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About steelers1

  • Birthday 01/29/1969

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  1. Before working for the CBS Employees Federal Credit Union, Rostohar spent 30 years working for the NCUA as an examiner. “Rostohar allegedly told law enforcement that this background gave him knowledge of what NCUA examiners look for when examining credit unions and allowed him to avoid detection,” McEvoy said. Crazy!
  2. My new Consumers Credit Union credit card.
  3. The first thing you need to do is file your back taxes. If you haven't filed a tax return in 4 going on 5 years then odds of landing a serious business loan is zero to none. It doesn't matter what structure your business is in the banks are going to want a personal guarantee with proof of income. Any credit board can not give you the advice that you need. Seek out an individual who is local to you, such as an EA, that can help guide you out of this. You don't really need a tax attorney you need a LOCAL professional in tax resolution. I wish you the best.
  4. It doesn't surprise me. I kinda think its a good thing. It was pretty cool at first combining accounts for larger CL's, then applying and collecting a new SUB then rinse and repeat. When they started cutting the new big combined limits at the knees then I was done with it.
  5. I just netted this turd a few months ago. I haven't used it once yet. It looks like my opportunity may be gone.
  6. Yea I learned my lesson the hard way. Over 2 years I applied 3x for their business rewards card. The first 2x it was some BS excuse. The 3rd. time they pulled my TU at 801 DENIED. I pushed then finally they relented that I was outside of their area of business. Now all applications for this card must be done in branch.
  7. If you couple the PayPal MC 2% along with a PayPal biz account (using the PayPal biz debit card 1% CB) it's a 3% cash back card all day long.
  8. Do you have any other Comenity cards? It seems from previous posts here and elsewhere, if you have any of their retail cards and you add one of their majors they tend to close them.
  9. Miss the next payment and jack up your utilization above 75% across the board and you"ll get there in no time! 😀
  10. He wants to apply for a secured card just for the aesthetics of it. This beats the sh!t out of "I want a metal card just because its metal" all day. https://ficoforums.myfico.com/t5/Credit-Cards/Convince-me-not-to-do-it-please/td-p/5390578
  11. Has anyone had any success with Kohl's & Macy's goodwill letters? I just started helping a relative with her credit and she has 2 late payments to Macy's 15 months ago and 1 late payment to Kohl's LAST MONTH. Other than the above items and high utilization the rest of her reports are clean. Any suggestions? TIA

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