mazzystar

Lebron needs a card too ! [emoji23] Sent from my iPhone using Tapatalk

I like this hidden tradeline! I can put my bigger tickets on here, not affect my util and get NINP for at least 6 months. The only thing I do not know is how often they update their report for the soft pull if you attempt a purchase over credit line.

Direct conversation is better than being condescending . This site, in my opinion over the last 10 years, is the least condescending group compared to the others . Sent from my iPhone using Tapatalk

I cannot believe it has been 10 years since i posted this thread. . That is crazy.

ge doesnt have credit builder for Chevron..they converted them to regular, so it would just be a normal ge guideline cli

ge did convert the credit builders to regular.

i guess i'm just ignorant , but what is the discount fee for?....i always thought it was only to lower the rate below market value?

I just got the GFE for refi on my mortgage, Rate locked at 6%. No problem. But the loan amount was 120k (really 119 but with ppp was 120)..i assume that is the difference. Here goes: refi: 120511 est prepaid items: 1381.30 est closing costs: 4567.50 pmi funding fee: 1935.00 (which i hear is standard with fha) discount (if borrower will pay ) 2618.70 (so is this really the ppp?) total 131013.... I don't recall on my mortgage if it's standard to have 10k in total fees..am i nuts? ln orig fee 1290 discount fee 2618.70 proc fee 817.50 franklin admin fee 565.00 1100 in title and proc fees.. Could someone please help...we paid the appraisal out of pocket.

just to add the gemb disc cards start with 6011

they converted them to standard gemb format....they are not discover...Lord and taylor is not yet co branded...that's not to say they never will tho... actually the 6045 # is identical to Belk and Dillards.

wow you are the only person who understands that there is an internal scoring system every thing we do is one step at a time so that we can see what makes what tic we never delete things when we are doing a case study the reason for the 20 point deduction is because you are showing the scoring model that you are not stable with where you live and that you move all the time thus the deduction for the 20 points i guess no one on here knows who i am and i think that is funny everyone on here only talks about their credit and not anyone elses or do they talk about case studies You are about as full of crap as anyone I have ever seen. No where did you ever mention an OC's internal scoring. You were talking fico. I'm not approving anymore of your pathetic Geronimo posts and I don't give a chocolate who you are. LKH why would i lie to anyone on here i have nothing to gain or hide I only talk about credit scores from case studies that means before and after's put a PO box on your own your report and see what happens who do you think comes up with the algorithms that fair isac uses for scoring I'm sure it's someone who can spell.

some gemb financed stores will actually call for you...ie. Lowes, Dillards, Mervyns even Gap, Inc..esp when it is due to fa or "unable to verify home phone" or identity...but usually store apps don't have the "identity" one b/c of id verification......imo..call same day and ask for an underwriter if possible.

breeze..when's the deadline? bump

bumppp

congrats!!..