bnamortgageguy

After you brush your teeth, rinse mouth and toothbrush. Put a few drops on toothbrush and brush teeth again. Really great for gums.

I opened a Capital One Quick Silver One in April of 2015, it started with a $1000.00 limit and about 6 months later auto credit line to $1,500.00. I noticed today a Credit Line Increase to $3,500.00. Now i need to keep balance less than $100.00 because of the interest rate of 22.90%! I am in their credit steps program, or some name like that.

I opened a Capital One Quick Silver One in April of 2015, it started with a $1000.00 limit and about 6 months later auto credit line to $1,500.00. I noticed today a Credit Line Increase to $3,500.00. Now i need to keep balance less than $100.00 because of the interest rate of 22.90%!

Well, just to see what happens, i let 2 credit cards reach 95% of limit, for a total of 45% utilization. I was at 35% before total. Scores dropped 50 points, these are scores i bought thru Equifax. I will pay down to less than 30% this month and keep paying down until less than 10% and will check again.

The utilization ratio of your credit card should be less than 30%. What is your limit and balance on last statement?

Will no inquires for 12 months help the score? How long does a inquiry stay of the bureau?

Capital One Auto Finance- I think the lowest interest rates for them are around 13.99%! Why would you want to pay that amount of interest?

I just noticed i got a automatic Credit Line Increase at Macy's sometime in November. Credit line was $600.00 now $1000.00. I have always kept account at zero or a very small balance for a few months of less than $200.00. I asked for CLI online last year and got an increase from $300 to $600.00.

My Wells Fargo Secured Card which opened in February of 2013 was finally Unsecured in November of 2015! 33 months to un-secure; but i had alot of baddies back in 2011 when i was disabled for 2 years with no income until i started receiving Social Security Disability. No lates since January of 2012. I had a Care Credit charge-off that i settled in January of 2012. A Sams Club that charged off in December of 2011 of $359.00. A PayPal that charged off in December of 2011 with a $585.00 balance. I was thinking it may be best not to mess with them now! I may be wrong

Me too, and when i call no help, automated only.

Me too, i cannot log in!

It seems like a Credit Fly Trap!!! you hide for years and opt your self out! then apply for this card, and suddenly you gave all your information too a collection agency! Come and get me!!!