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Jim98204

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  1. SFG pulls Experian. Innovative bank offered too a good SOHO SBA loan, but I am surprised to discover that this bank was closed, see: http://innovativebank.com/
  2. I have a $1,000 BP master card. I called to ask them to open this card to any purchase, and they did it. So last time I did pay my insurance bill with this card. Please be advised that you have to call them every time you want to make a purchase online, but you don’t need to call for any store purchase
  3. I just got approved $7,500 BMLB through Continental Airline at check out, you may try it too. You may choose to not complete the purchase after the BMLB approval Congrats, what is your D&B file like? Thanks!! Not sure what BMLB pulls: DNB or Experian? My DNB: PayDex: 80; 10TLs; Highest TL:25k; 5 Years Business My Experian: score:84; 12TLs
  4. I just got approved $7,500 BMLB through Continental Airline at check out, you may try it too. You may choose to not complete the purchase after the BMLB approval
  5. This an offer I found on CL. Does anyone know where to apply for those Visa/Mastercard gift cards under No PG business credit? Thanks "..Our No PG Business Champion Credit Program. In 3 WEEKS, receive $40,000 = $25,000 of store credit, $5,000 credit card, $5,000 in gas cards and $5,000 in Visa/MasterCard gift cards which could be utilized as normal credit cards. In 4 months, receive $80,000 = $30,000 store credit, $25,000 in credit cards, $10,000 in gas cards and $15,000 in Visa/MasterCard gift cards In 7 months, receive $100,000 = $40,000 of store credit, $25,000 of business credit cards, $15,000 in gas cards and $20,000 in Visa/MasterCard gift "
  6. Creditor Name: DELL Credit Limit/Terms: Business Card: $25,000; Lease :$35,000 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): Not sure: Did you give the creditor your D&B, and/or Experian file to assure reporting: No Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 10 TLs, EXP -96, 12 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Creditor Name: Northen Tool Credit Limit/Terms: $20,000 Revolving Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): Not sure Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 10 TLs, EXP – 96; TLs 12 If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Creditor Name: RaceTrac MasterCard Credit Limit/Terms: $2,500 Net15, open to any purchase Apply Online/Fax/Mail/Phone: Fax Reports to: D&B, Exp, or both (if known): Not sure Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 10 TLs, EXP – 96, TLs 12 If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No
  7. My ADA card is labeled " ADA Platinum Select Business Card", see also here : http://www.citibank.com/us/cards/cardserv/...rd.jsp?Var=null why did you get the business card?? the BTs are only for 6 months. if you got it to hide some balances, thinking it wouldnt show on the personal CRs, then my condolences. I applied online for the personal card but they sent me the Business one, I already a Business card with Citi. Is there anyone who will be saddened by a CL of $15,000 in the current credit environment? Such good tradeline on the report? What were you scores when you were approved? They only pulled EQ Pers; score: 692
  8. My ADA card is labeled " ADA Platinum Select Business Card", see also here : http://www.citibank.com/us/cards/cardserv/...rd.jsp?Var=null why did you get the business card?? the BTs are only for 6 months. if you got it to hide some balances, thinking it wouldnt show on the personal CRs, then my condolences. I applied online for the personal card but they sent me the Business one, I already a Business card with Citi. Is there anyone who will be saddened by a CL of $15,000 in the current credit environment? Such good tradeline on the report?
  9. My ADA card is labeled " ADA Platinum Select Business Card", see also here : http://www.citibank.com/us/cards/cardserv/...rd.jsp?Var=null
  10. My ADA Citi Business has reported to my Personal!
  11. Only credit unions (BECU, USPS) asked me for paystubs/Doc, I was approved No Doc on my dozen Bus. CC
  12. I got interested in this card on the credit forum, see: http://creditboards.com/forums/index.php?s...c=378310&hl Many got approved for $15K, so I applied online and got approved for $15K, they pulled EQ (692) I just received the card in the mail, and what great surprise to discover that they have sent me an ADA Platinum Mastercard Business card… : I know Citi professional reportes to personal, but I don’t know if this one will report too, in their brochure they mention that they may report to credit reporting.
  13. I applied Friday, I just called to check, got approved $15K, They pulled EQ (692)
  14. Experian will discontinue offering FICO score and report on myfico, the change will be effective on Febraury 14, 2009. But the sale of Experian based score to lenders will not affected. See: http://ficoforums.myfico.com/fico/board/me...amp;thread.id=6
  15. I would love to believe that is true, but I can't imagine how that would be flagged on your report. Have you looked at anything other than TrueCredit to confirm this? I definitely have not found that to be the case for me with my State Farm account that started reporting. I am not sure too. But I noticed that when State Farm started reporting to my personal, my Ficos dropped sharply, then few days later they came back to where they were, now 700+. It makes sense for me when you PG the balance payment is not yours, you only guaranty the business credit against eventual defaults.
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