pinkadobe

AAOA includes closed accounts. I'm aware of this, which is why I mentioned that it was a CK update, not FICO. I'll not have any concern until after the Citi card starts showing and things get properly adjusted. I think that CK showed that for me because of the removal of a *D card (hence a 30+ year tradeline), and it is CK after all.

As of today's CK update, TU is showing no addition for Citi, and the Amex is now reporting as "Closed. Purchased by another lender." EQ isn't showing any updates from prior months. Average age of accounts went down, reflecting the closed account.

Shredder needs to go on a diet with everything the issuers have been sending it lately. Weekly Discover BT offer. Useless Barclay BT offer (on my lowest limit card). Walfart offer for spousal unit.

Maybe it's reverse order. I'm an A, and I've only received the welcome package to date.

I just bring in the mail and announce "shredder food has arrived!"

Historically, Equifax is always my lowest score, with the highest alternating between Experian and Transunion. The three just weight things differently. I've found (in my case, as always, it varies by bucket) that Equifax puts additional weight on number of cards with balances than the other two. Currently I have 1 inquiry each on EX and EQ, with 0 for TU. Last year, when I had 0 on all three, EX was highest, then TU, with EQ at the bottom. I can almost count on it if I let more than 3 cards report a balance.

Down from 803 to 785. Not a surprise, since: Penfed started reporting I had a few more accounts with balances I added an inquiry for Amex BCP (0 prior to that on Experian) Once the BCP starts reporting it should recover the loss as it's backdated to 1983.

Nice. Were you blacklisted by AMEX for IIB them? I can only hope to get their blacklist. 1 more year. gosh darn it. ~$2K, so not a huge amount, but it was older than the BK filing also. Definitely not recent. I would have applied when Heg first started the big thread, but the BK was still on there.

Was on the blacklist. BK dropped in November. Activated shiny new BCP today online. "Thank you for being a Cardmember since 1983".

I've done exactly that with Crate & Barrel, CB2, and Apple over the past 2 years. Points added just fine.

Rebate of airline luggage or other nickel and dime charges.

Same happened to me when I applied last Saturday, and my 20K combo was showing online on Monday afternoon (I didn't check in the morning). Since I've lived at my current address less than 4 months, and have been at my current job 11 months, I wasn't surprised. Note: there was no email notification. You have to look.

(Semi)Patiently waiting another 23 months until my BK drops, hoping forgiveness will still be in effect. I'd like to see the backdating that would be to '83 or '84 (don't remember which).

Applied for membership the 28th -> received the "Have You Forgotten" snail mail today -> received the Welcome email this evening. $6 hasn't posted yet, so I'm guessing I'll see that tomorrow.

there's an address on the web page that opens when you click to print the form... PSECU P.O. Box 67009 Harrisburg, PA 17106-7009 Thanks - my browser went wonky about that time, so I probably closed the tab accidently.