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Cosmos Human

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About Cosmos Human

  • Birthday February 12

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  • Location
    Sparta

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  1. Great ideas, but these coats never go on sale, sometimes discontinued models are reduced. I've been looking everywhere. There are a lot of fakes out there, a lot on amazon and eBay
  2. I used to have a Triple Fat, it doesn’t fit well.
  3. Yes, I know they are very expensive. Made in Canada. Since I started a new job, a lot of field work, in cold Cleveland and surrounding counties, Ill be on the road. And, I probably wont be able to take a vacation this November. I was hoping to be in a London for memorial ceremonies for end of WWI, thats my dream since I was there in 2014. With the money Ill save, I really need a CG coat. Yes, first world problem. US dollar higher that Canadian Dollar. So, is it better to pay in US dollars? I know the are sold in the big US cities, and select stores. If I buy out of state, Ill pay no tax. If I buy in Canada, then what? Ive been looking and now, off season, I cant find the style Id like. I do have some winter coats, but I lost a lot of weight and nothing fits right. I do know there are other brands out there that cost way less. Sometimes, I just need to spoil myself. I really dont mind driving or flying into Toronto, as they have their flagship store. Also stores in NYC and Chicago. Ill need to get fitted, as their styles all fit differently. The other coat on my bucket list is a Schott leather MC jacket. Sometimes, I just love being a woman. But in reality, Im just a social worker wanting to look elegant.
  4. Suppose on has federal student loans only and the refinance with a private company, like SOFI, etc. I know, you lose all federal repayment programs, but...come into financial distress and need to file a CH 7. That said, can the refinanced student loans then be discharged? What am I asking this? I have a former coworker who is in a real hot mess and asked me for advice. I dont want to steer him wrong. I just want to help. My thinking is the loans being refinanced, arent consider a student loan, or does the loan now is considered private?
  5. I’m a social worker, but I can’t give legal advice. Getting guardianship is a good thing, it will help. Apply for SSI as soon as possible, it will give your son income and Medicaid. But, you can set up a Medicaid approved trust for his future, and you probably need legal advice. In Ohio there are approved Medicaid trusts which will provide for your son’s care for the future. Ohio makes it kind of easy tha t you done need a lawyer. My DD is disabled and on SSI and Medicaid. I’m her rep payee only. She is pretty functional but can’t manage her finances at all. I’m afraid I don’t know the guardianship process in NY. Is you son involved with any centers that can help?
  6. My local Wal Mart had the scan and go, but we all called it scan and steal. Basically merchandise flew off the shelves. I personally witnessed this happening and store sales associates could care less. However, I was honest.
  7. When is the season 4 start date? I can't wait. Just signed up for Amazon Prime, after a few years on sabbatical.
  8. Im just trying to figure out the best for me. The only med I take is a cheap generic I get at Wal-Mart for a cash price. I usually spend all my FSA every year. This is a high deductible plan.
  9. I cant decide which one to go with. They sound so different. Im single, no dependents. Employer contributed 2k for HRA and you felt to have full FSA. Limited FSA with HSA and you need to open an act with a bank.
  10. To me, it’s rock hard. People name their products weird. They also have a higher end mattress, but the name escapes me.
  11. It came rolled up and compressed in a box. But its rock hard and Im usually a side sleeper. Hurts my shoulder. Amazon gives a 30 day guarantee. If it doesnt soften up in two weeks, Im contacting Amazon. I have no idea how Id ship this back to Amazon.
  12. Second night as bad as the first. Mattress is hard as a brick, although my JRT Cosmo had no complaints.

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