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virtualtreasure

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Everything posted by virtualtreasure

  1. Hmmm, now let's see if existing CLs will no longer be subject to thefting at point of CLI request...
  2. General flame free tag (not necessarily categorized together with Newbie).
  3. Have only used it at zero/PIF...nonetheless--Synch changing terms 19.xx to 25.99
  4. HTLs can be a helpful tool, closing doesn't offer any benefit, if they eventually report.
  5. very low to just normal low. Indeed, though doesn't seem to be an end in sight and wasn't in a hurry really.
  6. Perhaps FNBO SLs trend low but most report easy (SP) growth, 7 to 21.5k here.
  7. Looks like Chase is handling Amazon accounts now. Anyone had their Amazon account closed? These are Amazon account, not credit accounts, closures. I see zero references to Chase in this article. My account is still intact. I haven't reviewed anything on Amazon, but I'm glad they're cracking down on these bogus reviewers. You could actually rely on the reviews in the past, but I've noticed that is no longer the case. Reliable and unbiased reviews can be a key attribute of our online behemoth, sometimes run a url through an online tool for some relatively helpful f/b: https://www.fakespot.com/
  8. Keeping both for now, either issuer could discontinue the 5%. So too would I'd rather have an on-board back-up, just in case, for e.g., one or the other has earned a place in the sock drawer. Smart. 5% categories are not forever so it's a good idea to have a backup for each of them. Plus, an open line with a 25k-35k CL and zero AF is better than a closed one. Absolutely no downside to keeping it. Bingo!
  9. Keeping both for now, either issuer could discontinue the 5%. So too would I'd rather have an on-board back-up, just in case, for e.g., one or the other has earned a place in the sock drawer.
  10. Werk! It's a nice product based on your agenda.
  11. Have a few "Card Services" products without incident, including Blispay, so far but Duck was killed in their rampage--seemed to have been fairly widespread and at least in part based on closed CU/location IIRC but could be mistaken.
  12. +1 GL, unless high CL is the utmost priority, this can work well as an alternate issuer for 2% non-category spend.
  13. Unfortunately, not really, since they'll reverse the payment, restoring funds to original payment account. Meh, in the email it states that Alliant will make it right, presumably reimbursing those who had any fees incurred. Doubt that I'll bother to change autopay settings, for now at least...don't use it much, in any case. Howdy partner
  14. Unfortunately, not really, since they'll reverse the payment, restoring funds to original payment account. Meh, in the email it states that Alliant will make it right, presumably reimbursing those who had any fees incurred. Doubt that I'll bother to change autopay settings, for now at least...don't use it much, in any case.
  15. None of the extraneous "embarassing" details e.g. tutu, etc needed to said, just sayin'. Report address change? I think he should just be disputing incorrect addresses but a knowledgeable rebuilder is sure to come along with more f/b. GL!
  16. Chase diesn't APRD at card holder request, it would be a waste of time to call, if you want to run out every base hit/ insist on placing a request, just ask if there is a lower regular APR available on your account, however, you can count on the answer being no. It's a reward that is only beneficial if PIF and would be no more suitable to carry a balance even if, say, they lowered it to 13.99, so don't sweat it.
  17. Yes, you can double down with Disco.
  18. Not a popular issuer here IIRC, though looks kinda decent for a no AF product. https://www.firstnational.com/site/personal/credit-card/amex/amex-travelite.fhtml
  19. i wonder can you combine limits into one card down the road if you wanted to? No Last couple of cli requests, they offered to re-allocate limits. I called in a few months ago to ask if I got a new Discovery IT Myles card* if I could combine and close one later, and was told no. Emphatically. Did you actually reallocate? * I had no intention of actually getting one. Have 2 its, both times called after online request, rep called and asked if want to reallocate or straight cli eval went for the latter each time of course. Sounds like your inquiry was just poo pooed by that particular rep, or perhaps it's only offered under certain circumstances as a cli counter...dunno.
  20. i wonder can you combine limits into one card down the road if you wanted to? No Last couple of cli requests, they offered to re-allocate limits.
  21. Hey cool cats, thanks let's all get to mashing Macy's (this is the Amex, failed to mention in OP)

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