Looks like I may have some attempted ID Theft...

[Sled_Dog]

I hot a letter from e-Trade stating "thank you for opening your new account." It wasn't funded or anything. I called and asked what this was about, and they said someone tried to open an account, aparently with some of my information, but it was flagged when they couldn't verify some information against Equifax.

 

E-Trade suggested I file a police report for ID theft, fill out the ID theft affidavid on the FTC site, and have fraud alerts placed on all my CRA reports.

 

I have pulled PM reports and EX full report (EX is frozen) no new accounts or hard inquiries.

 

I'm going to do the police report and FTC form, but the question I have is should I put the FA on or just freeze the remaining two reports? I worry about the hassle of FA because I was wanting to do some apps in a few months.

 

Man after all the repair and rebuilding to have this happen just makes me think I am CREDIT CURSED. Why would you ID Theft a report with a BK on it for the love of pete???

[needcredit]

Wow,

The exact same thing happened to me today. I received a letter from Etrade Thanking me for opening an account. Useid boykinpatrick****. Account was opened 1/2/08. I called Etrade customer service.What a joke. So you want to close this account? Duh!! Do you think. I had to ask her for the fraud division. She had to ask someone how to get their number. I called them same thing was told to me. They had my full social, date of birth and address.Crapola@#@$

 

Im not sure if it was funded or not. I forgot to ask.

I checked equifax and nothing changed on credit side according to credit file. I did not see anything out of ordinary, but I did put on fraud alert.Police report will be next.FTC report after police report.

Please keep me informed . I would like to know if anything else happens.

 

Thanks

Tim

[needcredit]

bump

[Kimickey]

OMG - I just got off of the phone with E-trade. This has happend to me too! I filed a complaint with IC3 dot gov. This is too weird. By chance did they give you the email address for the person who opened the account?

[karahop]

To all that had this happen to them....I feel very sorry for you. Although you may not have any inquiries appearing on your credit report, check your CHEXSYSTEMS report. I recently opened up an eTrade account and they pulled my Chex to see if I had any baddies listed. Make sure you check yours so you can dispute that inquiry as well.

 

Good luck to all....that sux.

Edited January 15, 2008 by karahop

[needcredit]

Not me but they were closed when I called back> I will call them tomorrow. Im not sure how much they will tell me but I am going to try. I think this is so weird. If there is three of us on this board that just happened to read the same post, I wonder how many others there are?

 

What info did they give you? Hopefully they may have a IP address. Have you ever had a E Trade account? It seems as though I might have had one maybe 10 years ago. Completely different state as address now. And I have no stocks to trade.

[Mike2020]

Man this is scary there is a huge pattern here. I wonder if they were all opened on the same day. mabey by the same person if they did it online I would think they would of they could trace the ip address and hope that its not from a proxy.

 

Good luck you guys I hope that I don't get one of those letters but then again I had a account with them that I did open about 2 years ago never funded and they closed it.

[Kimickey]

The funny thing is a friend of mine just opened an etrade account a couple of weeks ago and I intially asked him is he opened one for me too when I recieved the package in the mail. Evidentally the scumbag who tried to open the account tried Jan 3. The account wasnt funded, but I was able to retrieve the email address that was listed on the account. By any chance do you use a gmail account as your home email account?

 

I just checked CHEX and recieved a report last week and it was completely clear. I will pull it again in a month or so to see if anything appears.

[needcredit]

No gmail, I wasn't even sure who gmail was till I just googled them. I feel stupid it is Google.

Bellsouth for me

[ambrosiapixie]

Ok, this is too weird...

 

The same thing happened to my boyfriend today. He also got a letter... called in and was told that someone opened an account with his name, addy, phone number, and SSN on January 3.

 

We need to see if theres a common thread here... any of the others on this thread signed up with National City Identity Protect? Thats the only thing that we can think of at this time that could have possibly been compromised.

[Kimickey]

We need to see if theres a common thread here... any of the others on this thread signed up with National City Identity Protect? Thats the only thing that we can think of at this time that could have possibly been compromised.

 

No I'm not signed up with National City Identity Protect...maybe someone at True Credit got a hold of our info and is trying their luck ????

[needcredit]

No National ID for me. I do have a secured cc with them. I just read another post that was asking if anyone thought Crown Jewlers info got compromised. Apparantly they were not always encripted. There case was CC theft.

[ambrosiapixie]

He does have an account with Crown, however, he has not used it in many months. The only other potential common links that we can think of are where everyone does their banking (he is with WAMU), or another credit card. He obtained a new credit card in November, and shortly after he experienced an illicit charge on his regular bank account. Now this.... any of you have an account with CreditOne?

 

We're just trying to find a common link if there is one, so we can let whomever know of a potential compromise in security. Amazingly enough, I've been left alone so far.... the only things that BF and I don't have in common is where we bank and that CreditOne card. (Oh, and NCIP as True Credit zapped me there too)

[yourguide]

Curious guys, those of you that received the etrade letter, can you guys confirm if you have or have had crown jewelers accts?

[newleaf63]

I got that letter and threw it away since it said it still had to be funded.

 

I have a CJ account as well. Hasn't had any activity in a few months.

[toopooor]

I got that letter and threw it away since it said it still had to be funded.

 

I have a CJ account as well. Hasn't had any activity in a few months.

Activity doesn't matter - does CJ require a SS#? If so, they coulda gotten the CJ customer db and had all the info necessary... but i don't really see the value in opening a bunch of e-trade accts. Maybe they were fishing for existing etrade accts to raid...

[jelly450]

My DH got the same letter. He had recently opened an Suntrust account and I thought that was one of their benefits. My DH also has a crown account. This is becoming a trend, earlier this year Rewards 660 had to close their accounts because an employee stole information.

 

I am not sure if I kept the letter but if I did I will have him get a police report.

[sara21200]

Wow - this is horrible. I guess I am naive to ID theft and what criminals are doing. Why would someone steal your info and open up an ETRADE account? Do they think you will fund it and then they will clean it out?

[Guest meggie]

Are you sure the letter from etrade is legit?

Are you calling etrade from a number on the letter or from their site?

Just curious.

[ambrosiapixie]

Yes, the letter itself is legit and the numbers match up. I'm beginning to believe that Crown may very well be the source of all this.

[sara21200]

Wow - this is horrible. I guess I am naive to ID theft and what criminals are doing. Why would someone steal your info and open up an ETRADE account? Do they think you will fund it and then they will clean it out?

 

^^^^^^^

 

Does anyone know why an ETRADE account would be opened?

[persevering]

Ok, this is too weird...

 

The same thing happened to my boyfriend today. He also got a letter... called in and was told that someone opened an account with his name, addy, phone number, and SSN on January 3.

 

We need to see if theres a common thread here... any of the others on this thread signed up with National City Identity Protect? Thats the only thing that we can think of at this time that could have possibly been compromised.

 

When you mentioned "National City Identity Protect", this popped into my mind:

 

"National City Identity Protect"

 

Quick Summary

For a privacy protection service, they're pretty loose with private info. When you sign up, they mail you login info. The letter contains all information needed to log in. maria456 reports that she received her envelope unsealed. My (Zhentar) envelope was sealed, but it contained two sheets; I now have the log in information for a total stranger. I'm not sure how much information this would allow someone access to (credit reports require a seperate log in), but it doesn't exactly instill confidence in their security.

 

[...]

 

Date Posted: Dec/20/2007 3:46 PM

I signed up, got a letter in the mail telling me how to log in. Unfortunately: (1) the letter arrived in an open (unsealed) envelope. I don't think that's their policy, just my bad luck. (2) All the information necessary to log in was in the letter, i.e. I didn't have to enter a password or anything like that.

This is pretty pathetic security for a service that is supposed to protect my privacy. Canceled the service. Luckily they didn't give me too much trouble when I canceled.

 

 

Date Posted: Dec/24/2007 11:06 PM

I can one up this. The good news is, my letter was sealed.

If anyone on here is named Andre, and lives in Florida, I recommend you cancel your service.

My login doesn't seem to be working. I've decided not to test Andre's.

Edited January 15, 2008 by persevering

[needcredit]

I did receive the letter from E Trade . The # was a legit account. I asked the same question about why E Trade account. The security person told me that if they are able to steal your Identity that they could be laundrying money. What is one more crime to them.

 

I did have a Crown Account. The other post said that they used to not have everything encrypted.

I bank with PNC- not a link.

[sara21200]

I did receive the letter from E Trade . The # was a legit account. I asked the same question about why E Trade account. The security person told me that if they are able to steal your Identity that they could be laundrying money. What is one more crime to them.

 

I did have a Crown Account. The other post said that they used to not have everything encrypted.

I bank with PNC- not a link.

 

Wow - I can't believe it. Has anyone contacted Crown about this?

[manofice]

hrmmm I might have received this and threw it away thinking it was junk mail... hrmmm anyone have their number?