ACK!!! GAS STATION WROTE DOWN...

[Uncle Leo]

I was just about to post a thread on this same topic.

 

Went to the local BMW parts counter two days ago. The jerks have the nerve to POST A SIGN that says "FOR YOUR PROTECTION, ID WILL BE REQUIRED AND RECORDED FOR ALL CREDIT CARDS AND CHECKS."

 

THEN the same jerks WRITE the info on the CC receipt!!! I complained about it to the cashier who said, it's for your protection. I explained how it's not, but didn't want to get TOO heated cause they have the best prices in a LARGE radius and I already had my sunroof ripped off, lol.

 

I'll call VISA first since it was on my BofA, then make some courtesy calls to my other CC issuers about the nice little sign

 

Depending on what state you live in, also call the state Attorney General's office. It may be against the law to record the information.

 

I would love to hear their rationalization about how recording the information "protects" the cunsumer.

 

ETA: My personal policy now is that when asked for ID, it depends on my mood at the moment. I might refuse, or I might show it then report them when I get home. If anyplace ever wants to record my personal information? I'd willingly pay a higher price somewhere else. That a whole different level.

Edited June 17, 2006 by playthecreditgame

[BBQ123]

lol... writing down your ID# doesn't help stop a chargeback. If the signatures don't match but they have the ID # they lose the chargeback.

 

Visa doesn't care about ID info. They care about signature.

[soldiergurl74]

lol... writing down your ID# doesn't help stop a chargeback. If the signatures don't match but they have the ID # they lose the chargeback.

 

Visa doesn't care about ID info. They care about signature.

 

 

Didn't you even read the thread? I think is the one situation we actually agree on. They shouldn't write down your information

[Continental]

I had someone open up a checking account, credit card accounts, and wrote several bad checks from my license alone (and the SS Number is not the ID number in Michigan). In 1997 someone stole my license out of the mail (back when ID theft was not commonplace) and it's been hell since things since pop up from time to time. Back then they had no law or regulations in place and the detective that got a hold of this tip (the person was in Florida, I lived in DC and never have been to florida longer than a week in my life) and was handling my case really didn't know what to do or say since he didn't have the person in custody. Oh, and when I went to First Union (now Wachovia) to find out when the person opened the account, etc, they wrote down a fake social security number!! They stated that they put in whatever SS# the person puts down and there is no name on the report, just the report itself. So I am very careful with ALL INFORMATION because it doesn't matter if they don't have your social security number.

Never show ID for signed credit card purchases.

 

No ID required for signed credit card purchases. Merchants cannot require ID.

 

If a merchant tries to require ID, immediately call 1-800-VISA-911 to ensure they never do again.

 

VISA: 1-800-VISA-911

MasterCard: 1-800-300-3069

 

 

Also easily report merchant violations online at:

 

http://www.mastercard.com/us/personal/en/c...violations.html

 

Check the box that says "Merchant required ID"

 

 

 

Never show ID for signed credit card purchases.

 

No ID required for signed credit card purchases.

 

Make sure your community is 100% violation-free.

[Uncle Leo]

What in this thread led anyone to believe that the OP was still anxiously waiting for an answer... two years later?

[webworm98]

What in this thread led anyone to believe that the OP was still anxiously waiting for an answer... two years later?

 

:P :rofl:

 

 

I still think Continental is a bot. It responds to key phrases or words. The bot owner will occasionally change the words or add his/her responses through the bot.

 

I have never seen anyone actually carry on a true conversation with Continental. I never see him/her in other parts of Credit Boards.

[somedaysomehow]

Not to hijack, but I got carded at Walgreen's the other day. For some reason, I ran the card through the swipe thing 3 or 4 times but it kept not working. Then it locked up or something, and the cashier had to unlock it. She then asked me to see ID before she ran it through on her end. Weird.

[Continental]

I was just about to post a thread on this same topic.

 

Went to the local BMW parts counter two days ago. The jerks have the nerve to POST A SIGN that says "FOR YOUR PROTECTION, ID WILL BE REQUIRED AND RECORDED FOR ALL CREDIT CARDS AND CHECKS."

 

THEN the same jerks WRITE the info on the CC receipt!!!

Completely illegal and outrageous! In addition to the Visa/MC rules, state laws prohibit merchants from requiring additional information when accepting credit cards. Merchants cannot make note of your phone number, address, driver's license or other personal information. They can't even hint to consumers that such information is required. Consumers can sue merchants that require additional information with credit card transactions and win big money. Civil penalties of $250 for the first violation and $1,000 for subsequent violations are awarded to consumers when merchants break this law.

 

CREDIT CARD SIGNATURE IS ALL THE ID NEEDED

 

When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.

 

They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or photo ID.

 

Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement. The contract MasterCard merchants sign specifically prevents them from asking for personal ID.

 

Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.

 

WHAT YOU CAN DO

 

MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577 or call 1-800-300-3069. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine. You may also report violations online:

 

http://www.mastercard.com/us/personal/en/c...violations.html

 

Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. To report a merchant, send a letter to the bank that that issued your Visa card or call 1-800-VISA-911.

 

American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."

[GEORGE]

FOR MY PROTECTION...my license stays in my wallet

[Credit Savvy]

FOR MY PROTECTION...my license stays in my wallet

Showing ID is not for my protection, and I have little patience for merchants who lie about their motives for wanting to check it. My liability is already $0. ID is a prohibited hassle, and having to show your papers to buy a cup of coffee is downright un-American. ID checks can cause ID theft. Why is my address or driver's license number any of the clerk's business?

[jolla]

I had someone open up a checking account, credit card accounts, and wrote several bad checks from my license alone (and the SS Number is not the ID number in Michigan).

/hijack

 

MI driver license numbers are derived from full name and birth month and day; my dad can figure out anyone's number if he has that info.

 

I used to know how it works, but I only remember the birthday part now.

[radi8]

I had someone open up a checking account, credit card accounts, and wrote several bad checks from my license alone (and the SS Number is not the ID number in Michigan).

/hijack

 

MI driver license numbers are derived from full name and birth month and day; my dad can figure out anyone's number if he has that info.

 

I used to know how it works, but I only remember the birthday part now.

 

 

Took me about 15 seconds to find software to do that. I removed the name of the program because I don't care to give scammer enablers free advertising.

 

<name removed> is a Perl CGI that calculates and reverse engineers driver's license numbers. Given your name, birthday and gender, it will tell you your license number. Given the number it will tell you your birthday, gender, and take educated guesses at your name. It currently supports Florida, Illinois, Maryland, Michigan, Minnesota, New Hampshire, Washington, and Wisconsin. It's likely that similar systems are used in other states.

[Uncle Leo]

I had someone open up a checking account, credit card accounts, and wrote several bad checks from my license alone (and the SS Number is not the ID number in Michigan).

/hijack

 

MI driver license numbers are derived from full name and birth month and day; my dad can figure out anyone's number if he has that info.

 

I used to know how it works, but I only remember the birthday part now.

Took me about 15 seconds to find software to do that. I removed the name of the program because I don't care to give scammer enablers free advertising.

 

<name removed> is a Perl CGI that calculates and reverse engineers driver's license numbers. Given your name, birthday and gender, it will tell you your license number. Given the number it will tell you your birthday, gender, and take educated guesses at your name. It currently supports Florida, Illinois, Maryland, Michigan, Minnesota, New Hampshire, Washington, and Wisconsin. It's likely that similar systems are used in other states.

You know this just plays into conspiracy theories... the ones about what is on the magnetic strip on the back of a DL, etc.