App for Marvbear

[creditguy86]

Credit Application:

 

Your Age?21

 

Your Equifax Credit Score? 619

Your Experian Credit Score? Dont Have One

Your TransUnion Credit Score? Dont Have One

 

How many years have you been on file with Equifax? 2 Years

How many years have you been on file with Experian? 3 Months

How many years have you been on file with TransUnion? 3 Months

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? Yes

Will this open auto loan be a trade-in? Yes

How many late pays within the last 12 months on the currently open loan? ZERO

How many late pays within the last 13-24 months on the currently open loan? ZERO

Your current open auto loan is financed with? Universal Finance

Your current open auto loan payment is? 198.34

Estimated amount you may be upside down in this vehicle? NONE

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? 3

Total percentage utilized overall? 51%

How many of your revolving accounts are store cards? ZERO

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)2

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) ZERO

(Line of Credit through bank)

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 10 years

Do you Rent or have a Mortgage, or Live w/Relative or Other? Live W/Relative

Your Monthly Rent or Mortgage payment? ZERO

How long have you held your current job? 2yrs and 9 months

Your total provable monthly gross income is?

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) All of the Above

Is there additional monthly income? What amount monthly?1300-1500 varies

Describe the source.

Is the additional monthly income provable? Child Support 180/month!

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $500-1000

Does any credit repository contain any Public Record?

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)?

If yes, please very briefly describe.

 

One Medical Collection for $200

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)9

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best)10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)9

 

New or Used vehicle you are considering: Please very briefly describe.

 

2004 Chevrolet Suburban LT $14995 73k miles or New Nissan Altima Lease

[MarvBear]

Your application is incomplete. Would you wish it withdrawn?

[creditguy86]

No i see what i left out i will correct it!

[hurricanesfans27]

I will go even further.. regardless what the scores are. MAJOR down payment would be necessary since you will be extremely payment and term limited on that vehicle.

[creditguy86]

I think i have everything straightened out now!

 

Credit Application:

 

Your Age?21

 

Your Equifax Credit Score? 619

Your Experian Credit Score? 611

Your TransUnion Credit Score? 615

 

How many years have you been on file with Equifax? 2 Years

How many years have you been on file with Experian? 3 Months

How many years have you been on file with TransUnion? 3 Months

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? Yes

Will this open auto loan be a trade-in? Yes

How many late pays within the last 12 months on the currently open loan? ZERO

How many late pays within the last 13-24 months on the currently open loan? ZERO

Your current open auto loan is financed with? Universal Finance

Your current open auto loan payment is? 198.34

Estimated amount you may be upside down in this vehicle? NONE

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? 3

Total percentage utilized overall? 51%

How many of your revolving accounts are store cards? ZERO

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)2

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) ZERO

 

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 10 years

Do you Rent or have a Mortgage, or Live w/Relative or Other? Live W/Relative

Your Monthly Rent or Mortgage payment? ZERO

How long have you held your current job? 2yrs and 9 months

Your total provable monthly gross income is? $1350

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) All of the Above

Is there additional monthly income? What amount monthly? NONE

Describe the source.

Is the additional monthly income provable? Child Support 180/month!

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $500-1000

Does any credit repository contain any Public Record?

If yes, please very briefly describe. NONE

 

Does any credit repository contain any Collection Account(s)?

If yes, please very briefly describe.

 

One Medical Collection for $200

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)9

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best)10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)9

 

New or Used vehicle you are considering: Please very briefly describe.

 

2004 Chevrolet Suburban LT $14995 73k miles or New Nissan Altima Lease

[hurricanesfans27]

what was the amount financed on your current car payment?

[creditguy86]

Original Finance Amount Was $4633 and balance is now 2418!

 

Thanks For Your Speedy Reply!

[MarvBear]

Declined. NSF income.

[creditguy86]

Thanks Marv and Hurricane!