[honeyo]

I've been on vacation for a while (well needed I might add!) and got home to find yet another attempt to collect a debt from this scummy attorney.

First demand is dated January 29, 2005. I sent out a DV, got the green card back on February 11th, 2005 and received the second demand letter dated March 3rd, 2005.

Now I am still new to all this but he just violated didn't he?????

What is my next step? Second DV? BTW, this alleged debt is NOT on any CR. And we really have no idea where it came from or what this dude is talking about.

Also, after a little research and help from someone here (can't remember who but THANKS) I found out that his law license was suspended a while back and he has more than one addresses. Someone on this board lives in Princeton and says he could not find mr. Hecker!

Letter reads:

Dear my dh,

This office represents the above named client VC GLOBAL INC who has placed the above styled matter or collection. This is a second demand for full payment because you have had ample time to pay your creditor. You have failed to respond to our first letter. Sometimes we can arrange installment payments but you must contact this office for arrangements.

NOTICE OF IMPORTANT RIGHTS

UNLESS YOU THE CONSUMER WITHIN THIRTY DAYS AFTER RECEIPT OF THIS NOTICE DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF THE DEBT WILL BE ASSUMED VALID. BLAH BLAH WE WILL SEND YOU VERIFICTION IF YOU SEND US A WRITTEN REQUEST.

Please contact this office at 800-884-0860

signed
Attorney at Law

This is an attempt to collect a debt blah blah blah.



Thank you for any insight!

[Gryffindor]

DV #2. I'd also include a sentence or two letting him know he's violating the FDCPA with the continued collection attempts.

[honeyo]

Thanks a lot...that was my plan, but I would much rather get confirmation before I take action!

Thank you very much!

[ffemtreed]

I wouldn't mention violations just yet, I would keep feeding them the rope before you pull the floor out from under them.

[Frisbee]

I'm the "Princeton Guy" you spoke of...and guess what. I'm pretty sure that the College Rd. address is a mail drop....don't you love it! I think I'll take a drive tomorrow and let you know what I find....but pretty sure.

cross linking to original thread:
http://creditboards.com/forums/index.php?s...opic=77645&st=0

[honeyo]

Yes Frisbee -- YOU're the PRINCETON guy!!!! Thanks!
The green card had a name that looks like Joseph Tnok (something like that...who knows!) So what do I do if it is a drop box???? They're not reporting to any of the CRA, matter of fact, the OC that this lawyer claims is the one who sold him the debt is a + TL on DH's CR!!!!

Thanks again!

[Frisbee]

Positive t/l, dishonored lawyer, continued collection activity w/o validation...looks like you won the trifecta!

It is meaningless IF it is a drop box, just means that's why I can't find him in the phonebook. I will definately take a drive over there tomorrow. Leads me to believe that he is the slime the NJ courts already found of guilty of.

Nail this guy. Send out another d/v. Do a 1-2 punch. Call the Marines....just get him.

I'll post what's at that address tomorrow....I'm assuming the address in your first post on College Rd. is correct...yes?

[honeyo]

Yup that is the only address I have for him......what an A$$! Thanks so much for you continued assistance...LOL! I truly appreciate it. I am looking forward to playing with this new little friend of mine!

They should know not to send a woman with PMS such letters! What was he thinking.....?

Thanks again -- I'm looking forward to hearing from you tomorrow!!!

[Frisbee]

All Righttty...ROAD TRIP!!! I think I'll send you a picture of what I find there. I really hope it's NOT a lawyer's office!

[honeyo]

teeheehee......this is gonna be FUN!!!! Thank you soooooooooooo much!

[Caramel_Pinay]

Subscribing.

It would be funny if it was a Subway franchise or a Mailboxes etc. LOL

[radi8]

Hecker was suspended from practice for 6 months for failing to supervise an employee.
Seems an employee of his stole from a trust......


Details HERE about 1/3 of the way in-

[flathirdgen]

Is it just me or does this smell like a Lenahan law firm?

[honeyo]

Thanks all for your info everyone.

Frisbee, did you happen to drive by that address?????

Thanks!

[Frisbee]

Didn't forget you. Haven't been able to go over there. Will try very hard to get there tomorrow and report back to you what I find.

[honeyo]

Thanks Frisbee...take your time, I don't wanna be a pain!

Could you do me a favor and take a look at this:

http://creditboards....showtopic=85556

What is your opinion...good letter OR baaaad letter? I haven't received any responses so I am clueless once again!

Thanks a lot!

[Frisbee]

Drove over yesterday. It is a four story office building. Unfortunately, it was closed and locked up. It's not a very large building, and I can't figure how there would be a Suite 1800, but I'll find out tomorrow when I go back.

As far as the letter: I like it, but I'm the a letter expert. Wait for more advice.

[honeyo]

Thanks a lot...yeah, by having a suite 1800 it sounds kinda big, huh! No signs for his "law office" or anything??? Guess they really don't want you to know they're there. I appreciate your help very much!

As far as the letter goes, I don't quite have that confidence to send it without prior approval from the board! So I'll wait for some more advice -- hopefully I get some help soon!

Thanks again.

BTW, HAPPY SPRING DAY EVERYONE!

[Frisbee]

Signage is kept to a minimum here in lala land. The info I needed would have been in the lobby, but it was locked. This is a very upscale address kind of place with lots of grass and deer...love the deer. Signs...not so much!!!! It is more like a huge lovely campus then an industrial park. I don't think any bulding is taller then 4 stories.

The companies using this area tend to be large Fortune 500 companies who keep a smaller "local" office here. This is not usually a place where small one man offices would be. High rent area.

Your "jerk" comes up in all the seaches I do, in Toms River. I really think the Princeton addy is a mail drop.

[honeyo]

He also lists everywhere as a personal injury lawyer.......?

You're probably right about the mail drop! Do you think the next letter should be sent to this address in Toms River???

[Frisbee]

Only send it to the address he notified you about. Also, thinking about the letter. Someone here already posted not to get too smart with him, just keep it simple. I tend to agree, especially since this is a "lawyer". Just d/v him, "sorry not enough info" type of letter. What you want, is for a judge, to look at all your attempts to figure this out as an unsophisicated consumer. This guy probably can't even touch you in Ohio (Ohio, correct?). He's probably looking for a few easy bucks and if you become a nightmare, he'll probably just move on...anyway, I hope that for you.

Also: are you in SOL?

One more thing: YEAH!!!! SPRING!!!! Putting away the snowblower for sure!!!

[honeyo]

The thing about the alleged debt is this: The OC, according to Hecker, is CITI but Hecker's client is a CA who I have never heard off (VC GLOBAL INC.)

CITI reports as a good "PAID OR PAYING AS AGREED" TL on TU(date opened 10/1990). This CC doesn't report on any one of the other two CRA's. DH doesn't even know about EVER having this CC. What I'm thinking is that DH's parents added him as an AU since that is what it says on TU. But I don't think these are the same accounts.

On EQ, the only mention of CITI is UNIFUND (who I know is a bunch of dirtbags!!!) collecting (I've never received anything from UNIFUND and I haven't tackled them yet) Hecker doesn't report; only Unifund and only on EQ.

But we have NO CLUE WHERE THIS ACCOUNT/COLLECTION CAME FROM! I don't know anything about it, date opened, who opened it, who used it, when it went past due, NOTHING! So I also don't know where we are as far as SOL goes???!

So I know I have to DV Unifund soon, and not-mine to EQ. Do you think just standard DV #2 to Hecker but mention that he is in receipt of my first letter and still continuing collection without validating?

[Frisbee]

bump for letter writers

[Frisbee]

Well, there is no Suite 1800. However, the ground floor is 1000 the second floor is 2000, etc. The last ground floor addy is Suite 1700. That Suite is a legal firm...but a large national one and one that practices Workers Comp. cases. http://www.atblaw.net/index.cfm

All I can figure is that your friend has somebody picking up his mail there. In the long run, this all means nothing, except that he's hiding. Maybe you want to call the law firm referenced above and ask for your jerk.

Nobody in the building lobby knew what I was talking about. Wonder how the CMRRR got signed for there.

[honeyo]

Very interesting, Frisbee! Thanks a bunch -- I owe you some brownies...hehehe!

So I am guessing that I need to just DV the man again, and if he sends me a third demand letter I will send a snotty letter...! Still didn't really get any responses as far as my letter so I'm still trying.

Thanks again! I appreciate it.