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adamellers

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  1. SW94608 just worked for my girlfriend. Did you use caps? =]] Just worked for me as well ....and I had it all in CAPS
  2. Did you make sure that when you applied that they had all your information correct. This happened to me once, and the lady taking my application typed in the wrong SS. So it wasnt that I had bad credit, just that my information could not be verified.
  3. Try and work the repo as much as possible. I was able to get a about 65% off of what I owed on my repo. Once the repo is settled things will start to work their way up. Good Luck!
  4. congrats and good luck!
  5. Myfico.com has always been very accurate for me in reporting my fico score compared to some of the main credit bureaus
  6. I wrote HSBC a letter and the calls stopped with in two weeks.
  7. I hate Arrow, they've been the worst to deal with
  8. I started off in the high 400 range. When I first started it was very easy to get discouraged, however it was absolutely paramount that I stay motivated by achieving even the smallest victories - I would even celebrate CI removals from my record
  9. I noticed a delay in Myfico updates as well (usually 3 - 6 days)
  10. myfico doesnt allow you to check it daily, however the credit monitoring will allow you to get updates when there is updates or your FICO moves up or down
  11. great job...keep it up
  12. The best advice is just to do a little bit at a time....chipping away at it makes it a lot more manageable
  13. try tab bank, they worked for me.
  14. I fell victim to this when I registered my HSBC credit card. . . . little did I know the fee was based on the balance of the card. . . sneaky bastards!
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