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Posted

So a while back, sent a letter to Verizon Wireless pleading my case (got cell for my brother who never paid it, and I didn't know blah blah - it was the truth though), offering payment for removal, etc. Was the only bad account left on Equifax. They never replied, just sent half the total payment to them 3 or so weeks ago. Signed into CCT today, gone from all 3. EQUIFAX IS NOW 100% CLEAN! Ironically my FICO is 714, about 15 pts less than last time I checked it with the Verizon charge off still on it ha. I have a LOT of new accounts though, roughly 6 or 7 and a LOT of inquiries.

 

YAY FOR VERIZON!


Guest meggie
Posted (edited)

WOW!

 

You are amazing!

 

I am working with an exec rep at verizon to get my stuff cleaned up as we speak.

I am doubtful that it will work, but we will see.

 

 

Congratulations!

You beat the game.

Edited by meggie
Posted (edited)

EX is the worst, followed very closely by TU. Ugh. Both are driving me nuts. Now it's time to back off the disputes and focus on the creditors for those two.

Edited by alicia671
Posted

BTW - removing the Verizon CO upped my TU Fico 25 points to 575, even with 7 new TLs, all opened within past 2 months. Not sure about EX, haven't gotten that score yet.

Guest meggie
Posted
WOW!

 

You are amazing!

 

I am working with an exec rep at verizon to get my stuff cleaned up as we speak.

I am doubtful that it will work, but we will see.

 

 

Congratulations!

You beat the game.

 

Hey Megs... how ya doing? You haven't left yet, have you?

 

I wrote a novel for you guys... too late for Alicia. :lol:

 

http://creditboards.com/forums/index.php?showtopic=338769

 

 

Hey!!!

 

I haven't left, still here!

I am fighting this one last baddie so hard. I would rather die than let verizon wireless get in the way of my financial dreams. Seriously I am so steaming mad that I am here for hours a day just dreaming up ways to clear it up. Nothing is working and I can't get a small private ed loan for the teensy gap I need to cover for school in Arizona. With decent income, fico's in the mid 700's, and an otherwise clean report, it doesn't make any sense. Verizon listed it as a "loan" of course, which is the reason I can't get anything. I could kill somebody over there. Seriously. I mean it is small enough that I could cover it with a current CC or LOC but I would rather defer for the next year and a half I have left. It's just the principle of the whole thing. Baddies that I honestly deserved because of my past credit behavior seemed to come right off and this dumb mom-effer which is totally unauthorized and false AND I PAID IT ANYWAY BECAUSE THEY SAID THEY WOULD PFD is sticking like glue.

 

Oh gosh. Sorry to hijack the thread. I am just so dang mad.

 

Your post looks awesome and I am about to read the whole thing. You are so dedicated Stryker. Seriously, the contributions you have made to this site have sincerely changed the lives of so many people. I hope that when my reports are clean and I have all of the available credit that I need I will still be here like you, to help everyone else.

Posted
WOW!

 

You are amazing!

 

I am working with an exec rep at verizon to get my stuff cleaned up as we speak.

I am doubtful that it will work, but we will see.

 

 

Congratulations!

You beat the game.

 

Hey Megs... how ya doing? You haven't left yet, have you?

 

I wrote a novel for you guys... too late for Alicia. :rofl:

 

http://creditboards.com/forums/index.php?showtopic=338769

 

 

Hey!!!

 

I haven't left, still here!

I am fighting this one last baddie so hard. I would rather die than let verizon wireless get in the way of my financial dreams. Seriously I am so steaming mad that I am here for hours a day just dreaming up ways to clear it up. Nothing is working and I can't get a small private ed loan for the teensy gap I need to cover for school in Arizona. With decent income, fico's in the mid 700's, and an otherwise clean report, it doesn't make any sense. Verizon listed it as a "loan" of course, which is the reason I can't get anything. I could kill somebody over there. Seriously. I mean it is small enough that I could cover it with a current CC or LOC but I would rather defer for the next year and a half I have left. It's just the principle of the whole thing. Baddies that I honestly deserved because of my past credit behavior seemed to come right off and this dumb mom-effer which is totally unauthorized and false AND I PAID IT ANYWAY BECAUSE THEY SAID THEY WOULD PFD is sticking like glue.

 

Oh gosh. Sorry to hijack the thread. I am just so dang mad.

 

Your post looks awesome and I am about to read the whole thing. You are so dedicated Stryker. Seriously, the contributions you have made to this site have sincerely changed the lives of so many people. I hope that when my reports are clean and I have all of the available credit that I need I will still be here like you, to help everyone else.

 

Megs, you're so sweet. You are way too kind...

Posted

Congratulations!

 

I'm also trying to get a Verizon account wiped from my reports... same deal, I got ripped off by a family member.

 

It was a paid collection, so I'm not entirely sure how I'll fair with the goodwill letter out in the mail.

  • 6 months later...
  • Admin
Posted
Where is a good place to search for a goodwill letter for Verizon??

 

You'll have to write your own, goodwill letters aren't a cookie-cutter item. You'll have to include details of why the delinquency happened, what you did to correct and prevent future problems- and add some groveling.

Posted
So a while back, sent a letter to Verizon Wireless pleading my case (got cell for my brother who never paid it, and I didn't know blah blah - it was the truth though), offering payment for removal, etc. Was the only bad account left on Equifax. They never replied, just sent half the total payment to them 3 or so weeks ago. Signed into CCT today, gone from all 3. EQUIFAX IS NOW 100% CLEAN! Ironically my FICO is 714, about 15 pts less than last time I checked it with the Verizon charge off still on it ha. I have a LOT of new accounts though, roughly 6 or 7 and a LOT of inquiries.

 

YAY FOR VERIZON!

 

 

Welcome to your new bucket!!!!!!!!!

 

You went from a Derog bucket to the appling for credit bucket-

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