SIC1

LOL.We think alike, because I also asked her if I could somehow send/fax her the info I was looking at on my computer (e-update) at that very moment and she said "no" they have a "direct connection with dnb" whatever that means. I just find it odd because we recently got all of our employees phones with ATT (which from what I understand is supposed to be the toughest of the cell providers, and they said, "sure with your business credit we can offer unlimited lines with no deposit, fees, ect.) We ended up getting 24 lines, 4 of which where Iphones. Where they looking at something totally different? I guess I will just wait a couple of weeks and ask for a recon again with OD.

Hey everyone, I just applied for an Office Depot card yesterday and got the usual reference number and code to call in. I call this morning and rep says I need to PG account because we do not have a DNB file. I stay calm and try to be sweet, and ask if she can confirm my DNB number and vital info. She does and everything is correct, yet she says she sees nothing? While I was talking to her on the phone I log into my e-update and pull my report, 80 paydex all my trades on there, is this possible? Do they see something different than the consumer?

run far and fast, this smells like a trap to get your $$ from a mile away. to good to be true, kinda like CraigsList "adult" section. lol

Just wondering would you be able to add your business as an AU on your personal accts? I have a Cap 1 with a $21k limit and about 8 yrs history and was wondering if there is someway that you can have them add the co. as an AU and have it report to your business credit agencies. Most business cards these days are totally driven by your personal stuff anyways.

thanks soo much GW....will apply first thing tomorrow morning.(i have this whole notion that they also SEE what time an app is submitted.) or am i just being paranoid? does anyone every think that they see an app submitted in the middle of the night and raise an eyebrow? sry...dont mean to take over the thread...

patience is key, sometimes stuff happens in days, sometimes months. dont rush, but if you would like you can call your creditors and confirm that they do indeed have your correct duns number. remember it sometimes takes 3, 4 , or 5 accts to create your score. and these are accts that actually report! take it in stride and rest assured that patience pays off in the end. in the mean time save your cash and instead of paying dnb focus on paying your creditors on time or early if possible and getting usage out of these accts. just my two cents

aero can u provide a link to the app please....i went online and did a search and got on their site, but just says to appl at the store and recieve a $20 discount, but no link to the actual app.

true or not i wouldn't argue. everyone knows these r shaddy characters, a simple no thanks or i have to run it through the with my partners/board, ect. would suffice. after all we do play by their rules, or lack therof

our company has only had Sprint cells and there is a radio comm reporting to dnb. so for us they do report, and no we have never defaulted.lol

<<<<< overdrawn by about 8k because of a bounced vendor check.....man zero never looked so good...luckies

no, dont put your employer, just put your name. their so called "business products" are really glammed up personal cards with no business value whatsoever. they report neither to any business credit agency or personal unless default. they will not ask for anything "business like" such as tax returns or tax id numbers, just your ssn. the whole account is based on your ssn, they wont even bother looking at anything business like unless you want their corporate card that requires 2 million plus revenue a year. in fact on the app the "company name" is optional and not a req.

amex business card.its just called a business card for whatever reason but its based entirely on your scores and dont report on cras unless default

TURN THIS - INTO A +. SEND LIMITED C&D LETTER AND START TAKING PICS OF YOUR CALLER ID IF THEY CONTINUE TO CALL. IF THE CALLS DONT STOP FILE SUIT AND TAKE THEM FOR SOME HOLIDAY CASH, OR IF YOU DONT WANT TO GO THAT ROUTE SPEAK TO A HIGHER UP AND LET THEM KNOW YOU SENT A C&D AND HAVE PROOF OF THEIR ILLEGAL ACTION(PIX) MAYBE THIS CAN TURN INTO A PAY FOR DELETE WITH PENNIES ON THE $. SRY FOR THE CAPS GUYS MY KEYBOARD IS BROKEN...

i would slow down on the app spree young grasshopper...good things come to those who wait. let your existing accounts gain some age and then maybe another acct. in several months time.

worst case if all else fails and you cannot get into any bank or cu, get a prepaid debit and use that for bill payments ect. you can also direct deposit into these cards. obviously you probably wont get anything in terms of interest on your money or anything, but a good way to help those with no where else to turn. shop around and try to get one with little or no fees for the card or its usage. also see if you can find one that reports to credit agencies to help re-establish yourself and you credit