Chase Freedom Pre-Approval

[Repairerer]

First Chase offer in about 10 years or so.

 

I just opened the new Barclay's. Are they gonna shut me down if I get this?

 

I would like the $300 sign up bonus. Is it targeted? The website has $100 right now.

[BobWang]

ES1 got one of those.

 

She applied, denied.

[Repairerer]

Really? It's got the opt-out notice.

[BobWang]

Really? It's got the opt-out notice.

Yes, it did, but no go.

[Repairerer]

So what you're saying is, I should try also in the name of science.

 

 

 

 

 

 

Grasping for straws, here.

[BobWang]

So what you're saying is, I should try also in the name of science.

 

 

 

 

 

 

Grasping for straws, here.

She had a razor thin file, 3 new cards, & Discover denial.

 

Reason Chase gave was "Debt to Income",

 

$4k student loan didn't look good.

[Repairerer]

BRB...

[Repairerer]

Congratulations! You've been approved for the CHASE FREEDOM credit card.

 

You will receive your new CHASE FREEDOM credit card along with your Cardmember Agreement within 7 to 10 business days.

 

If your application included balance transfer requests, those requests are still under review and you will hear back from us about them within the next 10 business days.

Thank you for applying!

[BobWang]

Congrats!

[Repairerer]

Thanks!

 

What's not to like about a free $300, plus 5% back on restaurants July-Sept.

 

Okay, NOW it's time to chill out again for a while.

[BobWang]

USBC+ ?

[patz2009]

Thanks!

 

What's not to like about a free $300, plus 5% back on restaurants July-Sept.

 

Okay, NOW it's time to chill out again for a while.

And gas. Don't forget that one.

 

Congrats!

 

I find myself very conflicted with the Freedom though, since the categories aren't consistent to really plan around. Also, for the next quarter I also have my Sallie Mae card to give 5% back on gas and my Citi Forward for 5% back on dining. Since I didn't use my Chase card much this quarter, I think I'm going to end up using it for the easy-to-redeem rewards and avoid the Thank You points bullcrap.

[sb913594]

Did ES1 try to recon?? It worked for me!! I feel extra legit now , despite the 2k limit.

[Repairerer]

Thanks!

 

Gas does not happen to be something I ever purchase. Depending on your viewpoint I am either really smart, really lucky or really lazy like that.

[BobWang]

Did ES1 try to recon?? It worked for me!! I feel extra legit now , despite the 2k limit.

No, she looked real risky on paper.

[BDK]

Congrats Repairerer!

 

Do you know which bureau they pulled yet?

[Repairerer]

Thanks BDK! It was Transunion.

[kevinjjc]

Thanks BDK! It was Transunion.

 

Congrats! What's your initial credit limit? You can find out by calling the app status #.

[kevinjjc]

USBC+ ?

 

I'm really eyeing that card! Did you app for it yet?

[BobWang]

USBC+ ?

 

I'm really eyeing that card! Did you app for it yet?

JFCU LOC first, then depending on what happens with FICO, sky's the limit.

[hegemony]

congrats!!!

[Repairerer]

Thanks!

 

Kevin, the app status number only says approved.

[BDK]

Thanks BDK! It was Transunion.

 

Wow, really? Do you have EX and/or EQ frozen?

[Repairerer]

Thanks BDK! It was Transunion.

 

Wow, really? Do you have EX and/or EQ frozen?

 

 

No, I didn't. Based on the other pulls from my region lately, I expected Equifax, but it looks like they have used all three of them before.

[ctb89]

Chase has only pulled TU for me.