The Master Equifax C* Choppage Dates - Work in Progress Thread

sawdust · February 25, 2012

There were a couple of posted comments that one of the DPs might have lost its influence on B* just before C* this time (Feb 21, I think). Anybody else notice this. Has the suspect DP been IDed?

Mine only lost their influence on that one day... for two days after them, it B* just fine. Not sure what happened on that day, but the two softs that appeared did nothing for my B*.

fusioncredit · February 25, 2012

choppity chop chop in TN... went from 77 down to 13.

Finally noticed the chop today after pulling EQ. Down to 43 softs...time to go into overdrive!

BDK · February 25, 2012

choppity chop chop in TN... went from 77 down to 13.

Finally noticed the chop today after pulling EQ. Down to 43 softs...time to go into overdrive!

You got C* and still have 43 left!? Are you SURE?

fusioncredit · February 25, 2012

choppity chop chop in TN... went from 77 down to 13.

Finally noticed the chop today after pulling EQ. Down to 43 softs...time to go into overdrive!

You got C* and still have 43 left!? Are you SURE?

I'm positive unless the EQ counter is wrong

BDK · February 25, 2012

choppity chop chop in TN... went from 77 down to 13.

Finally noticed the chop today after pulling EQ. Down to 43 softs...time to go into overdrive!

You got C* and still have 43 left!? Are you SURE?

I'm positive unless the EQ counter is wrong

The manual counter is more accurate IMO. Post your softs, please so we can count them manually.

BeachDweller · February 25, 2012

Bad Debt King, would you be so generous as to count my soft pulls? I don't know how to properly count them. Any explanation or link to one would be appreciated. I went to the pinned topic, but perhaps I am too thick headed. Thank you.

AR-AMERICAN EXPRESS 11/12/11

CIC/EXPERIAN RPTS 02/24/12, 02/23/12, 02/22/12

FIRST ADVANTAGE CREDCO 02/19/12

FIRST ADVANTAGE CREDCO/ 02/12/12

CREDITEXPERT 1-866-673-0140 02/24/12, 02/23/12, 02/22/12, 01/31/12, 12/31/11, 11/28/11, 10/28/11, 09/12/11, 08/31/11, 07/29/11, 06/27/11, 05/31/11, 04/25/11, 03/31/11, 02/28/11

CSC 10/07/10

CSC CRDT SVCS CONS ASST CTR 09/15/10

ND-EQUIFAX 04/28/10

Equifax Consumer Services 02/24/12

ND-Equifax Consumer Services 02/24/12

FAIR ISAAC 09/08/11, 05/08/11, 03/22/11

AR-NAVY FCU 01/03/12, 11/01/11

RLI SURETY 01/06/12

TRUECREDIT/COVERDELL MY 02/11/12

TRUECREDIT/VERTRUE 02/24/12, 02/23/12, 02/22/12

ND-WESTERN SURETY:: 01/06/12

fusioncredit · February 26, 2012

Bad Debt King, would you be so generous as to count my soft pulls? I don't know how to properly count them. Any explanation or link to one would be appreciated. I went to the pinned topic, but perhaps I am too thick headed. Thank you.

AR-AMERICAN EXPRESS 11/12/11

CIC/EXPERIAN RPTS 02/24/12, 02/23/12, 02/22/12 (3)

FIRST ADVANTAGE CREDCO 02/19/12 (1)

FIRST ADVANTAGE CREDCO/ 02/12/12 (1)

CREDITEXPERT 1-866-673-0140 02/24/12, 02/23/12, 02/22/12, 01/31/12, 12/31/11, 11/28/11, 10/28/11, 09/12/11, 08/31/11, 07/29/11, 06/27/11, 05/31/11, 04/25/11, 03/31/11, 02/28/11 (15)

CSC 10/07/10 (1)

CSC CRDT SVCS CONS ASST CTR 09/15/10 (1)

ND-EQUIFAX 04/28/10

Equifax Consumer Services 02/24/12 (1)

Equifax Consumer Services 02/24/12 (1)

ND-Equifax Consumer Services 02/24/12

ND-Equifax Consumer Services 02/24/12

FAIR ISAAC 09/08/11, 05/08/11, 03/22/11 (3)

AR-NAVY FCU 01/03/12, 11/01/11

RLI SURETY 01/06/12 (1)

TRUECREDIT/COVERDELL MY 02/11/12 (1)

TRUECREDIT/VERTRUE 02/24/12, 02/23/12, 02/22/12 (3)

ND-WESTERN SURETY:: 01/06/12

You have 32 good softs

Dplymkr88 · February 26, 2012

This is going to be a newb question but WTH, how are you guys cutting and pasting your inquiries into the counter? Mine won't cut and paste.

fusioncredit · February 26, 2012

This is going to be a newb question but WTH, how are you guys cutting and pasting your inquiries into the counter? Mine won't cut and paste.

I just highlight them and right click copy then right click paste into the counter. Another way is press "CTRL" & "C" after highlighting and "CTRL" & "V to paste into the counter

Dplymkr88 · February 26, 2012

Upon further review, I don't think I got C* after all. I just ran my softs through and have 72!

Company Information: CHARTWAY FEDERAL CREDIT UNION: Date of Inquiry: 12/10/11, 10/27/11 (2)

Company Information: CIC/EXPERIAN ALRTS: Date of Inquiry: 01/22/12 (1)

Company Information: FIRST ADVANTAGE CREDCO/: Date of Inquiry: 08/20/11, 06/26/11 (2)

Company Information: CREDITEXPERT 1-866-673-0140: Date of Inquiry: 02/25/12, 02/24/12, 02/23/12, 02/22/12, 02/21/12, 02/20/12, 02/19/12, 02/18/12, 02/17/12, 02/16/12, 02/15/12, 02/14/12, 02/13/12, 02/12/12, 02/11/12, 02/10/12, 02/08/12, 02/07/12, 02/06/12, 02/05/12, 02/04/12, 02/03/12, 02/02/12, 02/01/12, 01/31/12, 01/30/12, 01/29/12, 01/27/12, 01/26/12, 01/25/12, 01/23/12, 01/22/12 (32)

Company Information: FAIR ISAAC: Date of Inquiry: 02/21/12, 10/29/11, 04/19/11 (3)

Company Information: SHAREBUILDER SECURITIES CORP: Date of Inquiry: 02/25/12 (1)

Company Information: TRUECREDIT/COVERDELL MY: Date of Inquiry: 12/22/11 (1)

Company Information: TRUECREDIT/VERTRUE: Date of Inquiry: 02/25/12, 02/24/12, 02/23/12, 02/22/12, 02/21/12, 02/20/12, 02/18/12, 02/16/12, 02/14/12, 02/12/12, 02/11/12, 02/10/12, 02/07/12, 02/06/12, 02/04/12, 02/02/12, 02/01/12, 01/30/12, 01/26/12, 01/24/12, 01/23/12, 01/21/12, 12/31/11, 07/23/11, 06/30/11, 05/30/11, 04/29/11, 03/31/11, 02/25/11, 01/29/11 (30)

BDK · February 26, 2012

Bad Debt King, would you be so generous as to count my soft pulls? I don't know how to properly count them. Any explanation or link to one would be appreciated. I went to the pinned topic, but perhaps I am too thick headed. Thank you.

AR-AMERICAN EXPRESS 11/12/11

CIC/EXPERIAN RPTS 02/24/12, 02/23/12, 02/22/12 (3)

FIRST ADVANTAGE CREDCO 02/19/12 (1)

FIRST ADVANTAGE CREDCO/ 02/12/12 (1)

CREDITEXPERT 1-866-673-0140 02/24/12, 02/23/12, 02/22/12, 01/31/12, 12/31/11, 11/28/11, 10/28/11, 09/12/11, 08/31/11, 07/29/11, 06/27/11, 05/31/11, 04/25/11, 03/31/11, 02/28/11 (15)

CSC 10/07/10 (1)

CSC CRDT SVCS CONS ASST CTR 09/15/10 (1)

ND-EQUIFAX 04/28/10

Equifax Consumer Services 02/24/12 (1)

Equifax Consumer Services 02/24/12 (1)

ND-Equifax Consumer Services 02/24/12

ND-Equifax Consumer Services 02/24/12

FAIR ISAAC 09/08/11, 05/08/11, 03/22/11 (3)

AR-NAVY FCU 01/03/12, 11/01/11

RLI SURETY 01/06/12 (1)

TRUECREDIT/COVERDELL MY 02/11/12 (1)

TRUECREDIT/VERTRUE 02/24/12, 02/23/12, 02/22/12 (3)

ND-WESTERN SURETY:: 01/06/12

You have 32 good softs

I think 29. Pull all 4 EVERY day BD, and you'll be done before you know it.

BDK · February 26, 2012

Upon further review, I don't think I got C* after all. I just ran my softs through and have 72!

Company Information: CHARTWAY FEDERAL CREDIT UNION: Date of Inquiry: 12/10/11, 10/27/11 (2)

Company Information: CIC/EXPERIAN ALRTS: Date of Inquiry: 01/22/12 (1)

Company Information: FIRST ADVANTAGE CREDCO/: Date of Inquiry: 08/20/11, 06/26/11 (2)

Company Information: CREDITEXPERT 1-866-673-0140: Date of Inquiry: 02/25/12, 02/24/12, 02/23/12, 02/22/12, 02/21/12, 02/20/12, 02/19/12, 02/18/12, 02/17/12, 02/16/12, 02/15/12, 02/14/12, 02/13/12, 02/12/12, 02/11/12, 02/10/12, 02/08/12, 02/07/12, 02/06/12, 02/05/12, 02/04/12, 02/03/12, 02/02/12, 02/01/12, 01/31/12, 01/30/12, 01/29/12, 01/27/12, 01/26/12, 01/25/12, 01/23/12, 01/22/12 (32)

Company Information: FAIR ISAAC: Date of Inquiry: 02/21/12, 10/29/11, 04/19/11 (3)

Company Information: SHAREBUILDER SECURITIES CORP: Date of Inquiry: 02/25/12 (1)

Company Information: TRUECREDIT/COVERDELL MY: Date of Inquiry: 12/22/11 (1)

Company Information: TRUECREDIT/VERTRUE: Date of Inquiry: 02/25/12, 02/24/12, 02/23/12, 02/22/12, 02/21/12, 02/20/12, 02/18/12, 02/16/12, 02/14/12, 02/12/12, 02/11/12, 02/10/12, 02/07/12, 02/06/12, 02/04/12, 02/02/12, 02/01/12, 01/30/12, 01/26/12, 01/24/12, 01/23/12, 01/21/12, 12/31/11, 07/23/11, 06/30/11, 05/30/11, 04/29/11, 03/31/11, 02/25/11, 01/29/11 (30)

69. I would be VERY surprised to find those other three counted.

Dplymkr88 · February 26, 2012

Out of curiosity, why would't Chartway count? One of them was for a Visa application?

BDK · February 26, 2012

Out of curiosity, why would't Chartway count? One of them was for a Visa application?

I thought you were posting ONLY your softs? Yes hards pulls usually count towards the 85..

Dplymkr88 · February 26, 2012

I apologize, I got my dates mixed up. It is a soft.

Frank13 · February 26, 2012

Wow! You all have this down to a science. Awesome.

Now I read 17 pages of this thread - the first 10 and the last 7. Recent posts indicate that there seems to be some correlation between state of residence and choppage. Where can I find more on this? I am in Ohio.

Thanks for all the good work. Maybe I will start dumping my 14 girlfriends, since 11 of them are from 2011.

BDK · February 26, 2012

Wow! You all have this down to a science. Awesome.

Now I read 17 pages of this thread - the first 10 and the last 7. Recent posts indicate that there seems to be some correlation between state of residence and choppage. Where can I find more on this? I am in Ohio.

Thanks for all the good work. Maybe I will start dumping my 14 girlfriends, since 11 of them are from 2011.

It's not rocket science. Although it gets pretty weird during actual B* after you get to 85.

Frank13 · February 26, 2012

Wow! You all have this down to a science. Awesome.

Now I read 17 pages of this thread - the first 10 and the last 7. Recent posts indicate that there seems to be some correlation between state of residence and choppage. Where can I find more on this? I am in Ohio.

Thanks for all the good work. Maybe I will start dumping my 14 girlfriends, since 11 of them are from 2011.

It's not rocket science. Although it gets pretty weird during actual B* after you get to 85.

May not be rocket science, but it sure is nice that there is information floating out there what to do and what to avoid, etc...

Anyways, back to my original question -- is there a specific time each month that choppage happens based on state? If so I'd like help in locating that information.

After all, if people in my state are historically chopped the 10th of each month, it would not make sense to start multiple pulling today... I'd be better off waiting until the 11th of next month.

Thanks!

fusioncredit · February 26, 2012

Wow! You all have this down to a science. Awesome.

Now I read 17 pages of this thread - the first 10 and the last 7. Recent posts indicate that there seems to be some correlation between state of residence and choppage. Where can I find more on this? I am in Ohio.

Thanks for all the good work. Maybe I will start dumping my 14 girlfriends, since 11 of them are from 2011.

It's not rocket science. Although it gets pretty weird during actual B* after you get to 85.

May not be rocket science, but it sure is nice that there is information floating out there what to do and what to avoid, etc...

Anyways, back to my original question -- is there a specific time each month that choppage happens based on state? If so I'd like help in locating that information.

After all, if people in my state are historically chopped the 10th of each month, it would not make sense to start multiple pulling today... I'd be better off waiting until the 11th of next month.

Thanks!

Where did you get the 10th from? According to recent post citing TheCaptain11 they noticed choppage today so if you have 3 daily pullers for the next 28 days you will achieve B* before next choppage. You can read my experience and guide I wrote for B* here

Frank13 · February 26, 2012

Wow! You all have this down to a science. Awesome.

Now I read 17 pages of this thread - the first 10 and the last 7. Recent posts indicate that there seems to be some correlation between state of residence and choppage. Where can I find more on this? I am in Ohio.

Thanks for all the good work. Maybe I will start dumping my 14 girlfriends, since 11 of them are from 2011.

It's not rocket science. Although it gets pretty weird during actual B* after you get to 85.

May not be rocket science, but it sure is nice that there is information floating out there what to do and what to avoid, etc...

Anyways, back to my original question -- is there a specific time each month that choppage happens based on state? If so I'd like help in locating that information.

After all, if people in my state are historically chopped the 10th of each month, it would not make sense to start multiple pulling today... I'd be better off waiting until the 11th of next month.

Thanks!

Where did you get the 10th from? According to recent post citing TheCaptain11 they noticed choppage today so if you have 3 daily pullers for the next 28 days you will achieve B* before next choppage. You can read my experience and guide I wrote for B* here

As I stated in my post, I am just exploring (based actually on the guide you wrote) and so I asked IF....

So, TheCaptain11 is in OH and was chopped today, so does that mean that MOST people in OHIO are chopped on the 25th of each month? Only reading 17 of 77 pages in this thread I did not see that answer, so that is why I am asking.

fusioncredit · February 26, 2012

Wow! You all have this down to a science. Awesome.

Now I read 17 pages of this thread - the first 10 and the last 7. Recent posts indicate that there seems to be some correlation between state of residence and choppage. Where can I find more on this? I am in Ohio.

Thanks for all the good work. Maybe I will start dumping my 14 girlfriends, since 11 of them are from 2011.

It's not rocket science. Although it gets pretty weird during actual B* after you get to 85.

May not be rocket science, but it sure is nice that there is information floating out there what to do and what to avoid, etc...

Anyways, back to my original question -- is there a specific time each month that choppage happens based on state? If so I'd like help in locating that information.

After all, if people in my state are historically chopped the 10th of each month, it would not make sense to start multiple pulling today... I'd be better off waiting until the 11th of next month.

Thanks!

Where did you get the 10th from? According to recent post citing TheCaptain11 they noticed choppage today so if you have 3 daily pullers for the next 28 days you will achieve B* before next choppage. You can read my experience and guide I wrote for B* here

As I stated in my post, I am just exploring (based actually on the guide you wrote) and so I asked IF....

So, TheCaptain11 is in OH and was chopped today, so does that mean that MOST people in OHIO are chopped on the 25th of each month? Only reading 17 of 77 pages in this thread I did not see that answer, so that is why I am asking.

I'm glad you read my guide Here is a link to TheCaptain11 post

The date may vary month to month but is relatively close

Frank13 · February 26, 2012

The date may vary month to month but is relatively close

Ok, that helps!

I am looking at a hardcopy of my EQ report from December and I also looked back at USAA's handy chart that shows every day that I have pulled. What I noticed is that, prior to December, every soft pull is gone except for one each month. Usually, the last pull of the month remained, but not always. As I did not pull with any regularity, I could not see a definite pattern as to when C was happening. The only real pattern was that ONE Creditexpert soft showed in each month I pulled.

cookiemommy · February 26, 2012

Does anyone know what they chop in Arizona? I want to start for my mother, but right after a chop not midway and be wasting my time and money.

Edited February 26, 2012 by cookiemommy

Repairerer · February 26, 2012

Everyone is the same week.

Arizona will be chopped on the first day of the week. Ohio will be chopped in the middle of the week.

If you read back a few pages, there should be a spreadsheet posted by Bob of the predicted weeks.

Frank13 · February 26, 2012

Everyone is the same week.

Arizona will be chopped on the first day of the week. Ohio will be chopped in the middle of the week.

If you read back a few pages, there should be a spreadsheet posted by Bob of the predicted weeks.

I read back 7 pages last night and didn't come across his spreadsheet. Maybe someone can post it again or link to it?

Sign In

The Master Equifax C* Choppage Dates - Work in Progress Thread

Recommended Posts

sawdust

Top Posters In This Topic

Popular Days

Top Posters In This Topic

Popular Days

fusioncredit

BDK

fusioncredit

BDK

BeachDweller

fusioncredit

Dplymkr88

fusioncredit

Dplymkr88

BDK

BDK

Dplymkr88

BDK

Dplymkr88

Frank13

BDK

Frank13

fusioncredit

Frank13

fusioncredit

Frank13

cookiemommy

Repairerer

Frank13

Join the conversation

Member Statistics

About Us

Pages

Browse

Activity

Important Information