omitraffic
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hegemony reacted to a post in a topic:
I've been robbed by the bank
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IvyMgmt reacted to a post in a topic:
Credit Union Investigation
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Missed an Annual Fee payment(over 30 days)
omitraffic replied to ToughLuckLuke's topic in Credit Forum
I had this problem with cap one a few years ago and wrote and explained that I didn't notice it in time, etc, and that I don't want to cancel the card over this, and they took the late off my credit report. -
The phone number posted could be a random person. I get spoofed call several times a day from local cell phone numbers and whenever I answer its the same recording about loan paperwork. Then someone called me saying they had two calls from me that were never made. chocolate has gotten ridiculous.
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Consider using credit unions for your next 0% or low rate balance transfers. Alliant has a low intro rate BT card.
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Yeah you know I am livid! I called the chick up on the phone and asked her how are you conducting investigations and not asking for further info? How come told me there is a further investigation AFTER a denial.. what for you denied me.. What I was wondering is there some kind of law that states a consumer must receive a copy of their credit report from whomever they were seeking a loan with? I do know that mortgage companies share that? "chick"? Hopefully you avoid the misogyny in future communications with them, to include any appearances at the hearing. You are sad
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Yep. Only reason the sign would be up is because those people keep coming back using those payment methods.
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NASA are you kidding me!!! Someone HAS to be playing me!!
omitraffic replied to Phantik's topic in Credit Forum
yep same here self employed is no good. Approved for account immediately but declined for cc. Turned down for LOC here. Maybe I asked for to much I don't know. I need to make a rule for myself not to ask for more than Navy. I'm self employed, sent tax returns, got the CC no problem. I didn't get the 30k, but I do have decently high utilization on two other over $10k cards right now. Perhaps I should call and ask about transferring both balances to NASA and get a higher limit? -
NASA are you kidding me!!! Someone HAS to be playing me!!
omitraffic replied to Phantik's topic in Credit Forum
A little over a week after applying my card is now showing in my account! I was approved for $10k at 14.99%. Its my 3rd highest limit. My question now is, should I app for a 2nd card? -
NASA are you kidding me!!! Someone HAS to be playing me!!
omitraffic replied to Phantik's topic in Credit Forum
#1805X 9/20/2014 - sent docs in on Tuesday, no word so I called Friday afternoon. Spoke to rep and said it would be reviewed. My status is just Approved. -
NASA are you kidding me!!! Someone HAS to be playing me!!
omitraffic replied to Phantik's topic in Credit Forum
I was asked for 2 years taxes and utility bill on Tuesday, uploaded online same day along with a message stating so. I have not heard anything back yet. I will call tomorrow if I don't hear anything by then. Is there a certain person to ask for? -
NASA are you kidding me!!! Someone HAS to be playing me!!
omitraffic replied to Phantik's topic in Credit Forum
Asked for proof of address (utility bill) and 2 years tax returns for a $10k card -
NASA are you kidding me!!! Someone HAS to be playing me!!
omitraffic replied to Phantik's topic in Credit Forum
Membership instant approval, CC pending since Saturday night. Will update. -
Car Refi - Which credit union should I use?
omitraffic replied to omitraffic's topic in Credit Forum
Thanks everyone! -
Car Refi - Which credit union should I use?
omitraffic replied to omitraffic's topic in Credit Forum
KBB values are the automotive version of FAKO scores. Thanks, but that doesn't help me figure out how much they will loan on the car! -
Car Refi - Which credit union should I use?
omitraffic replied to omitraffic's topic in Credit Forum
Thanks for all the answers guys. How can I determine what the credit union will value my car at for the loan? KBB has like 10 different possible prices for the value of the vehicle based on where its being sold/bought. What do banks use? It would be good to know if I should wait until I make another payment or the bank sees my car as worth more than my current loan.