Dexx

Town North Bank. I applied in Jan, $5000 cl, 0% for 6 mths. TU puller. Not instant, about 1 week to get the card. They required pay stubs, DL info. Hasn't reported yet. My TU at the time was about 700 fico. IMHO its worth it if you don't mind waiting.

ttt. for the night crew

The tradeline appeared on my report today as closed. I am thinking of sending them a strongly worded letter saying I am aware of their reporting without validation. Ill have to read the laws against this. I just want to get some guidance as to what exactly I should do in a timely manner, so it is effective.

I would like to thank all the CB'ers for their help in repairing my credit in the past months since becoming a member of Creditboards. I have researched and read and Im not sure which direction I should take concerning a Midland problem, and I would like your input, .The facts OC Charge off reporting for the past four years. DOFD jan 2005 This has been disputed with the CRA's several times in the past year Here is the timeline. Nov 11 received dunning letter to settle old verizon bill....(never spoke to midland prior) DV'd CMMR. -(simple not mine, I dispute bill/debt/account in its entirety). recieved my MCM DEC 8. Sent OC (verizon) asking for a validation, mentioning in the Midland letter and questioning who really owns the debt? OC removes chargeoff from report. To date I have not recieved validation, 30 days have yet to expire Today Dec 17, I pull my Amex credit secure to see a MCM entry on Experian only, MIDLAND CREDIT MGMT Account Number: Acct Type: Unknown - Credit Extension, Review, Or Collection Acct Status: Closed Monthly Payment: Date Open: 10/1/2008 Balance: Terms: 1 Month High Balance: Limit: Past Due: Payment Status: No status Comments: Account in dispute-reported by subscriber I know they cannot report until they validate. I expect Equifax and Transunion to start reporting soon. What do I do next?. My plan was to stretch this out until jan 2009, the send a FOAD letter, That would be 4 years since DOFD. CB'ers, whats my next move?... Thank you in advance

I just got off the phone with a Chase id rep. She explained to me that there are two programs. A 9.99 monthly puller and the other more expensive daily puller. They do not offer the daily pull program anymore, but she assured me that I can till continue to pull daily. Additionally their web-site is not working properly today, but they are working on it. So, long story bearable, don't cancel just yet if you have the daily puller program, as you may not be able to re-register for it if in fact what the CSR told me is accurate. Ill give it a day or two first.

I would also like to know.... Paid rjm 4 weeks ago..I have the satisfied in full letter, Faxed that letter into WAMU risk operation 2 weeks ago, still not updated in chex. Called Wamu today they say they have no rights to the debt contact RJM Rjm says they have nothing to do with Chex contact WAMU

Hi, Just did the online app for the RBS, Instant Approval. Had to call for limit 5K, EQ puller .My EQ score is 680, 1 unpaid co for verizon reporting since 2003, also have 1 released tax lien.

Pulled the trigger on NWB on Sat, TU at 693, one c/o, one settled acct, got approved for 10k, 9.9%