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SO's UT went from 97% to 21%!

jwebb37

By jwebb37
in Credit Forum

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The last post in this topic was posted 5964 days ago. 

 

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  • 4 years later...

virtualtreasure

virtualtreasure

Posted
Posted

depending on the info contained in her cbr, she could see quite a healthy improvement and even more so <10%

 

regarding actual point increase, one guess is good as any sorta, since point gain will hinge on a formula we don't have full access to.

Mike SIU

Mike SIU

Posted
Posted
depending on the info contained in her cbr, she could see quite a healthy improvement and even more so <10%

 

regarding actual point increase, one guess is good as any sorta, since point gain will hinge on a formula we don't have full access to.

 

If her scores are sitting in the Mid 600 range with 97% Utilization it's pretty clear that her reports are pretty good aside from being maxed out. Bringing that down to 21% is close to the sweet spot. I'd venture to guess it'd bring her into the 700 range.

virtualtreasure

virtualtreasure

Posted
Posted (edited)
depending on the info contained in her cbr, she could see quite a healthy improvement and even more so <10%

 

regarding actual point increase, one guess is good as any sorta, since point gain will hinge on a formula we don't have full access to.

 

If her scores are sitting in the Mid 600 range with 97% Utilization it's pretty clear that her reports are pretty good aside from being maxed out. Bringing that down to 21% is close to the sweet spot. I'd venture to guess it'd bring her into the 700 range.

 

Agreed.

Edited by savetherobots
jlp58

jlp58

Posted
Posted
I emailed them yesterday and got this response this morning:

 

PLEASE CONTACT PENFED AT 1-800-247-5626 TO COMPLETE FORM 530C. ALSO,

TAX RETURNS RECEIVED ARE JOINT. MEMBER MUST ADD CO-BORROWER BEFORE

PROCEEDING WITH LOAN APPLICATION.

 

Dangit! Shouldn't have sent in those returns (married filing together). I can't really see why they need her too because she is a housewife I make all the $$.

 

Even if they approved for the $40k (or even $50k B) ) joint wouldn't look as good as individual no?

 

Um, am I the only one who noticed that the OP is from 2005? B)

GamingG

GamingG

Posted
Posted
I emailed them yesterday and got this response this morning:

 

PLEASE CONTACT PENFED AT 1-800-247-5626 TO COMPLETE FORM 530C. ALSO,

TAX RETURNS RECEIVED ARE JOINT. MEMBER MUST ADD CO-BORROWER BEFORE

PROCEEDING WITH LOAN APPLICATION.

 

Dangit! Shouldn't have sent in those returns (married filing together). I can't really see why they need her too because she is a housewife I make all the $$.

 

Even if they approved for the $40k (or even $50k B) ) joint wouldn't look as good as individual no?

 

Um, am I the only one who noticed that the OP is from 2005? B)

 

Yes. Very dusty bump.

 

Am I the only one who noticed that you quoted a post from another thread?

GEORGE

GEORGE

Posted
Posted (edited)
I emailed them yesterday and got this response this morning:

 

PLEASE CONTACT PENFED AT 1-800-247-5626 TO COMPLETE FORM 530C. ALSO,

TAX RETURNS RECEIVED ARE JOINT. MEMBER MUST ADD CO-BORROWER BEFORE

PROCEEDING WITH LOAN APPLICATION.

 

Dangit! Shouldn't have sent in those returns (married filing together). I can't really see why they need her too because she is a housewife I make all the $$.

 

Even if they approved for the $40k (or even $50k :wub: ) joint wouldn't look as good as individual no?

 

Um, am I the only one who noticed that the OP is from 2005? :P

 

Yes. Very dusty bump.

 

Am I the only one who noticed that you quoted a post from another thread?

Every time I mention the dust in here and sneeze

 

One specific person here has to get their BIG GIRL PANTIES IN A BUNCH

Edited by GEORGE
Mike SIU

Mike SIU

Posted
Posted
I emailed them yesterday and got this response this morning:

 

PLEASE CONTACT PENFED AT 1-800-247-5626 TO COMPLETE FORM 530C. ALSO,

TAX RETURNS RECEIVED ARE JOINT. MEMBER MUST ADD CO-BORROWER BEFORE

PROCEEDING WITH LOAN APPLICATION.

 

Dangit! Shouldn't have sent in those returns (married filing together). I can't really see why they need her too because she is a housewife I make all the $$.

 

Even if they approved for the $40k (or even $50k <_< ) joint wouldn't look as good as individual no?

 

Um, am I the only one who noticed that the OP is from 2005? :P

 

Yes. Very dusty bump.

 

Am I the only one who noticed that you quoted a post from another thread?

Every time I mention the dust in here and sneeze

 

One specific person here has to get their BIG GIRL PANTIES IN A BUNCH

 

Those Blue Cash allergies can be terrible this time of year

jlp58

jlp58

Posted
Posted

Um, am I the only one who noticed that the OP is from 2005? :dntknw:

 

Yes. Very dusty bump.

 

Am I the only one who noticed that you quoted a post from another thread?

 

Probably so. I certainly didn't! :wub:

The last post in this topic was posted 5964 days ago. 

 

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