Denied use of Chase CC without showing valid Drivers License

[soldiergurl74]

 

 

The facts and truth? You haven't given any!

 

Yes, there is a merchant agreement... but I am not a party to it!

 

 

I don't put CID on my cards by the way, I sign them.

 

Anything else?

 

But you are a party to it. It does affect you. Don't tell me that the Credit Card company's rules about how Retailers accept YOUR credit cards do not affect you and don't include you as an unspecified part of the agreement. You need three parties to make this agreement work: CCC, Retailer, and you. Otherwise your argument makes just as much sense as you are accusing GEORGE, BBQ, and the others of not making.

 

 

Out of curiosity, what would you do if your favorite store (that you normally used credit cards at) started tacking on a 10% credit card surcharge? Would you just pay it? Would you complain? and what reason would you have for complaining?

 

John

 

 

NO... we are NOT a party to that agreement. I didn't sign it. I can't enforce it, and I can't be fined.

[GEORGE]

PULLING OUT CASH TO ENABLE A CREDIT CARD VIOLATION

($10.00 MIN) WON'T WORK FOR ME!!!

[soldiergurl74]

 

The facts and truth? You haven't given any!

 

Yes, there is a merchant agreement... but I am not a party to it!

 

I don't put CID on my cards by the way, I sign them.

 

Anything else?

 

If you like showing ID, why sign your card?

 

I sign my card because MY cardmember agreement says to. I am a party to that agreement, unlike the stupid merchant agreement that is your magna carta.

 

The merchant agreed to not check your ID when you give them your signed card. So why should you have to show them ID?

 

 

 

The point is, I don't CARE what the merchant agreed to... that is not my problem. Do you stop by and make sure that the merchant pays their rent every month?

 

So if the merchant decided that they were going to charge your card $10 minimum on a $3 purchase that's fine because you weren't a party to the merchant agreement?

 

 

 

As I said before... I would pay with cash instead.

 

I have done it before.

[Uncle Leo]

I FOLLOW THE CREDIT CARD POLICY

 

I EXPECT THE BUSINESS TO ALSO FOLLOW THE CREDIT CARD POLICY

 

I DON'T PICK AND CHOOSE WHAT PARTS I CARE

TO FOLLOW...WHY SHOULD THE BUSINESS????????

 

DO YOU PICK AND CHOOSE WHAT LAWS TO FOLLOW WHEN DRIVING???

 

(some do yes...I'm talking about most drivers)

 

You pick and choose which rules you and your kids are willing to follow regarding cell phones in schools...

[Uncle Leo]

Two years ago, my wife lost one of her gas cards. While it was "only" a gas card, it's one that managed by Citi, so I assume they (one of the top 2 or 3 card issuers/managers out there) would handle other cards of theirs the same way.

 

I received the bill, expecting it to be 50 or $75 and found instead that it was for $1,900. The charges were at several stations about 350 miles from here. We hadn't traveled there in about three weeks. I checked MY card and had it and went and asked her for HER card. She didn't have it. Called the number on the back of my card and said, the card has been lost/stolen and there are a lot of fraudulent charges. The CSR asked me if I could fax a short written statement and a copy of the statement from the gas co. marking the fraud. charges. I did so. I also mailed off payment for my gas charges.

 

About a week later, I get a call from the Citi investigator who spent maybe 10 minutes on the phone reviewing the case.

 

When I get the next statement, it had about 600 more in gas charges, all on my wife's card that had been lost. I faxed a copy of the statement to Citi marking the charges that weren't mine. Shortly thereafter I get a letter from Citi that they had investigated, deleted all the phony charges and were closing the case.

 

Plain and relatively simple for me. Find the fraud. charges, call the card issuer, dispute the phony charges -- all at once, thankfully, not a one-by-one thing -- they investigate and it's over. And as I wrote above, it appears to be the way Citi does it. So if any of my Citi cc's or other cards managed by Citi were lost/stolen, I imagine it would again be relatively painless. As most likely would any investigation by Chase, Amex, BofA, or whoever.

Sounds like more than a simple thing.... 10 minutes on the phone, faxing statements etc?

 

I'd call it a little more than "simple", also. It's not as easy as just calling up and having things done "because I said so". But, all things considered, it's actually pretty good.

[BBQ123]

Two years ago, my wife lost one of her gas cards. While it was "only" a gas card, it's one that managed by Citi, so I assume they (one of the top 2 or 3 card issuers/managers out there) would handle other cards of theirs the same way.

 

I received the bill, expecting it to be 50 or $75 and found instead that it was for $1,900. The charges were at several stations about 350 miles from here. We hadn't traveled there in about three weeks. I checked MY card and had it and went and asked her for HER card. She didn't have it. Called the number on the back of my card and said, the card has been lost/stolen and there are a lot of fraudulent charges. The CSR asked me if I could fax a short written statement and a copy of the statement from the gas co. marking the fraud. charges. I did so. I also mailed off payment for my gas charges.

 

About a week later, I get a call from the Citi investigator who spent maybe 10 minutes on the phone reviewing the case.

 

When I get the next statement, it had about 600 more in gas charges, all on my wife's card that had been lost. I faxed a copy of the statement to Citi marking the charges that weren't mine. Shortly thereafter I get a letter from Citi that they had investigated, deleted all the phony charges and were closing the case.

 

Plain and relatively simple for me. Find the fraud. charges, call the card issuer, dispute the phony charges -- all at once, thankfully, not a one-by-one thing -- they investigate and it's over. And as I wrote above, it appears to be the way Citi does it. So if any of my Citi cc's or other cards managed by Citi were lost/stolen, I imagine it would again be relatively painless. As most likely would any investigation by Chase, Amex, BofA, or whoever.

Sounds like more than a simple thing.... 10 minutes on the phone, faxing statements etc?

 

I'd call it a little more than "simple", also. It's not as easy as just calling up and having things done "because I said so". But, all things considered, it's actually pretty good.

 

Really?

 

I have done chargebacks a couple times because of being charged a fee for using a MC/AmEx. Both times they were reversed. AmEx was easy... I did the dispute online. All they wanted was the specific address of the merchant becuase they wanted to forward it to their merchant services people. The other time it was via phone and they refunded.

 

When my mom lost her Visa check card and had fraud it was a simple process to get the charges reversed. They reversed them that same day, and they just asked her to sign something the next time she was at the bank.

[BBQ123]

 

The facts and truth? You haven't given any!

 

Yes, there is a merchant agreement... but I am not a party to it!

 

I don't put CID on my cards by the way, I sign them.

 

Anything else?

 

If you like showing ID, why sign your card?

 

I sign my card because MY cardmember agreement says to. I am a party to that agreement, unlike the stupid merchant agreement that is your magna carta.

 

The merchant agreed to not check your ID when you give them your signed card. So why should you have to show them ID?

 

 

 

The point is, I don't CARE what the merchant agreed to... that is not my problem. Do you stop by and make sure that the merchant pays their rent every month?

 

So if the merchant decided that they were going to charge your card $10 minimum on a $3 purchase that's fine because you weren't a party to the merchant agreement?

 

 

 

As I said before... I would pay with cash instead.

 

I have done it before.

 

Actually, I myself would just let them charge me the $10 and then do a chargeback later... but at first I'd try to tell them it isn't allowed.

 

I would never pay cash.

[GEORGE]

PURCHASE $3.00

MIN CH FEE $7.00

 

PAY W/CC $10.00

 

DISPUTE THE $7.00 FEE

 

THE CREDIT CARD COMPANY "MAY" JUST CHARGE BACK THE WHOLE $10.00

AND GIVE YOU A $10.00 CREDIT

[Uncle Leo]

Two years ago, my wife lost one of her gas cards. While it was "only" a gas card, it's one that managed by Citi, so I assume they (one of the top 2 or 3 card issuers/managers out there) would handle other cards of theirs the same way.

 

I received the bill, expecting it to be 50 or $75 and found instead that it was for $1,900. The charges were at several stations about 350 miles from here. We hadn't traveled there in about three weeks. I checked MY card and had it and went and asked her for HER card. She didn't have it. Called the number on the back of my card and said, the card has been lost/stolen and there are a lot of fraudulent charges. The CSR asked me if I could fax a short written statement and a copy of the statement from the gas co. marking the fraud. charges. I did so. I also mailed off payment for my gas charges.

 

About a week later, I get a call from the Citi investigator who spent maybe 10 minutes on the phone reviewing the case.

 

When I get the next statement, it had about 600 more in gas charges, all on my wife's card that had been lost. I faxed a copy of the statement to Citi marking the charges that weren't mine. Shortly thereafter I get a letter from Citi that they had investigated, deleted all the phony charges and were closing the case.

 

Plain and relatively simple for me. Find the fraud. charges, call the card issuer, dispute the phony charges -- all at once, thankfully, not a one-by-one thing -- they investigate and it's over. And as I wrote above, it appears to be the way Citi does it. So if any of my Citi cc's or other cards managed by Citi were lost/stolen, I imagine it would again be relatively painless. As most likely would any investigation by Chase, Amex, BofA, or whoever.

Sounds like more than a simple thing.... 10 minutes on the phone, faxing statements etc?

 

I'd call it a little more than "simple", also. It's not as easy as just calling up and having things done "because I said so". But, all things considered, it's actually pretty good.

Really?

 

I have done chargebacks a couple times because of being charged a fee for using a MC/AmEx. Both times they were reversed. AmEx was easy... I did the dispute online. All they wanted was the specific address of the merchant becuase they wanted to forward it to their merchant services people. The other time it was via phone and they refunded.

 

Yes, really. Then again, we were talking about cases of extensive fraud, and you responded with individual chargebacks, so you weren't even on topic.

 

When my mom lost her Visa check card and had fraud it was a simple process to get the charges reversed. They reversed them that same day, and they just asked her to sign something the next time she was at the bank.

 

She had to actually go to the bank?!? What an outrage!!!

 

 

Seriously, though, that's great if her case was so easy. Are you claiming that they all are? What was your own personal worst experience?

[Sultan]

 

I say we make this topic goto at least 25 pages, seriously.

 

This is a good learning curve that needs constant reinforement.

[GEORGE]

 

I say we make this topic goto at least 25 pages, seriously.

 

This is a good learning curve that needs constant reinforement.

WITH THE BRICK WALL PEOPLE...IT MAY GO MORE THAN 25 PAGES

[BBQ123]

Two years ago, my wife lost one of her gas cards. While it was "only" a gas card, it's one that managed by Citi, so I assume they (one of the top 2 or 3 card issuers/managers out there) would handle other cards of theirs the same way.

 

I received the bill, expecting it to be 50 or $75 and found instead that it was for $1,900. The charges were at several stations about 350 miles from here. We hadn't traveled there in about three weeks. I checked MY card and had it and went and asked her for HER card. She didn't have it. Called the number on the back of my card and said, the card has been lost/stolen and there are a lot of fraudulent charges. The CSR asked me if I could fax a short written statement and a copy of the statement from the gas co. marking the fraud. charges. I did so. I also mailed off payment for my gas charges.

 

About a week later, I get a call from the Citi investigator who spent maybe 10 minutes on the phone reviewing the case.

 

When I get the next statement, it had about 600 more in gas charges, all on my wife's card that had been lost. I faxed a copy of the statement to Citi marking the charges that weren't mine. Shortly thereafter I get a letter from Citi that they had investigated, deleted all the phony charges and were closing the case.

 

Plain and relatively simple for me. Find the fraud. charges, call the card issuer, dispute the phony charges -- all at once, thankfully, not a one-by-one thing -- they investigate and it's over. And as I wrote above, it appears to be the way Citi does it. So if any of my Citi cc's or other cards managed by Citi were lost/stolen, I imagine it would again be relatively painless. As most likely would any investigation by Chase, Amex, BofA, or whoever.

Sounds like more than a simple thing.... 10 minutes on the phone, faxing statements etc?

 

I'd call it a little more than "simple", also. It's not as easy as just calling up and having things done "because I said so". But, all things considered, it's actually pretty good.

Really?

 

I have done chargebacks a couple times because of being charged a fee for using a MC/AmEx. Both times they were reversed. AmEx was easy... I did the dispute online. All they wanted was the specific address of the merchant becuase they wanted to forward it to their merchant services people. The other time it was via phone and they refunded.

 

Yes, really. Then again, we were talking about cases of extensive fraud, and you responded with individual chargebacks, so you weren't even on topic.

 

When my mom lost her Visa check card and had fraud it was a simple process to get the charges reversed. They reversed them that same day, and they just asked her to sign something the next time she was at the bank.

 

She had to actually go to the bank?!? What an outrage!!!

 

 

Seriously, though, that's great if her case was so easy. Are you claiming that they all are? What was your own personal worst experience?

 

She went to the bank every two weeks to deposit her paycheck.

 

They said next time she goes in to ask the branch manager for the form or whatever and all she had to do was sign it... so the amount of time it took her to get the fraudulent charges reversed was maybe 10-15 minutes total.

[GEORGE]

Two years ago, my wife lost one of her gas cards. While it was "only" a gas card, it's one that managed by Citi, so I assume they (one of the top 2 or 3 card issuers/managers out there) would handle other cards of theirs the same way.

 

I received the bill, expecting it to be 50 or $75 and found instead that it was for $1,900. The charges were at several stations about 350 miles from here. We hadn't traveled there in about three weeks. I checked MY card and had it and went and asked her for HER card. She didn't have it. Called the number on the back of my card and said, the card has been lost/stolen and there are a lot of fraudulent charges. The CSR asked me if I could fax a short written statement and a copy of the statement from the gas co. marking the fraud. charges. I did so. I also mailed off payment for my gas charges.

 

About a week later, I get a call from the Citi investigator who spent maybe 10 minutes on the phone reviewing the case.

 

When I get the next statement, it had about 600 more in gas charges, all on my wife's card that had been lost. I faxed a copy of the statement to Citi marking the charges that weren't mine. Shortly thereafter I get a letter from Citi that they had investigated, deleted all the phony charges and were closing the case.

 

Plain and relatively simple for me. Find the fraud. charges, call the card issuer, dispute the phony charges -- all at once, thankfully, not a one-by-one thing -- they investigate and it's over. And as I wrote above, it appears to be the way Citi does it. So if any of my Citi cc's or other cards managed by Citi were lost/stolen, I imagine it would again be relatively painless. As most likely would any investigation by Chase, Amex, BofA, or whoever.

Sounds like more than a simple thing.... 10 minutes on the phone, faxing statements etc?

 

I'd call it a little more than "simple", also. It's not as easy as just calling up and having things done "because I said so". But, all things considered, it's actually pretty good.

Really?

 

I have done chargebacks a couple times because of being charged a fee for using a MC/AmEx. Both times they were reversed. AmEx was easy... I did the dispute online. All they wanted was the specific address of the merchant becuase they wanted to forward it to their merchant services people. The other time it was via phone and they refunded.

 

Yes, really. Then again, we were talking about cases of extensive fraud, and you responded with individual chargebacks, so you weren't even on topic.

 

When my mom lost her Visa check card and had fraud it was a simple process to get the charges reversed. They reversed them that same day, and they just asked her to sign something the next time she was at the bank.

 

She had to actually go to the bank?!? What an outrage!!!

 

 

Seriously, though, that's great if her case was so easy. Are you claiming that they all are? What was your own personal worst experience?

 

She went to the bank every two weeks to deposit her paycheck.

 

They said next time she goes in to ask the branch manager for the form or whatever and all she had to do was sign it... so the amount of time it took her to get the fraudulent charges reversed was maybe 10-15 minutes total.

DIRECT DEPOSIT IS FREE

[BBQ123]

Two years ago, my wife lost one of her gas cards. While it was "only" a gas card, it's one that managed by Citi, so I assume they (one of the top 2 or 3 card issuers/managers out there) would handle other cards of theirs the same way.

 

I received the bill, expecting it to be 50 or $75 and found instead that it was for $1,900. The charges were at several stations about 350 miles from here. We hadn't traveled there in about three weeks. I checked MY card and had it and went and asked her for HER card. She didn't have it. Called the number on the back of my card and said, the card has been lost/stolen and there are a lot of fraudulent charges. The CSR asked me if I could fax a short written statement and a copy of the statement from the gas co. marking the fraud. charges. I did so. I also mailed off payment for my gas charges.

 

About a week later, I get a call from the Citi investigator who spent maybe 10 minutes on the phone reviewing the case.

 

When I get the next statement, it had about 600 more in gas charges, all on my wife's card that had been lost. I faxed a copy of the statement to Citi marking the charges that weren't mine. Shortly thereafter I get a letter from Citi that they had investigated, deleted all the phony charges and were closing the case.

 

Plain and relatively simple for me. Find the fraud. charges, call the card issuer, dispute the phony charges -- all at once, thankfully, not a one-by-one thing -- they investigate and it's over. And as I wrote above, it appears to be the way Citi does it. So if any of my Citi cc's or other cards managed by Citi were lost/stolen, I imagine it would again be relatively painless. As most likely would any investigation by Chase, Amex, BofA, or whoever.

Sounds like more than a simple thing.... 10 minutes on the phone, faxing statements etc?

 

I'd call it a little more than "simple", also. It's not as easy as just calling up and having things done "because I said so". But, all things considered, it's actually pretty good.

Really?

 

I have done chargebacks a couple times because of being charged a fee for using a MC/AmEx. Both times they were reversed. AmEx was easy... I did the dispute online. All they wanted was the specific address of the merchant becuase they wanted to forward it to their merchant services people. The other time it was via phone and they refunded.

 

Yes, really. Then again, we were talking about cases of extensive fraud, and you responded with individual chargebacks, so you weren't even on topic.

 

When my mom lost her Visa check card and had fraud it was a simple process to get the charges reversed. They reversed them that same day, and they just asked her to sign something the next time she was at the bank.

 

She had to actually go to the bank?!? What an outrage!!!

 

 

Seriously, though, that's great if her case was so easy. Are you claiming that they all are? What was your own personal worst experience?

 

She went to the bank every two weeks to deposit her paycheck.

 

They said next time she goes in to ask the branch manager for the form or whatever and all she had to do was sign it... so the amount of time it took her to get the fraudulent charges reversed was maybe 10-15 minutes total.

DIRECT DEPOSIT IS FREE

 

My mother works for a company that isn't quite into the 21st century yet... they don't offer direct deposit.

[willgator]

this thread can't be done already , and boys , soldier chicks skin is pretty thick lol good luck to alllll .............

[GEORGE]

this thread can't be done already , and boys , soldier chicks skin is pretty thick lol good luck to alllll .............

BRICK WALLS ARE THICK

[GEORGE]

Two years ago, my wife lost one of her gas cards. While it was "only" a gas card, it's one that managed by Citi, so I assume they (one of the top 2 or 3 card issuers/managers out there) would handle other cards of theirs the same way.

 

I received the bill, expecting it to be 50 or $75 and found instead that it was for $1,900. The charges were at several stations about 350 miles from here. We hadn't traveled there in about three weeks. I checked MY card and had it and went and asked her for HER card. She didn't have it. Called the number on the back of my card and said, the card has been lost/stolen and there are a lot of fraudulent charges. The CSR asked me if I could fax a short written statement and a copy of the statement from the gas co. marking the fraud. charges. I did so. I also mailed off payment for my gas charges.

 

About a week later, I get a call from the Citi investigator who spent maybe 10 minutes on the phone reviewing the case.

 

When I get the next statement, it had about 600 more in gas charges, all on my wife's card that had been lost. I faxed a copy of the statement to Citi marking the charges that weren't mine. Shortly thereafter I get a letter from Citi that they had investigated, deleted all the phony charges and were closing the case.

 

Plain and relatively simple for me. Find the fraud. charges, call the card issuer, dispute the phony charges -- all at once, thankfully, not a one-by-one thing -- they investigate and it's over. And as I wrote above, it appears to be the way Citi does it. So if any of my Citi cc's or other cards managed by Citi were lost/stolen, I imagine it would again be relatively painless. As most likely would any investigation by Chase, Amex, BofA, or whoever.

Sounds like more than a simple thing.... 10 minutes on the phone, faxing statements etc?

 

I'd call it a little more than "simple", also. It's not as easy as just calling up and having things done "because I said so". But, all things considered, it's actually pretty good.

Really?

 

I have done chargebacks a couple times because of being charged a fee for using a MC/AmEx. Both times they were reversed. AmEx was easy... I did the dispute online. All they wanted was the specific address of the merchant becuase they wanted to forward it to their merchant services people. The other time it was via phone and they refunded.

 

Yes, really. Then again, we were talking about cases of extensive fraud, and you responded with individual chargebacks, so you weren't even on topic.

 

When my mom lost her Visa check card and had fraud it was a simple process to get the charges reversed. They reversed them that same day, and they just asked her to sign something the next time she was at the bank.

 

She had to actually go to the bank?!? What an outrage!!!

 

 

Seriously, though, that's great if her case was so easy. Are you claiming that they all are? What was your own personal worst experience?

 

She went to the bank every two weeks to deposit her paycheck.

 

They said next time she goes in to ask the branch manager for the form or whatever and all she had to do was sign it... so the amount of time it took her to get the fraudulent charges reversed was maybe 10-15 minutes total.

DIRECT DEPOSIT IS FREE

 

My mother works for a company that isn't quite into the 21st century yet... they don't offer direct deposit.

I ALSO HAD DIRECT DEPOSIT IN THE 20th CENTURY

[cljohnr]

Here is a simple question. If the credit card companies changed their merchant agreement to allow vendors to require ID, would you show it? If you claim that there are other legitimate reasons besides "The credit card company says so", then these reason are valid regardless of the merchant agreement. Would you quit using credit cards if the ID policy changes?

[GEORGE]

Here is a simple question. If the credit card companies changed their merchant agreement to allow vendors to require ID, would you show it? If you claim that there are other legitimate reasons besides "The credit card company says so", then these reason are valid regardless of the merchant agreement. Would you quit using credit cards if the ID policy changes?

CREDIT CARD USAGE WOULD BE DRASTICALLY REDUCED

 

"IF" IT WAS CREDIT CARD POLICY TO SHOW ID 100% OF THE TIME...FINE

 

(100% OF EVERY BUSINESS--NOT JUST SOME)

 

BUT YOU CAN'T HAVE IT BOTH WAYS

 

NO INTERNET SALES

 

NO PHONE SALES

 

NO US MAIL SALES

 

FACE TO FACE SALES ONLY!!!

 

I WOULD BUY A BUNCH OF GIFT CARDS

 

BUY ONE WALMART/SAMS GIFT CARD FOR $2,500.00 AND USE IT TILL IT IS ALMOST EMPTY AND THEN REFILL IT

 

$100's or $1,000 OF OTHER STORE GIFT CARDS AT ONE TIME!!!

[Uncle Leo]

Here is a simple question. If the credit card companies changed their merchant agreement to allow vendors to require ID, would you show it? If you claim that there are other legitimate reasons besides "The credit card company says so", then these reason are valid regardless of the merchant agreement. Would you quit using credit cards if the ID policy changes?

CREDIT CARD USAGE WOULD BE DRASTICALLY REDUCED

 

"IF" IT WAS CREDIT CARD POLICY TO SHOW ID 100% OF THE TIME...FINE

 

(100% OF EVERY BUSINESS--NOT JUST SOME)

 

BUT YOU CAN'T HAVE IT BOTH WAYS

 

NO INTERNET SALES

 

NO PHONE SALES

 

NO US MAIL SALES

 

FACE TO FACE SALES ONLY!!!

 

I WOULD BUY A BUNCH OF GIFT CARDS

 

BUY ONE WALMART/SAMS GIFT CARD FOR $2,500.00 AND USE IT TILL IT IS ALMOST EMPTY AND THEN REFILL IT

 

$100's or $1,000 OF OTHER STORE GIFT CARDS AT ONE TIME!!!

 

Why can't you have it both ways? You already have it both ways by not having to prove your signature on internet and phone sales and seem to have no problem with the present inconsistencies.

[BBQ123]

Here is a simple question. If the credit card companies changed their merchant agreement to allow vendors to require ID, would you show it? If you claim that there are other legitimate reasons besides "The credit card company says so", then these reason are valid regardless of the merchant agreement. Would you quit using credit cards if the ID policy changes?

 

I would use credit cards for the rewards still... but be kind of irked at the fact that I have to pull out ID all the time.

[Uncle Leo]

Here is a simple question. If the credit card companies changed their merchant agreement to allow vendors to require ID, would you show it? If you claim that there are other legitimate reasons besides "The credit card company says so", then these reason are valid regardless of the merchant agreement. Would you quit using credit cards if the ID policy changes?

 

I would use credit cards for the rewards still... but be kind of irked at the fact that I have to pull out ID all the time.

 

I can respect that.

 

Not just rewards, but there are other protections and other positive stuff, too.

[BBQ123]

Actually if they changed the policy to require ID for credit cards I might just get my photo put on the card (doable with BOA, Citi and some others) so that my card would also be my photo ID.

 

Or I might get a duplicate ID from the DMV and then use a black sharpie to cover up everything except my name so that the identity theft risk is lowered (name is on the credit card already so no need to cover that up -- plus then they can match the name on the card to the ID -- of course if they are doing that why should I sign the receipt?)

[GEORGE]

Here is a simple question. If the credit card companies changed their merchant agreement to allow vendors to require ID, would you show it? If you claim that there are other legitimate reasons besides "The credit card company says so", then these reason are valid regardless of the merchant agreement. Would you quit using credit cards if the ID policy changes?

CREDIT CARD USAGE WOULD BE DRASTICALLY REDUCED

 

"IF" IT WAS CREDIT CARD POLICY TO SHOW ID 100% OF THE TIME...FINE

 

(100% OF EVERY BUSINESS--NOT JUST SOME)

 

BUT YOU CAN'T HAVE IT BOTH WAYS

 

NO INTERNET SALES

 

NO PHONE SALES

 

NO US MAIL SALES

 

FACE TO FACE SALES ONLY!!!

 

I WOULD BUY A BUNCH OF GIFT CARDS

 

BUY ONE WALMART/SAMS GIFT CARD FOR $2,500.00 AND USE IT TILL IT IS ALMOST EMPTY AND THEN REFILL IT

 

$100's or $1,000 OF OTHER STORE GIFT CARDS AT ONE TIME!!!

PUT THE SHOE ON THE OTHER FOOT

 

"IF" IT WAS ILLEGAL TO ASK FOR ID ON A SIGNED CREDIT CARD (BY LAW)

WOULD THE ID ALL THE TIME FUNK PEOPLE BACK-OFF????

[Uncle Leo]

Actually if they changed the policy to require ID for credit cards I might just get my photo put on the card (doable with BOA, Citi and some others) so that my card would also be my photo ID.

 

I'm sure that not what they mean by "photo ID", but it is an interesting take on it.

 

Or I might get a duplicate ID from the DMV and then use a black sharpie to cover up everything except my name so that the identity theft risk is lowered (name is on the credit card already so no need to cover that up -- plus then they can match the name on the card to the ID -- of course if they are doing that why should I sign the receipt?)

 

A while back when I mentioned my covering the sensitive areas of my ID with parts of sticky-notes, you made a big deal about breaking the law by "altering" an official government-issued ID. I disagreed then, and still do now, because I don't really "alter" anything, but now you're proposing the same thing, but going an extra step by literally physically altering it.