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Big Bear

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    Detroit, MI

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  1. 100% People suck and that is a huge component to why I own a projector. Movies at home means I don't have to deal with anyone obnoxious, get to enjoy whatever snacks and adult beverages I want and you can pause for bathroom breaks (the later being a blessing and a curse). These guys seem to understand their niche. If people will pay, why not.
  2. Still accurate. No real enticing SUBs out there. I'd love another UR churn, but nothing in the foreseeable future.
  3. The slow crawl with Citi continues. 3k on one account, 2k granted on another. Still less overall exposure than the Hilton move to Amex.
  4. That same language was still present back when I got my last SP approval.
  5. Citi is hellbent on getting me to sign up for a BT with a 5% fee. I guess their days of 3% fees are over. I don't need one, but now it makes me curious if any of the others are offering 0 BT fees lately.
  6. TIL: Ralph Lauren has a restaurant (that's definitely not on my must-do list for Paris)
  7. Is "none" an appropriate amount to suggest?
  8. Let's get some more people to this point for more data points! I've been dormant in the new card game for far too long, and every now and then I'm tempted by a BoA SUB, but I just can't subject myself to the near certainty of limit theft (whether true or mostly me being neurotic). As it stands, I'm okay with the missing $100 on my highest limited card that sees very little use.
  9. Agreed. But, President's Circle was pretty sweet when I had it. 5-Star has gotten us some really nice rentals for a lot less than what they would normally charge. More on topic: Dave is a salamander.
  10. I really need to start posting in this tread... Thanks to CB, I've now had 'free' trips to Germany, England, Hawaii and an upcoming trip to France. Germany - flights were paid for with UR (main economy bumped to Comfort+ with Delta Platinum). Stayed in three main cities...two were paid for with Hilton points and IHG points, so we stayed in a 1300s castle for my wife's birthday (best. experience. ever.). Used the DB app with the C$R whenever possible. England was a Delta flash sale (again main economy bumped to C+ with Delta status), which got us there with miles. I then used IHG points for a couple free nights at the Intercontinental (just before IHG jacked the rate from 60k to 70k points/per night). The rest of the trip was at the Hotel Indigo, which nourished any need for feeling like a hipster (that and the awesome avocado toast found just around the corner at a quaint cafe). Hawaii was a fantastic rate found via Google Flights, paid for with UR through the C$R portal. We then stayed at an AirBnB which was much, much cheaper than a resort. France is still a work in progress, but I pushed some MR over to Delta and will be having my first Delta One experience that I'm sure will ruin economy travel for the rest of my like (not that it needed help). Taxes and fees for the flights was much cheaper than the 5-figure airfare for the same flights.
  11. Penguins are effing awesome, so that's definitely my vote. Which one goes better with rose gold?
  12. I'm on the W-4 adjustment bandwagon (to within a couple hundred bucks of owing or slight refund). I'd take $100 extra a paycheck over 2.6k return any day and that's a valuable CB lesson that helped change my life. I assume the APR on your credit cards far surpasses that of the auto loan. The higher APRs should be the target for any over payments. How's the budget for savings? Is there wiggle room to increase as that would certainly lower the fears of the repo boogie man.
  13. Big Bear

    Dave Says

    Worst Jane's Addiction song ever.

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