DCU

[minnie aubre]

They're great! I already had a 10k loan through them that was a 35k pre-approval (just logged in and had the offer). I only needed 10k though to buy a 2001 Volvo. Just now, I used them to refinance a 2007 Edge. I made a big payment and Chase didn't want to refinance, so I thought I'd give DCU another try. They lowered the rate from 8.99 to 8.45 and the payment went down almost $175. Still paying it off a couple months earlier than the Chase loan. (yeah I was upside down.)

 

The funny thing is that the rep was looking at the wrong credit report, she was offering me 16.95% and I couldn't figure out why it was so much. She was kindly trying to explain with a 503 FICO, she couldn't go any lower. We finally realized someone else's credit report got matched to my app. Anyway, I thought it was cool that they would have approved at 500 and a lot lower than the 20%+ that some places charge people with lower scores.

[Chad3304]

Just wondering but where and what is DCU?

[stepthirteen]

DCU= Digital Credit Union

 

Step

[Chad3304]

oh ok, wow a 503 and still approved for 10K, well I gotta buddy that needs to get in touch with them if they are that willing to work with you.

[MarvBear]

congrrrrrrrrrrrrrrrrats.

[minnie aubre]

oh ok, wow a 503 and still approved for 10K, well I gotta buddy that needs to get in touch with them if they are that willing to work with you.

 

They were still going to approve me for the 28k when they thought I had a 503.

[Chad3304]

wow this place sounds as good as NFCU,ha

[minnie aubre]

wow this place sounds as good as NFCU,ha

 

I can't get into NFCU

[Chad3304]

sorry I just got in last week my dad was in the navy so I had to sign him up first.

[minnie aubre]

sorry I just got in last week my dad was in the navy so I had to sign him up first.

 

Well, I am sure they'll be good to both of you!