Which daily pulls get merged / don't show up as unique?

[ansdofuno]

If I pull daily from these services:

 

USAA

CCT

CS

MPM

 

How many unique softs would I see per day on EQ?

Edited February 10, 2010 by ansdofuno

[jtoast]

I know USAA and CCT merge so my understanding is that you would see a total of 3 softs.

[BobWang]

http://creditboards.com/forums/index.php?showtopic=426463

 

[ansdofuno]

Ok, this is what I gather. (NOTE: This is if you care about EQ softs only!)

 

Never use these two together:

CCT + USAA = 1 soft inq

 

If you have AMEX:

CS + MPM + USAA= 3 unique soft inqs

=OR=

CS + MPM + CCT = 3 unique soft inqs

 

Otherwise:

MPM + USAA = 2 unique soft inqs

=OR=

MPM + CCT = 2 unique soft inqs

 

Source: http://creditboards.com/forums/index.php?s...t&p=4055711

Edited February 10, 2010 by ansdofuno

[creditmonitor2010]

TU. CS + CCT = 1.

 

EQ. USAA + CCT = 1.

[ansdofuno]

TU. CS + CCT = 1.

 

EQ. USAA + CCT = 1.

 

Thanks!

 

Since CS+CCT=2 on EQ, I update my post.

[coffee please]

Never use these two together:

CCT + USAA = 1 soft inq

 

 

oops... I did this today

 

hmm...

[ansdofuno]

Never use these two together:

CCT + USAA = 1 soft inq

 

 

oops... I did this today

 

hmm...

 

 

Well, its not harmful. You just don't get any added benefit.