0% Financing through VW Credit?

[JustLooking]

I understand that VW Credit has financing tiers. Does anyone know what the minimum FICO is required to qualify for their 0% offers? Or do any of you know how the tiers are broken down?

[MarvBear]

not I.

[desertgrl]

If it helps, my husband and I just got financed through VW Credit with 2.5%, both of our Experian and Equifax scores are VERY low 600's.

[msfdisk]

Seems to me there was someone on here that got financing at a decent rate this past week with mid 500's FICOs. it would be nice to know their tiers.

[JustLooking]

If it helps, my husband and I just got financed through VW Credit with 2.5%, both of our Experian and Equifax scores are VERY low 600's.

 

That's somewhat helpful. Can you give me some details? Specifically what was the term of your loan (24, 36, 48 months etc) and how much did you finance? Oh, and also what car did you get ? Thanks.

[TroyP]

If it helps, my husband and I just got financed through VW Credit with 2.5%, both of our Experian and Equifax scores are VERY low 600's.

 

If you have higher TU scores, that may have been why. VW Credit only pulls TU (the guy at the dealership told me this, and its also consistent with the pull they made for my lease).

[JustLooking]

^ Thanks for the input as it helps to know which agency will be pulled.

[RaginBajin]

Any scores people have used to get approved would be great. I want to go and pick up a new TDI, but looking around for financing deals.

[wideeye]

0 down & 1% - free maint. - I love VW so much I bought two!

1 I keep the other I give back in 4 yrs.

[azsun]

I've been looking at the new CC with new maint. on a Lease in AZ.but I just looked at all 3 credit reporting sites and between Free Credit Report.Com , and CreditKarma, andFICO all the scores fall pretty much in the same area but differ a slight bit, Should I print them out and just educute myself so they try and BullShi%& at the dealer

 

FREE CREDIT REPORT. COM 698 EXPERIAN 694 EQUIFAX 711 TRANSUNION

 

FICO*** 680 EQUIFAX 680 TRANSUNION

 

671 CREDIT KARMA (TRANSUNION )

[Sourgirl32]

If it helps, my husband and I just got financed through VW Credit with 2.5%, both of our Experian and Equifax scores are VERY low 600's.

 

If you have higher TU scores, that may have been why. VW Credit only pulls TU (the guy at the dealership told me this, and its also consistent with the pull they made for my lease).

 

 

 

INTERESTING INFO!!! THANKS!

[JustLooking]

The following was found on an ad special from VW of Hayward's website based in California:

 

"0% interest rate is based on 740+ "A" tier credit, financing is on approved credit..."