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aw4381

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  1. I have tried a couple of numbers. Not friendly.
  2. Does buying your TU from myfico everyday still work?
  3. Hi dont bother writing a letter. Call directly, explain that you have paid the entire balance off or the past due or whatever goodwill gesture you did. Ask nicely if this one time you can remove the 30 day late entry on your credit report. I just did this 3 weeks ago with jessica london. My sis or mom might of used it and i didnt know about the charges. the csr was more concerned about not waiving the late fee ( i didnt ask for a waiver). This was the first time with JL, but I have done it to one of their other stores that they brand with.
  4. If I change insurance companies and not notify the bank financing about the change, can they/will they repo my car a? My car loan is through santander and am current with payments. Thanks people.
  5. Ok, it came back verified w/ the address of the bank. I am going to send a 623 dispute to the bank. On another issue, I was wondering if the "date reported" date updated if I dispute it? It was from 08/04/2008. Would I have to wait an additional years for it to fall off?
  6. Has anybody gotten any of their products?
  7. http://www.cinnamonday.com/basic623.htm check it out by cinnamongrl. It states that, 2. in the letter you must specifically request written evidence that supports the negative aspects of the trade line (ie., lates, unpaid balance) I am unsure as to what type of documentation is supposed to be sent.
  8. I sent a dispute to Equifax and it says that the dispute date is 09/19/2011 and the estimated completion date is 10/21/2011 (still saying pending online). I didnt do the free annual credit report dispute so I assume the 45 day frame does not apply. What should I do regarding this? Is this a basis of removal for the stuff I disputed?
  9. aw4381

    mpm

    It took 3 business days for eliminate id theft.
  10. Ok, I'll let you know what happens. Thanks a lot.
  11. I thought that they had to give me something more...
  12. What type of accurate records are supposed to be given to me to satisfy my 623 dispute? Such as credit card late payments? Cell Phone Bill chargeoff? Does a online print out of fees acceptable for a bank if they closed my account for NSF?
  13. So does a 623 letter also work for chex? The bank is not collecting on it yet.
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