I'm in with Partners FCU! Any other members out there?

[ericgunit]

What else should I know about this credit unions practices and lending standards?

[foeplay]

If you don't have checking or DD, make sure to keep $500 in savings account to avoid $3 monthly fee.

[JaseT]

How'd you qualify for membership? Partners is on my radar for future use...

[ericgunit]

Join the Ryman Arts Alumni Association by donating $15 (or more if you'd like). Click on link and then select "Other Alumni Association Supporter" in the drop down.

 

 

Ryman Arts

 

The other way to join is.....

 

To take advantage of Membership in Partners Federal Credit Union, you must be one of the following:

 

 

•An employee of The Walt Disney Company or one of its subsidiaries

•A retiree of The Walt Disney Company or one of its subsidiaries

•An immediate family member or roommate of one of the above

Edited February 10, 2011 by ericgunit

[cputrwz]

Are they BK friendly?

[ericgunit]

Are they BK friendly?

 

Don't know yet but will find out! I am a little over a year post BK and am sitting on 0 inquiries and very low utilization. I am debating whether to pull the trigger now or wait another 3-4 months.

 

I believe Foeplay mentioned he was approved for a card with no hard pull as well. I don't think he has a BK though.

[JaseT]

Join the Ryman Arts Alumni Association by donating $15 (or more if you'd like). Click on link and then select "Other Alumni Association Supporter" in the drop down.

 

 

Ryman Arts

 

The other way to join is.....

 

To take advantage of Membership in Partners Federal Credit Union, you must be one of the following:

 

 

•An employee of The Walt Disney Company or one of its subsidiaries

•A retiree of The Walt Disney Company or one of its subsidiaries

•An immediate family member or roommate of one of the above

 

Thanks for the info! I don't suppose they consider a first cousin "immediate family" ?

[JaseT]

Did they pull for membership? If so, which CRA?

[ericgunit]

Did they pull for membership? If so, which CRA?

 

As of yesterday, I have not seen any pulls from them (hard or soft). I am checking today and will let you know. I do know I am in though becuase I was called by an agent late last week and she told me I was approved and that my welcome package was in the mail.

[xistent]

Did they pull for membership? If so, which CRA?

 

The did not pull for membership for me.

[cputrwz]

Are they BK friendly?

 

Don't know yet but will find out! I am a little over a year post BK and am sitting on 0 inquiries and very low utilization. I am debating whether to pull the trigger now or wait another 3-4 months.

 

I believe Foeplay mentioned he was approved for a card with no hard pull as well. I don't think he has a BK though.

 

LOL do it I say! Let me live vicariously through your app'ing. You know, on a side note, I dunno how you got a CC with Apple... they turned me down for "bankruptcy". I was like WTF... lol.

 

And no, Foe has not BK'd.

Edited February 10, 2011 by cputrwz

[JaseT]

Join the Ryman Arts Alumni Association by donating $15 (or more if you'd like). Click on link and then select "Other Alumni Association Supporter" in the drop down.

 

 

Ryman Arts

 

The other way to join is.....

 

To take advantage of Membership in Partners Federal Credit Union, you must be one of the following:

 

 

•An employee of The Walt Disney Company or one of its subsidiaries

•A retiree of The Walt Disney Company or one of its subsidiaries

•An immediate family member or roommate of one of the above

 

Thanks for the info! I don't suppose they consider a first cousin "immediate family" ?

 

To answer my own question, I called PFCU and the very friendly CSR told me "of course!"

[ericgunit]

Join the Ryman Arts Alumni Association by donating $15 (or more if you'd like). Click on link and then select "Other Alumni Association Supporter" in the drop down.

 

 

Ryman Arts

 

The other way to join is.....

 

To take advantage of Membership in Partners Federal Credit Union, you must be one of the following:

 

 

•An employee of The Walt Disney Company or one of its subsidiaries

•A retiree of The Walt Disney Company or one of its subsidiaries

•An immediate family member or roommate of one of the above

 

Thanks for the info! I don't suppose they consider a first cousin "immediate family" ?

 

To answer my own question, I called PFCU and the very friendly CSR told me "of course!"

 

Very cool. Saves you $15 bucks. I was going to say that their website has a statement that says -- "If you're not sure if you qualify call us!"

 

Where there is a will there is a way.

Edited February 10, 2011 by ericgunit

[cputrwz]

Were you flirting with another CSR trying to get them to adopt you Jase?

Edited February 10, 2011 by cputrwz

[JaseT]

Join the Ryman Arts Alumni Association by donating $15 (or more if you'd like). Click on link and then select "Other Alumni Association Supporter" in the drop down.

 

 

Ryman Arts

 

The other way to join is.....

 

To take advantage of Membership in Partners Federal Credit Union, you must be one of the following:

 

 

•An employee of The Walt Disney Company or one of its subsidiaries

•A retiree of The Walt Disney Company or one of its subsidiaries

•An immediate family member or roommate of one of the above

 

Thanks for the info! I don't suppose they consider a first cousin "immediate family" ?

 

To answer my own question, I called PFCU and the very friendly CSR told me "of course!"

 

However, on their online app, "cousin" is not listed as a family member. Hmmmm....

[JaseT]

Were you flirting with another CSR trying to get them to adopt you Jase?

 

 

I'm in no rush to join Partners, Alliant, or Affinity as I can't apply for anymore credit products. However, I like to map out what my future apps will be.

[foeplay]

I get sent pre-approvals for car loans and credit cards all the time. I accepted a credit card a couple months ago and they topped my highest line at the time (NFCU). I mailed back the acceptance and a loan officer called me to tell me that I was approved and requested my last pay stub. I never got a hard inquiry so they must have used my PRM pull on EQ. I don't have a BK.

[TXDatN]

Question: When you joined the Ryman Arts association, did you just select other supporter and paid the $15 through paypal? Cause that is what I did and Partners said I was not eligible. This was a few months back when I tried.

[cputrwz]

Were you flirting with another CSR trying to get them to adopt you Jase?

 

 

I'm in no rush to join Partners, Alliant, or Affinity as I can't apply for anymore credit products. However, I like to map out what my future apps will be.

 

Hehe, yea but you can't put a timeline on family....

[v8envy]

I hope this doesn't turn into a PSECU fiasco I missed the train on that one so I am going to give it a go with Partners

[ericgunit]

Question: When you joined the Ryman Arts association, did you just select other supporter and paid the $15 through paypal? Cause that is what I did and Partners said I was not eligible. This was a few months back when I tried.

 

Yes. That is exactly what I did and I also checked that I was a Ryman member on the online application.

[ericgunit]

I hope this doesn't turn into a PSECU fiasco I missed the train on that one so I am going to give it a go with Partners

 

I doubt it. I don't think they are giving out $20K combos like PSECU was.

[cputrwz]

Ok enuf Gibba jabba... go app Eric!

[TXDatN]

Question: When you joined the Ryman Arts association, did you just select other supporter and paid the $15 through paypal? Cause that is what I did and Partners said I was not eligible. This was a few months back when I tried.

 

Yes. That is exactly what I did and I also checked that I was a Ryman member on the online application.

 

 

Odd. Maybe I should try again. When I got the letter membership denial letter from Partners FCU, I was thinking maybe they were not able to verify I joined Ryman Arts. And the reason being was that I didnt actually send an application to join Ryman Arts, it was just a $15 payment to them. I also did check off that I was a Ryman member on my Partners FCU membership application.

Edited February 10, 2011 by ForeverBuilding

[JaseT]

I hope this doesn't turn into a PSECU fiasco I missed the train on that one so I am going to give it a go with Partners

 

That train is still accepting passengers AFAIK....