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credit monitoring

kyrn39

By kyrn39
in Credit Forum

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The last post in this topic was posted 5844 days ago. 

 

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kyrn39

kyrn39

Posted
Posted

can someone tell me the best credit monitoring thats available out there and a little info on how to use it. I would appreciate any replies on this greatly.


GEORGE

GEORGE

Posted
Posted
can someone tell me the best credit monitoring thats available out there and a little info on how to use it. I would appreciate any replies on this greatly.

CCT is one of the few left

 

I have no idea what one is "BEST"

kyrn39

kyrn39

Posted
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Posted

can someone explain what I need to do. I dont understand these soft pulls, bumping off hard pulls. I just need some basic info on what to do. or a thread that explains from the beginning.abbreviations and everything so i can understand. please someone help me.

Karen_

Karen_

Posted
Posted
I like usaa-ccm, thinking about signing up for cct as well.

 

If your aim is to B* your EQ inqs, don't get CCT.

 

False.

 

CCT will work for EQ B*, as long as you aren't being chopped :lol: I've been using CCT since November 1st and all my TU and EQ inquiries have been bumped off.

eldookae

eldookae

Posted
Posted
I like usaa-ccm, thinking about signing up for cct as well.

 

If your aim is to B* your EQ inqs, don't get CCT.

 

Clarification: If your aim is to B* your EQ inqs, and you already have USAA, don't get CCT.

 

which one to get then?

will usaa and cct work together to b* ex and tu?

CreditBoyRoy

CreditBoyRoy

Posted
Posted
which one to get then?

will usaa and cct work together to b* ex and tu?

Neither will work for EX. Get either USAA or CCT if you want to work on EQ and TU. Having both is not necessary. IMO, USAA is the better of the 2.

It's On

It's On

Posted
Posted (edited)
I like usaa-ccm, thinking about signing up for cct as well.

 

If your aim is to B* your EQ inqs, don't get CCT.

 

Clarification: If your aim is to B* your EQ inqs, and you already have USAA, don't get CCT.

 

which one to get then?

will usaa and cct work together to b* ex and tu?

 

Unfortunately, everyone's experience is different. Like I said, I have received B* just using USAA. Has anyone using more than one puller seen twice the B*s?

 

Credit Boy, you beat me :sorry:

Edited by It's On
CreditBoyRoy

CreditBoyRoy

Posted
Posted
Unfortunately, everyone's experience is different. Like I said, I have received B* just using USAA. Has anyone using more than one puller seen twice the B*s?

Twice the B*s? Well, using USAA and MPM I've cleared all of my INQs from TU (5 or more) and EQ (I think it was 7). It's a timing thing based on when either might chop ya.

It's On

It's On

Posted
Posted
Unfortunately, everyone's experience is different. Like I said, I have received B* just using USAA. Has anyone using more than one puller seen twice the B*s?

Twice the B*s? Well, using USAA and MPM I've cleared all of my INQs from TU (5 or more) and EQ (I think it was 7). It's a timing thing based on when either might chop ya.

 

I too have removed all of my inquires from TU and EQ, 20 something on each, but that's what I'm saying-has anyone been able to prove that using more than one service increases B?

CreditBoyRoy

CreditBoyRoy

Posted
Posted
Unfortunately, everyone's experience is different. Like I said, I have received B* just using USAA. Has anyone using more than one puller seen twice the B*s?

Twice the B*s? Well, using USAA and MPM I've cleared all of my INQs from TU (5 or more) and EQ (I think it was 7). It's a timing thing based on when either might chop ya.

 

I too have removed all of my inquires from TU and EQ, 20 something on each, but that's what I'm saying-has anyone been able to prove that using more than one service increases B?

Yes. With just one puller you're not likely to generate enough softs in a fast enough window to avoid choppage. 30-60 day window on EQ, from what I've seen. If you can't get to 85 softs before they put you on the chopping block, you're back to square one.

 

Simple.

  • 3 weeks later...
BMWtech

BMWtech

Posted
Posted

I've read and searched, and I've read and searched...and, if I want Equifax bumapage, then Credit Check Total and My Privacy Matters is the way to go? I don't have an Amex card, so using any Amex daily pull services is out of the question. Cannot use USAA either, and it looks like that using USAA and CCT combined will ony result in 1 soft pull (daily), correct?

 

I'm just beginning in my bumpage campaign, and am looking for mainly bumping my EQ inquiries. TU would be nice as well, but my main goal right now is EQ.

 

So, again, again, using CCT in combination with My Privacy Matters will help in EQ bumpage? And yes, I know there is the risk of choppage and/or splittage.

 

Just looking for that last nudge of advice before I set off on my bumpage trail...

 

:(

CreditBoyRoy

CreditBoyRoy

Posted
Posted (edited)
I've read and searched, and I've read and searched...and, if I want Equifax bumapage, then Credit Check Total and My Privacy Matters is the way to go? I don't have an Amex card, so using any Amex daily pull services is out of the question. Cannot use USAA either, and it looks like that using USAA and CCT combined will ony result in 1 soft pull (daily), correct?

Yes and yes. And why can't you use USAA? You don't need to use their other services to use their credit monitoring.

Edited by CreditBoyRoy

The last post in this topic was posted 5844 days ago. 

 

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