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inspiringmind

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  1. Finally after waiting forever, my phone company offers Selective Call Blocking. It means that when phone numbers come up I can block them so they get a message that says their number has been blocked (And you can't call my house unless you tell me who you are and what your number is.) I was wondering if anyone had an idea of how long one would have to keep a number on the list till they gave up and I could remove it? I would think after a certain amount of time they would give up and probably sell it to the next CA. A month? 3 Months?
  2. My current telephone provider is my cable company and they do not have any options for blocking certain telephone numbers that are incoming. (I miss that feature from when I was in Wyoming.) I have been looking for a call manager, but have found that they cost something like $100 for a little box that has like 4 buttons on it. I noticed that some phones have this feature built in (Like this phone: http://www.fitsmybudget.com/product.php?productid=27238) but it doesn't tell me how many numbers it will block (I would like to be able to block at least 20 numbers.) I am sure someone on here has a phone that uses this so they don't keep getting 6+ calls a day from a CA, cause you block it from being able to ring and the caller either gets a busy signal or is told through a message that the caller is not receiving calls from the number they are calling from. Does anyone know any other phones that have this feature?
  3. How is it difficult to get a replacement card? I can't count how many times I've gotten one because I've lost the original. (Okay maybe like 3 times) Just go down to the SS office, wait forever till your number is called, give them your id/dl and tell them you want a replacement ssn card two mintues later your out of the office and one is in the mail a week later. Heck..I've done it via the mail before. I didn't even go down to a social security office.. CBW We are not talking about a replacement card we are talking about getting a new social security number because someone may have used by someone other then you.
  4. This is what I was expecting to hear. I didn't think it would be that easy.
  5. Well, he wasn't crying tax fraud...unless his mother told the social security office that they used his number illegally and he doesn't know if they used his social number for anything else. BUT I agree with your statement, I was kinda floored when I heard that he gave his number to someone to use to get more money back on taxes.
  6. Well, he only lived there for 5 months out of the year last year...and at his summer job he probably came really close to or over that $3650.
  7. Yes, they filed him as a dependent, BUT he provided the number to them because they said they would give him money when they got the tax return (Of course they didn't give him anything, but that also seems to be fishy to me.) That is not stealing someone's identity though, because he gave them the number. Now if someone used it for bills (Gas, electric whatever) then yeah, they could get a new number.
  8. The first part about getting a new social if you think someone has taken it. At the social security site it says this: If you have done all you can to fix the problems resulting from misuse of your Social Security number and someone still is using your number, we may assign you a new number. You cannot get a new Social Security number: * To avoid the consequences of filing for bankruptcy; * If you intend to avoid the law or your legal responsibility; or * If your Social Security card is lost or stolen, but there is no evidence that someone is using your number. See even if someone used it, they are saying you are supposed to contact the creditor and the credit agencies yourself before getting a new number and after that if the people who stole your identity are still using the number THEN they MAY issue you a new number. We don't even have any proof that anyone used his number. For the tax thing, I can't see how that would be legal. It says on the IRS site that you can be counted as dependent if you are 18 and up to 23 if you are in school or if you are disabled. It also says you have to be related to that person you are claiming as a dependent. He was just an 18 year old who lived with them (not related) and was not in school or disabled.
  9. A friend of mine "lost" a social security card. When I say lost, I mean he doesn't really know where it went, along with his birth certificate. The people he was staying with had used his social on their taxes and claimed him as a dependent. (I am pretty sure that was against the law since he was 18 and not in school at the time.) but now his mother is saying that if he files a police report saying that it was stolen in that house that social security will give him a new number. Now, from my experience so far, I have found that Social Security does not like giving out new numbers on the fly and that you have to prove that his social was used to get credit or was used for bills and that they are still using the identity, to be able to get a new number. He doesn't know if they used his social and birth certificate for anything else, even though I told him that I can help him get a free credit report to find out, but if no one used it for anything else then he would just keep his old number right? I still can't believe that they would issue a new number just off a police report. Anyone been through this or tried? I want to give his mom info if I can. Thanks!
  10. I am not sure. The letter says how they understand that a one-sized payment plan doesn't fit everyone and then gives me two payment plans (Neither of which I can afford) On the back of the letter it says the usual: This is a communication from a debt collector. This is an attempt to collect a debt. Any information will be used for that purpose. Now up until Monday GE had been calling the 5 to 6 times a day and now they suddenly stopped. (Which is why I am thinking they maybe sold it to them.)
  11. I had a credit card with GE Money Bank. (About a week ago I asked about how long do they keep calling.) Today I got a letter dated 8/13/10 and it from a collection agency, (MCM) they bought the debt from GE Money Bank. Since GE sold the account, does that mean that they can still call me? I currently have their last call in my caller ID on 8/16, so maybe they finally got it out of their computer, but I was wondering in case any other calls came in if I could just finally answer the phone and say, Hey you sold the account to a collection agency.
  12. I mean overall. As in a range. Like if a collector started calling me today then how long would they continue to call before they stopped calling? I figure they are only going to call so many times without getting anywhere before they give up, but how long is that time? Does it depend on the amount due or the likelihood of collecting the debt? Does it restart every time a collection agency sells it to another collection agency? (If so, remind me to change my number soon and not make any new applications for anything that may include my new number that may go into my credit report.) Which leads me to a second type question: If a person has a loan that they are current on and they update their phone number with that place does the phone number get updated on your credit report? (There by allowing whoever can access your credit report to get the new number?)
  13. No, I would have done that already.
  14. Actually, I got my phone number "new" a few months ago and for the first few months we had a ton of calls for someone else who owed money and we told all of them that they had the wrong number and they stopped calling. Now that wasn't a lie, but I am just saying. I guess I don't want to have to go through the whole Christmas season with non stop phone calls. Actually that would be another month till I can retain an attorney. I could answer the cal and tell them that I am going to be filling bankruptcy, but that wouldn't stop them from calling and may actually tell them to try to speed things up with suing.

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