Apple FCU Signature Line of Credit

[SCORPIO07]

I applied tonight for a $5000 signature line of credit with Apple FCU got the your application has been referred to a Loan officer for review. I guess that's better then a flat denial. They pulled TU and I have a 704 fico score. I will update the status laster today. Keeping my fingers crossed.

[melikey]

Good Luck!!

[Art_Vandelay]

Good Luck. Hope it goes smooth for you

[AmandaVA]

Not really, all of my applications have been referred and later approved. For my car loan they just counter offered the amount. For my credit card they just wanted to verify what I wanted to do with my current card with them. So there is some hope...

Edited June 20, 2013 by AmandaVA

[hrguy]

Let us know Scorp.

[Allisson0605]

Good luck.

[SCORPIO07]

Update: They requested 2 pay stubs and wanted to know why I opened so many accounts this year. I faxed over the pay stubs and told them things came up and I needed to establish a credit history. I would be shocked if I got an answer today. Do they request Pay Stubs every time you apply for credit?

[hrguy]

Not in my experience. All the new accounts must make them want to verify that your income can support the increased credit load.

[SCORPIO07]

I can understand that. But they just approved a 30k refi and a $2000 Visa I would think they already have it on file lol.

[hrguy]

Different departments maybe, they are growing - so they may have a dedicated department for each type of product.

 

I would not be surprised if they become an open-national CU in the near future, as they kinda are semi-open now.

[SCORPIO07]

Just got word that my application was approved for the full 5k just waiting on loan Docs. Not sure on the APR yet.