Identity theft on 3 cc accts!

[myloathe]

Dh and I both opened Crown Jewelers accts this past October to start our credit repair. Once we picked out our little cheap jewelry, we both paid our deposits online with the little rinky dink cc's that we had at the time. (his was orchard, mine was credit one).

The next month we received our stmts and I mailed in the pymts, not realizing that the minimum was $25. ( I mailed in $20 pymt). I realized my error about 2 days before the due date and ended up paying again online, his with the same orchard, but mine with one of my cap one accts. Well, guess what has since happened.....

 

Dec 23- $200 charge to my credit one acct from some online site bingoworkz dot com slash uk (friggin united kingdom)

 

Jan 7- "attempt" to charge $400 to Orchardbank acct (orchard caught it and blocked the acct)

 

today- " attempt" to charge $450 to my Cap One acct from some site in South Africa!

 

Could it be that someone managed to just hack into mine and dh's info, perhaps, but I don't think so. These 3 cards are cards that we rarely use for anything, which was partly how I was able to see the connection as far as the recent charges with CJ. I don't store info like that into my pc and even so, I have a very good antivirus and firewall software installed in my pc. I just logged back into my CJ acct and I noticed that the pymt info is still stored there on that site, and it did not come up as being secured (can't believe I didn't catch that before)!

 

Again, I'm not positive CJ is the culprit, but I'm pretty sure. I will keep an eye on my other accts in the meanwhile. Everyone else with a CJ acct, do the same.

[KYBOSH]

Very interesting!

 

I know that crown's payment system is now encrypted and verified but this wasn't always the case. This is why they got so much bad press and ppl were advised to pay by mailing a check only.

 

So, both of you used 2 different CCs to pay your monthly bill and upon realizing that you were short by $2 you went back into the system and paid with a 3rd credit card? Is that how you think someone could have hacked the CJ website and gotten your 3 CC acct numbers?

[Xecuter2]

Considering 3 accts are affected, my guess is your computer has spyware and a keylogger.

[myloathe]

Very interesting!

 

I know that crown's payment system is now encrypted and verified but this wasn't always the case. This is why they got so much bad press and ppl were advised to pay by mailing a check only.

 

So, both of you used 2 different CCs to pay your monthly bill and upon realizing that you were short by $2 you went back into the system and paid with a 3rd credit card? Is that how you think someone could have hacked the CJ website and gotten your 3 CC acct numbers?

 

yes

[myloathe]

Considering 3 accts are affected, my guess is your computer has spyware and a keylogger.

 

I thought that but dh and I have several other cc's that could have been used that wasn't (at least so far, knock on wood).

 

 

What was kind of amusing was the attempt of a $400 charge on the orchard acct, lol! Let's be real.

[yourguide]

You know, you could be on to something...I think I used my hooters card to pay CJ that had the CC number recently stolen and used in Ireland.

[toopooor]

Considering 3 accts are affected, my guess is your computer has spyware and a keylogger.

 

I thought that but dh and I have several other cc's that could have been used that wasn't (at least so far, knock on wood).

 

 

What was kind of amusing was the attempt of a $400 charge on the orchard acct, lol! Let's be real.

do you use any other cards for online purchases? If no, then it could be keylogger or CJ. (Just checking accts online won't do.)

[toopooor]

I know that crown's payment system is now encrypted and verified but this wasn't always the case. This is why they got so much bad press and ppl were advised to pay by mailing a check only.

 

wasn't it about 2 yrs ago when this came up before?

[KYBOSH]

I know that crown's payment system is now encrypted and verified but this wasn't always the case. This is why they got so much bad press and ppl were advised to pay by mailing a check only.

 

wasn't it about 2 yrs ago when this came up before?

 

 

I think you are right...

 

 

Hey OP, Why did you use 3 different cards?

[credit]

I am sorry this has happen to you. But I bet it was from the CJ website I was one of the one's before got my debit card information stolen b paying my CJ bill on there website. I have not purchased anything from them in about 6 months so I am just going to let them close the account to many problems with them.

[yourguide]

I wonder if this has anything to do with the ID theft thread in which people have recently had etrade accounts opened for them as well?

 

I bet it was CJ and I am almost postive the only card I used was hooters.

[myloathe]

Considering 3 accts are affected, my guess is your computer has spyware and a keylogger.

 

I thought that but dh and I have several other cc's that could have been used that wasn't (at least so far, knock on wood).

 

 

What was kind of amusing was the attempt of a $400 charge on the orchard acct, lol! Let's be real.

do you use any other cards for online purchases? If no, then it could be keylogger or CJ. (Just checking accts online won't do.)

 

I am a "shopaholic" and I shop online almost as much as I do in the stores, so yes.

 

I'm not sure about 2 yrs ago. I just joined CB and CJ a few months ago.

[myloathe]

I know that crown's payment system is now encrypted and verified but this wasn't always the case. This is why they got so much bad press and ppl were advised to pay by mailing a check only.

 

wasn't it about 2 yrs ago when this came up before?

 

 

I think you are right...

 

 

Hey OP, Why did you use 3 different cards?

 

It wasn't intentional to use 3 different cards it just happened. I used one of his orchards cc to pay both his deposit and make his monthly pymt. I used one of mine to make the deposit and just happened to grab another card to make the monthly pymt. All 3 were cards that we "rarely" ever use for anything except a few other online little purchases.

[myloathe]

I am sorry this has happen to you. But I bet it was from the CJ website I was one of the one's before got my debit card information stolen b paying my CJ bill on there website. I have not purchased anything from them in about 6 months so I am just going to let them close the account to many problems with them.

 

Now that stinks. Guess it's a good thing that I used cc's and not my debit card becuz that could've turned out bad.

 

I'm more than convinced not that it was due to them. If I keep my acct, I will DEFINITELY be paying that bill by mail WITH a money order. It's kinda scary though that they have all of our info (soc sec #s, etc)

Do you think it was just the payment screen that could be the problem, or everything?

[jelly450]

This could be bad for me, my DH has a Crown J account. I used my debt card to pay his bill. He also recently received the E trade packet; however, when I use my debt card to pay his bill the system automatically uses his name but the card is in my name.

[myloathe]

This could be bad for me, my DH has a Crown J account. I used my debt card to pay his bill. He also recently received the E trade packet; however, when I use my debt card to pay his bill the system automatically uses his name but the card is in my name.

 

I read that post about the Etrade accts and id theft, also possibly linked to CJ. If I were you, nip it in the bud ahead of time and cancel your debit card and order another one.

[somedaysomehow]

There was a thread bumped a couple of months ago that talked about security issues with CJ - I'm glad I saw it. When I went to CJ's site and was going to make my payment, I looked for the little lock symbol and a change to an "https://" address, and neither was there. The page was unsecured. So I clicked the "Pay through PayPal" option and used PayPal to pay instead, as was suggested in that other thread. Always, always check to make sure that any page that asks you for credit card information is secured. I'm so sorry this happened to you folks - something needs to be done about CJ.

 

Here's that thread: http://creditboards.com/forums/index.php?showtopic=220421

[somedaysomehow]

I just checked - the page where you enter your card info is STILL not secure. Also, it says something about "If you look, you'll see a lock icon indicating the page is secure." But no icon. That "certified secure" logo at the bottom is ridiculous because it's simply not true.

[toopooor]

something needs to be done about CJ.

yeah... quit using it as a rebuilder acct... only get it if you love overpriced junk jewelry.

 

Seriously, it seems like they have security breaches every couple of yrs... and if they can be linked to the etrade accts, then it's time everyone stops recommending them for rebuilding. ID theft is so not worth a $1500 TL on 2 CR.

[somedaysomehow]

*bump*

[sunshine9924]

OMFG!!!!!!!!!!!!

 

I stupidly made an online payment on 12/28 with my DEBIT card. On January 3rd (yes just a couple weeks ago) our debit card had fraudulent charges totaling almost $1500 all to airline websites of airlines based in Italy. Even after the debit card # was lilsted as "HOT" the airlines kept trying to push through more charges for different amounts using the authorization number they had gotten when they first charged it.

 

I just went to CJ website right now and the page where you enter your CC # IS NOT SECURE!

 

I can't believe I didn't realize that https:// wasn't there!!!

 

I'm always paying by paypal or mail from now on. I paid my deposit by paypal.

 

WARN EVERYONE!

Edited January 16, 2008 by sunshine9924

[myloathe]

OMFG!!!!!!!!!!!!

 

I stupidly made an online payment on 12/28 with my DEBIT card. On January 3rd (yes just a couple weeks ago) our debit card had fraudulent charges totaling almost $1500 all to airline websites of airlines based in Italy. Even after the debit card # was lilsted as "HOT" the airlines kept trying to push through more charges for different amounts using the authorization number they had gotten when they first charged it.

 

I just went to CJ website right now and the page where you enter your CC # IS NOT SECURE!

 

I can't believe I didn't realize that https:// wasn't there!!!

 

I'm always paying by paypal or mail from now on. I paid my deposit by paypal.

 

WARN EVERYONE!

 

Oh my! I'm sorry. Your bank is going to give you your money bank right?

[sunshine9924]

OMFG!!!!!!!!!!!!

 

I stupidly made an online payment on 12/28 with my DEBIT card. On January 3rd (yes just a couple weeks ago) our debit card had fraudulent charges totaling almost $1500 all to airline websites of airlines based in Italy. Even after the debit card # was lilsted as "HOT" the airlines kept trying to push through more charges for different amounts using the authorization number they had gotten when they first charged it.

 

I just went to CJ website right now and the page where you enter your CC # IS NOT SECURE!

 

I can't believe I didn't realize that https:// wasn't there!!!

 

I'm always paying by paypal or mail from now on. I paid my deposit by paypal.

 

WARN EVERYONE!

 

Oh my! I'm sorry. Your bank is going to give you your money bank right?

 

Yes, they've already credited everything back to my account and I am awaiting new cards, but I was racking my brain trying to figure out how it happened because I NEVER purchase things directly online. I have made payments on accounts to Verizon, Directv and the like in the past, and one of my CC accounts with my debit card, but never had any problems.

 

Everything else is a swipe transaction. I was trying to figure out which cashiers in the local mall might have stolen the numbers - I just couldn't figure it out.

[myloathe]

OMFG!!!!!!!!!!!!

 

I stupidly made an online payment on 12/28 with my DEBIT card. On January 3rd (yes just a couple weeks ago) our debit card had fraudulent charges totaling almost $1500 all to airline websites of airlines based in Italy. Even after the debit card # was lilsted as "HOT" the airlines kept trying to push through more charges for different amounts using the authorization number they had gotten when they first charged it.

 

I just went to CJ website right now and the page where you enter your CC # IS NOT SECURE!

 

I can't believe I didn't realize that https:// wasn't there!!!

 

I'm always paying by paypal or mail from now on. I paid my deposit by paypal.

 

WARN EVERYONE!

 

Oh my! I'm sorry. Your bank is going to give you your money bank right?

 

Yes, they've already credited everything back to my account and I am awaiting new cards, but I was racking my brain trying to figure out how it happened because I NEVER purchase things directly online. I have made payments on accounts to Verizon, Directv and the like in the past, and one of my CC accounts with my debit card, but never had any problems.

 

Everything else is a swipe transaction. I was trying to figure out which cashiers in the local mall might have stolen the numbers - I just couldn't figure it out.

 

Luv the siggy!

 

Ok. I just called CJ and it wasn't even worth it. I tried explaining to the woman that answered that their pymt site is unsecure and that dh and I had our info taken from their site. All she told me to do was click on email contact, send a note about the problem and that customer service would forward that info to the technical dept to try to have our pymt info removed. Not really addressing the problem is it? I wonder if a nice worded letter to the Atty General's office (is that Texas?) would help?

[shun_hun]

OMFG!!!!!!!!!!!!

 

I stupidly made an online payment on 12/28 with my DEBIT card. On January 3rd (yes just a couple weeks ago) our debit card had fraudulent charges totaling almost $1500 all to airline websites of airlines based in Italy. Even after the debit card # was lilsted as "HOT" the airlines kept trying to push through more charges for different amounts using the authorization number they had gotten when they first charged it.

 

I just went to CJ website right now and the page where you enter your CC # IS NOT SECURE!

 

I can't believe I didn't realize that https:// wasn't there!!!

 

I'm always paying by paypal or mail from now on. I paid my deposit by paypal.

 

WARN EVERYONE!

 

Oh my! I'm sorry. Your bank is going to give you your money bank right?

 

Yes, they've already credited everything back to my account and I am awaiting new cards, but I was racking my brain trying to figure out how it happened because I NEVER purchase things directly online. I have made payments on accounts to Verizon, Directv and the like in the past, and one of my CC accounts with my debit card, but never had any problems.

 

Everything else is a swipe transaction. I was trying to figure out which cashiers in the local mall might have stolen the numbers - I just couldn't figure it out.

 

Luv the siggy!

 

Ok. I just called CJ and it wasn't even worth it. I tried explaining to the woman that answered that their pymt site is unsecure and that dh and I had our info taken from their site. All she told me to do was click on email contact, send a note about the problem and that customer service would forward that info to the technical dept to try to have our pymt info removed. Not really addressing the problem is it? I wonder if a nice worded letter to the Atty General's office (is that Texas?) would help?

 

They don't really understand English very well in the CJ Customer Service dept.