This HAS to be a Visa merchant agreement violation

[SLiM JiM 156]

I have this Liquor/Deli right across the street from my house. I bought a sandwich and tried to pay using my Credit Union Visa card. The clerk told me that there is a .50 charge for using a credit card under $10, but if I wanted to use my debit card then there would be no charge. Granted .50 isn't very much, it still irritated me that I was getting penalized for using credit.

[GEORGE]

I have this Liquor/Deli right across the street from my house. I bought a sandwich and tried to pay using my Credit Union Visa card. The clerk told me that there is a .50 charge for using a credit card under $10, but if I wanted to use my debit card then there would be no charge. Granted .50 isn't very much, it still irritated me that I was getting penalized for using credit.

NO MINIMUM TO USE A CREDIT CARD

 

NO MAXIMUM TO USE A CREDIT CARD

 

**NO FEE TO USE A CREDIT CARD**

 

NO ID FOR A SIGNED CREDIT CARD

[higher180]

What would happen to the merchant if they violated VISA's terms?

[GEORGE]

What would happen to the merchant if they violated VISA's terms?

From nothing...to a letter of reprimand...to termination of service and/or a fine in the $1,000's

[Rorer_714]

What would happen to the merchant if they violated VISA's terms?

Most of the time nothing!!!

[hurricanesfans27]

if i were the op i would dispute the charge.

[GEORGE]

Is the $0.50 fee a LINE ITEM

 

[MarvBear]

Moving to the proper forum.

[SLiM JiM 156]

He didnt even say anything to me. I handed him my card and after he ran it, I saw the .50 charge.

[CTSoxFan]

Paging Continental...

[GEORGE]

Paging Continental...

[GEORGE]

He didnt even say anything to me. I handed him my card and after he ran it, I saw the .50 charge.

Is the $0.50 fee a LINE ITEM

 

Edited September 10, 2009 by GEORGE

[green2408]

What would happen to the merchant if they violated VISA's terms?

 

Nothing if they don't get reported of if no one disputes the charge.

[RacerX780]

The more complaints, the more likely something is to happen. So it's worth taking a couple of minutes and calling Visa about it.

 

I had a store charge more.... I called Visa.. and the next time I went they no longer added the fee. Who knows though.. I could have been the 50th person to call.

[GEORGE]

The more complaints, the more likely something is to happen. So it's worth taking a couple of minutes and calling Visa about it.

 

I had a store charge more.... I called Visa.. and the next time I went they no longer added the fee. Who knows though.. I could have been the 50th person to call.

HEADS ROLLED AT THE SUBWAY I REPORTED

 

(asked for ID on my signed credit card)

 

What was really stupid was they didn't even look to see if it was signed first

 

I let them trash the sandwich and drink and walked off

 

Went to another business in the mall that had a CLUE and got my food