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Burgerwars

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    Southern California

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  • Member Title
    "Just a Salad for Me."

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  1. See if you can get an installment loan from them to pay it. If you lack an installment loan on your credit report it will help your FICO.
  2. I see an article about UPS using test packages to see if they're processed and delivered properly. I referred to the test packages as "dummy packages" in a comment. I was warned it may not conform to their guidelines but I clicked to go ahead. Whatever other review they did, didn't result in my comment being posted. Since I can't apologize to the millions of packages I might have referred to as dummies on Yahoo, I'm apologizing here. Please forgive me. 🤔
  3. Yep. Visitors spend an enormous amount per ticket and when they get in, they see that ticket gets them the privilege of standing in enormous lines for a few rides before it's time to head back home.
  4. It's happened to me too. I've lost track of how many scams I've seen pop-up in my email. I end up not believing anything I read anymore (except on Creditboards).
  5. You're right: https://www.fidelity.com/cash-management/faqs-atm-debit-card It also looks like you can also add check writing.
  6. I agree. Banks, maybe more than ever, really need to justify large credit card lines. There are a lot of credit card lines given out which are enough for customers to buy a new car with. What if a customer does just that, and on the way home with their fancy new car decides to push it off a cliff? Maybe the bank could try to claim any insurance, but if there is none, it could be a huge loss.
  7. I never linked any accounts to my Fidelity accounts aside from a bank checking account for transferring money. No real need to link Coinbase, so I won't.
  8. I've had my credit limits decreased (different card) for not utilizing the limits set. The same logic could be for limit increases.
  9. I have both the brokerage and the CMA account. Maybe they have reasons you can fund the crypto account from the brokerage and not the CMA account, although the CMA account you can also trade in. Of course, if you have both and want to transfer money from the CMA account, it's a transfer from the CMA account to the brokerage and then another from the brokerage to the crypto account (or the reverse). One reason to have both a CMA account and brokerage account, is if you have a lot of money in your brokerage account, you might not want that all available to immediately spend in a CMA account. Keeping the CMA balance low can limit headaches, If a hacker somehow transfers money or charges stuff to the debit card, they might be able to buy one laptop, but not 20 laptops.
  10. I opened my Fidelity crypto account a couple months ago. I guess I got one of their earliest invites. I already had a Fidelity brokerage account and it's the only way to transfer money into and out of the account. I've played with the crypto account opening very, very small positions of Bitcoin and Ethereum. Buying and selling these coins is all one can do with this account. Maybe in the future more features are coming, but that's it for now. One of the oddities with the crypto account is it can only be accessed with the app. I can't see it logging in online. Maybe that will eventually change. If you want a debit card from Fidelity, it's offered with their cash management account. The regular brokerage account doesn't offer one, but you can have both. There's a Fidelity credit card offered through a third party but I don't have one.
  11. The article says the average monthly service charge for interest checking is $16.19. That has to be if a minimum balance isn't met. I wonder, though, how large the account balance has to be to earn $16.19 in monthly interest. Chase Sapphire Checking pays a whopping 0.01% today. If my math is correct, that's about $2,000,000. Relationship savings is an "incredible" 0.02%. It's pointless to deposit money in these accounts for the interest.
  12. Nope. I don't have the patience and am not that organize. I do use H&R Block Tax Cut to do my taxes, but that's about it.
  13. I wonder what good is a credit score on ChexSystems. The only items on mine are inquiries, and I'm not alone. If one had issues with checking accounts, that's bad with a score or not. Next month I'll be asking for me free annual reports of Chex, EWS (Early Warning) and Lexis Nexis, just to see them. If it's like previous years, Chex will show some inquiries, EWS will show pages and pages of bank account balances on different dates, and Lexis Nexis will be a couple hundred pages of repetitive data. Trees will die when I request these reports. One thing to remember is not to apply for too many bank accounts in a short period of time. That could bite you. Banks and credit unions look at that and may deny just for that. I was once shown the door at a bank when I applied for an account because of that. It was a learning experience. I figure one can get away with applying for two or even three bank accounts every six months. With me, I now limit myself to one new account every six months.
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