

lookwhospending

Posted
Posted

I wonder if going from $300 to $1500 bonus spend a quarter will get me an invite. :P

 

I pushed about $3000 in spend through their card in about ~5.3 months and that got me bumped to premium, so it might.

 

 

Shoot, I'm pushing 1500+ a month on my card (gotta make 2 payments a month with my cl) so hopefully I get a bump up!!!!

SomeGuyInCA

SomeGuyInCA

Posted
Posted (edited)

I wonder if going from $300 to $1500 bonus spend a quarter will get me an invite. :P

 

I pushed about $3000 in spend through their card in about ~5.3 months and that got me bumped to premium, so it might.

 

 

Shoot, I'm pushing 1500+ a month on my card (gotta make 2 payments a month with my cl) so hopefully I get a bump up!!!!

 

We're assuming it is spend - maybe it is something else, or a combination of factors. I hope you get the bump!

Edited by SomeGuyInCA
  • 2 months later...
BobWang

BobWang

Posted
  • Author
Posted

Discover

Account Center

Account ending in xxxx

SHOP HAPPY this holiday!

Introducing new Shop Smart benefits that let you feel good about shopping this holiday — and every day!

Bob Wang,

Enjoy new Shop Smart benefits on top of the rewards you already love — just use Discover® for every purchase.

Learn More

 

NEW >> Return Guarantee - Return your eligible purchase for a refund up to $500 if the store won't take it back within 90 days after the purchase date.

 

Purchase Protection - We'll cover your eligible purchases up to $500 if they are damaged or stolen within 90 days of purchase.

 

NEW >> Price Protection - We'll refund the difference up to $500 if you find a lower price on an eligible item at any store within 90 days of purchase.

 

Extended Product Warranty - Discover will extend the terms of your existing eligible warranty for up to an additional year.

For more information and a description of these plans, exclusions and information on how to file a claim, please go to Discover.com/mybenefits or call 1-800-DISCOVER (1-800-347-2683).

 

This e-mail was sent to xxxx for Discover card account number ending with xxxx.

 

You are receiving this e-mail because you are registered at Discover.com.

 

We respect your privacy. To view our privacy policy online, visit Discover.com.

 

DISCOVER and the other trademarks, logos and service marks used in this e-mail are the trademarks of Discover Financial Services or their respective third-party owners.

 

Discover Products Inc.

P.O. Box 30666, Salt Lake City, UT 84130

©2012 Discover Bank, Member FDIC

BobWang

BobWang

Posted
  • Author
Posted

Hmm, I haven't gotten any of the new Discover benefits yet.

Can you see them if you got to Card Benefits-View All Benefits

 

I was only notified by e-mail on my Big Discover, but Baby Discover has them too. :D

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